,i  #aafth ,,congress  #ast ,session    
,h4 ,r4 #dfbe  ,,in ,,the ,,house ,,of  
,,representatives  ,october #h1         
#bjai,mr4 ,levin of ,california         
introduced the following bill2 which was
 referred to the ,committee on          
,veterans' ,affairs  ,a ,,bill  ,to     
amend title #ch1 ,united ,states ,code1 
to require that educational institutions
 abide by certain principles as a       
condition of approval for purposes of   
the educational assistance programs of  
the ,department of ,veterans ,affairs1  
and for other purposes4  #a4 ,short     
title ,this ,act may be cited as the    
,protect the ,,gi ,bill ,act4  #b4      
,requirements for educational           
institutions participating in the       
educational assistance programs of the  
,department of ,veterans ,affairs       
,section #cfgi of title #ch1 ,united    
,states ,code1 is amended by adding at  
the end the following new subsection3   
7f7  7#a7 ,except as provided by        
paragraph 7#e71 a ,state approving      

agency1 or the ,secretary when acting in
 the role of the ,state approving       
agency1 shall take an action described  
in paragraph 7#d77;,a7 if the ,state    
approving agency or the ,secretary      
determines that an educational          
institution does not perform any of the 
following3  7,a7 ,prior to the          
enrollment of a covered individual in a 
course of education at the educational  
institution1 provide the individual with
 a form that contains information       
personalized to the individual that     
describes--  7i7 the total cost of the  
course1 including tuition1 fees1 books1 
supplies1 and any other additional      
costs2  7ii7 an estimate of the cost for
 living expenses for students enrolled  
in the course2  7iii7 the amount of the 
costs under clauses 7i7 and 7ii7 that   
are covered by the educational          
assistance provided to the individual   
under chapter #cj1 #cb1 #cc1 or #ce of  
this title1 or chapter #afjf or #afjg of
 title #aj1 as the case may be2  7iv7   

the type and amount of ,federal         
financial aid not administered by the   
,secretary and financial aid offered by 
the institution that the individual may 
qualify to receive2  7v7 an estimate of 
the amount of student loan debt the     
individual would have upon graduation2  
7vi7 information regarding graduation   
rates2  7vii7 job-placement rates for   
graduates of the course1 if available2  
7viii7 any conditions or additional     
requirements1 including training1       
experience1 or examinations1 required to
 obtain the license1 certification1 or  
approval for which the course of        
education is designed to provide        
preparation2 and  7ix7 other information
 to facilitate comparison by the        
individual of aid packages offered by   
different educational institutions4     
7,b7 ,not later than #ae days after the 
date on which the institution 7or the   
governing body of the institution7      
determines tuition rates and fees for an
 academic year that is different than   

the amount being charged by the         
institution1 provide a covered          
individual enrolled in a course of      
education at the educational institution
 with the form under subparagraph 7,a7  
that contains updated information4  7,c7
 ,maintain policies to-- 7i7 inform each
 covered individual enrolled in a course
 of education at the educational        
institution of the availability of      
,federal financial aid not administered 
by the ,secretary and financial aid     
offered by the institution2 and  7ii7   
alert such individual of the potential  
eligibility of the individual for such  
financial aid before packaging or       
arranging student loans or alternative  
financing programs for the individual4  
7,d7 ,maintain policies to-- 7i7        
prohibit the automatic renewal of a     
covered individual in courses and       
programs of education2 and  7ii7 ensure 
that each covered individual approves of
 the enrollment of the individual in a  
course4  7,e7 ,provide to a covered     

individual enrolled in a course of      
education at the educational institution
 with information regarding the         
requirements to graduate from such      
course1 including information regarding 
when required classes will be offered   
and a timeline to graduate4  7,f7 ,with 
respect to an accredited educational    
institution1 obtain the approval of the 
accrediting agency for each new course  
or program of the institution before    
enrolling covered individuals in such   
courses or programs if the accrediting  
agency determines that such approval is 
appropriate under the substantive change
 requirements of the accrediting agency 
regarding the quality1 objectives1      
scope1 or control of the institution4   
7,g7 ,maintain a policy that-- 7i7      
ensures that members of the ,armed      
,forces1 including the reserve          
components and the ,national ,guard1 who
 enroll in a course of education at the 
educational institution may be          
readmitted at such institution if such  

members are temporarily unavailable or  
have to suspend such enrollment by      
reason of serving in the ,armed ,forces2
 and  7ii7 otherwise accommodates such  
members during short absences by reason 
of such service4  7,h7 ,designate an    
employee of the educational institution 
to serve as a point of contact for      
covered individuals and the family of   
such individuals needing assistance with
 respect to academic counseling1        
financial counseling1 disability        
counseling1 and other information       
regarding completing a course of        
education at such institution1 including
 by referring such individuals and      
family to the appropriate persons for   
such counseling and information4  7#b7  
,except as provided by paragraph 7#e71 a
 ,state approving agency1 or the        
,secretary when acting in the role of   
the ,state approving agency1 shall take 
an action described in paragraph        
7#d77;,a7 if the ,state approving       
agency1 the ,secretary1 or the ,federal 

