,i  #aaf? ,,congress  #a/ ,session  ,h4 
,r4 #dfeh  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,octob] #aa1          
#bjai,mrs4 ,murphy ( ,florida introduc$ 
! foll[+ bill2 :i* 0 ref]r$ to !        
,committee on ,education & ,labor  ,a   
,,bill  ,to require ! ,secret>y (       
,education to develop & implem5t a      
process t enables c]ta9 borr[]s to elect
 to repay c]ta9 loans ?r\gh writt51     
electronic1 or v]bal notice to !        
,secret>y ( ,education1 & = o!r         
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,emp[]+ ,/ud5t ,borr[]s    
,act4  #b4 ,writt51 electronic1 or v]bal
 enrollm5t 9 income-bas$ repaym5t  7a7  
,9 g5]al ,! ,secret>y ( ,education %all 
develop & implem5t a process t enables a
 cov]$ borr[] ( a loan made "u "p ,d ( !
 ,high] ,education ,act ( #aife 7#bj    
,u4,s4,c4 #ajhg;a et seq47 :o desires to
 elect to repay su* loan "u income-bas$ 
repaym5t "u subp>agraph 7,d7 or 7,e7 (  
section #dee7;d77#a7 ( ! ,high]         
,education ,act ( #aife 7#bj ,u4,s4,c4  

#ajhg;e7d77#a77 to make su* election    
?r\gh writt51 electronic1 or v]bal      
notice to ! ,secret>y ( ,education4  7b7
 ,cov]$ borr[] def9$ ,9 ?is section1 !  
t]m cov]$ borr[] means a borr[] ( a loan
 made "u "p ,d ( ! ,high] ,education    
,act ( #aife 7#bj ,u4,s4,c4 #ajhg;a et  
seq47 :o--  7#a7 is enroll$ 9 an        
income-bas$ repaym5t "u subp>agraph 7,d7
 or 7,e7 ( section #dee7;d77#a7 ( !     
,high] ,education ,act ( #aife 7#bj     
,u4,s4,c4 #ajhg;e7d77#a772 or  7#b7 has 
n yet select$ a repaym5t plan & is 9 !  
grace p]iod = su* loan4