,i  #aafth ,,congress  #ast ,session    
,h4 ,r4 #dfeh  ,,in ,,the ,,house ,,of  
,,representatives  ,october #aa1        
#bjai,mrs4 ,murphy of ,florida          
introduced the following bill2 which was
 referred to the ,committee on          
,education and ,labor  ,a ,,bill  ,to   
require the ,secretary of ,education to 
develop and implement a process that    
enables certain borrowers to elect to   
repay certain loans through written1    
electronic1 or verbal notice to the     
,secretary of ,education1 and for other 
purposes4  #a4 ,short title ,this ,act  
may be cited as the ,empowering ,student
 ,borrowers ,act4  #b4 ,written1        
electronic1 or verbal enrollment in     
income-based repayment  7a7 ,in general 
,the ,secretary of ,education shall     
develop and implement a process that    
enables a covered borrower of a loan    
made under part ,d of the ,higher       
,education ,act of #aife 7#bj ,u4,s4,c4 
#ajhg;a et seq47 who desires to elect to
 repay such loan under income-based     

repayment under subparagraph 7,d7 or    
7,e7 of section #dee7;d77#a7 of the     
,higher ,education ,act of #aife 7#bj   
,u4,s4,c4 #ajhg;e7d77#a77 to make such  
election through written1 electronic1 or
 verbal notice to the ,secretary of     
,education4  7b7 ,covered borrower      
defined ,in this section1 the term      
covered borrower means a borrower of a  
loan made under part ,d of the ,higher  
,education ,act of #aife 7#bj ,u4,s4,c4 
#ajhg;a et seq47 who--  7#a7 is enrolled
 in an income-based repayment under     
subparagraph 7,d7 or 7,e7 of section    
#dee7;d77#a7 of the ,higher ,education  
,act of #aife 7#bj ,u4,s4,c4            
#ajhg;e7d77#a772 or  7#b7 has not yet   
selected a repayment plan and is in the 
grace period for such loan4