#aaf? ,,congress  #a/ ,session  ,h4 ,r4 
#dfcd  ,,an ,,act  ,to reau?orize !     
,t]rorism ,risk ,insurance ,act ( #bjjb1
 & = o!r purposes4  #a4 ,%ort title ,?is
 ,act may be cit$ z ! ,t]rorism ,risk   
,insurance ,program ,reau?orization ,act
 ( #bjai4  #b4 #g-ye> ext5sion (        
,t]rorism ,risk ,insurance ,program  7a7
 ,t]m9ation date ,section #ajh7;a7 ( !  
,t]rorism ,risk ,insurance ,act ( #bjjb 
7#ae ,u4,s4,c4 #fgja note7 is am5d$ by  
/rik+ #bjbj & ins]t+ #bjbg4  7b7 ,tim+ (
 m&atory rec\pm5t ,section              
#ajc7;e77#g77;,e77i7 ( ! ,t]rorism ,risk
 ,insurance ,act ( #bjjb 7#ae ,u4,s4,c4 
#fgja note7 is am5d$-- 7#a7 9 subclause 
7,i7--  7,a7 by /rik+ #bjag & ins]t+    
#bjbb2 &  7,b7 by /rik+ #bjai & ins]t+  
#bjbd2  7#b7 9 subclause 7,,ii7-- 7,a7  
by /rik+ #bjah & ins]t+ #bjbc2  7,b7 by 
/rik+ #bjai & ins]t+ #bjbd2 &  7,c7 by  
/rik+ #bjbd & ins]t+ #bjbi2 &  7#c7 9   
subclause 7,,iii7-- 7,a7 by /rik+ #bjai 
& ins]t+ #bjbd2 &  7,b7 by /rik+ #bjbd &
 ins]t+ #bjbi4  7c7 ,ongo+ reports      

reg>d+ m>ket conditions = t]rorism risk 
insurance ,p>agraph 7#b7 ( section      
#ajd7;h7 ( ! ,t]rorism ,risk ,insurance 
,act ( #bjjb 7#ae ,u4,s4,c4 #fgja note7 
is am5d$--  7#a7 by r$esignat+          
subp>agraphs 7,b7 ?r\gh 7,e7 z          
subp>agraphs 7,c7 ?r\gh 7,f71           
respectively2 &  7#b7 by ins]t+ aft]    
subp>agraph 7,a7 ! foll[+ new           
subp>agraph3  7,b7 an evaluation ( !    
availability & af=dability ( t]rorism   
risk insurance1 :i* %all include an     
analysis ( su* availability &           
af=dability specifically = places (     
wor%ip2  4  7d7 ,/udy & report on cyb]  
t]rorism ,n lat] ?an ! expiration ( !   
#ahj-;day p]iod beg9n+ on ! date ( !    
enactm5t ( ?is ,act1 ! ,comptroll]      
,g5]al ( ! ,unit$ ,/ates %all conduct a 
/udy & report to ! ,committee on        
,f9ancial ,s]vices ( ! ,h\se (          
,repres5tatives & ! ,committee on       
,bank+1 ,h\s+1 & ,urban ,affairs ( !    
,s5ate1 :i* %all--  7#a7 analyze &      
address-- 7,a7 ov]all vuln]abilities &  

pot5tial co/s ( cyb] attacks to ! ,unit$
 ,/ates public & private infra/ructure t
 c\ld result 9 physical or digital      
damage2  7,b7 :e!r ,/ate-def9$ cyb]     
liability "u a prop]ty & casualty l9e ( 
insurance is adequate cov]age = an act (
 cyb] t]rorism2  7,c7 :e!r su* risks c  
be adequately pric$ by ! private m>ket2 
&  7,d7 :e!r ! curr5t risk-%>e sy/em "u 
! ,t]rorism ,risk ,insurance ,act (     
#bjjb is appropriate = a cyb] t]rorism  
ev5t2 &  7#b7 set =? recomm5dations on  
h[ ! ,congress c\ld am5d su* ,act to    
meet ! next g5]ation ( cyb] ?reats4  #c4
 ,det]m9ation ( budget>y effects ,!     
budget>y effects ( ?is ,act1 = ! purpose
 ( comply+ ) ! ,/atutory                
,pay-,z-,y-,g-,act ( #bjaj1 %all be     
det]m9$ by ref]5ce to ! late/ /atem5t   
titl$ ,budget>y ,effects ( ,,paygo      
,legislation = ?is ,act1 submitt$ =     
pr9t+ 9 ! ,congressional ,record by !   
,*airman ( ! ,h\se ,budget ,committee1  
provid$ t su* /atem5t has be5 submitt$  
prior to ! vote on passage4  ,pass$ !   

,h\se ( ,repres5tatives ,novemb] #ah1   
#bjai4;,cl]k4