,trade ,commission1 determines that an  
educational institution does any of the 
following3  7,a7 ,carries out fraudulent
 or persistent recruiting techniques1   
including on military installations1    
that may include--  7i7                 
misrepresentation or payment of         
incentive compensation2  7ii7 during any
 one-month period making three or more  
unsolicited contacts to a covered       
individual1 including contacts by phone1
 email1 or in-person2 or  7iii7 engaging
 in same-day recruitment and            
registration4  7,b7 ,pays inducements1  
including any gratuity1 favor1 discount1
 entertainment1 hospitality1 loan1      
transportation1 lodging1 meals1 or other
 item having a monetary value of more   
than a de minimis amount1 to any        
individual or entity1 or its agents     
including third-party lead generators or
 marketing firms other than salaries    
paid to employees or fees paid to       
contractors in conformity with all      
applicable laws for the purpose of      

securing enrollments of covered         
individuals or obtaining access to      
educational assistance under this title1
 with the exception of scholarships1    
grants1 and tuition reductions provided 
by the educational institution4  7#c7 ,a
 ,state approving agency1 or the        
,secretary when acting in the role of   
the ,state approving agency1 shall take 
an action described in paragraph        
7#d77;,a7 if the ,state approving agency
 or the ,secretary determines that an   
educational institution is the subject  
of a negative action made by the        
accrediting agency that accredits the   
institution1 including any of the       
following3  7,a7 ,a show cause order4   
7,b7 ,accreditor sanctions4  7,c7       
,accreditation probation4  7,d7 ,the    
loss of accreditation or candidacy for  
accreditation4  7#d7  7,a7 ,an action   
described in this subparagraph is any of
 the following3 7i7 ,publishing a       
warning on the internet website of the  
,department described in section        

#cfih7;c77#b7 of this title1 or such    
other similar internet website of the   
,department1 that describes how an      
educational institution is failing to   
meet a requirement under paragraph 7#a7 
or 7#b74  7ii7 ,prohibiting the pursuit 
by an individual of a course of         
education at an educational institution 
under chapter #cj1 #cb1 #cc1 or #ce of  
this title1 or chapter #afjf or #afjg of
 title #aj1 during the period beginning 
on the date of such prohibition and     
ending on a date specified by the ,state
 approving agency1 in consultation with 
the ,secretary1 or the ,secretary when  
acting in the role of the ,state        
approving agency1 unless the individual 
was enrolled at the institution before  
such period4  7,b7 ,the ,secretary shall
 establish guidelines to ensure that the
 actions described in subparagraph 7,a7 
are applied in a proportional and       
uniform manner by ,state approving      
agencies1 or the ,secretary when acting 
in the role of the ,state approving     

agency4  7#e7 ,the ,secretary may waive 
the requirements of paragraph 7#a7 or   
waive the requirements of paragraph 7#b7
 with respect to an educational         
institution for a one-academic-year     
period beginning in ,august of the year 
in which the waiver is made4 ,a single  
educational institution may not receive 
waivers under this paragraph for more   
than two consecutive academic years4    
7#f7 ,on an annual basis1 the ,secretary
 shall submit to the ,committees on     
,veterans' ,affairs of the ,house of    
,representatives and the ,senate1 and   
make publicly available1 a report that  
includes the following3  7,a7 ,a summary
 of each action described in paragraph  
7#d77;,a7 made during the year covered  
by the report1 including--  7i7 the name
 of the educational institution2  7ii7  
the type of action taken2  7iii7 the    
rationale for the action1 including how 
the educational institution was not in  
compliance with this subsection2  7iv7  
the length of time that the educational 

institution was not in such compliance2 
and  7v7 whether the educational        
institution was also not in compliance  
with this subsection during any of the  
two years prior to the year covered by  
the report4  7,b7 ,a summary and        
justifications for the waivers made     
under paragraph 7#e7 during the year    
covered by the report1 including the    
total number of waivers each educational
 institution has received4  7,c7        
,recommendations of the ,secretary with 
respect to any legislative actions the  
,secretary determines appropriate to    
ensure that this subsection is carried  
out in a manner that is consistent with 
the requirements that educational       
institutions must meet for purposes of  
other departments or agencies of the    
,federal ,government4  7#g7 ,in this    
subsection1 the term covered individual 
means an individual who is pursuing a   
course of education at an educational   
institution under chapter #cj1 #cb1 #cc1
 or #ce of this title4  4  #c4          

,improvements to limitation on certain  
advertising1 sales1 and enrollment      
practices  7a7 ,substantial             
misrepresentation  7#a7 ,in general     
,subsection 7a7 of section #cfif of     
title #ch1 ,united ,states ,code1 is    
amended to read as follows3  7a7 ,the   
,secretary shall not approve the        
enrollment of an eligible veteran or    
eligible person in any course offered by
 an institution1 or by an entity that   
owns the institution1 engaged in        
substantial misrepresentation described 
in subsection 7e77#a74  4  7#b7         
,definitions ,such section is amended by
 adding at the end the following new    
subsection3  7e7 7#a7 ,substantial      
misrepresentation described in this     
paragraph is substantial                
misrepresentation by an educational     
institution1 a representative of the    
institution1 or any person with whom the
 institution has an agreement to provide
 educational programs1 marketing1       
advertising1 recruiting or admissions   

services1 concerning any of the         
following3  7,a7 ,the nature of the     
educational program of the institution1 
including misrepresentation regarding-- 
7i7 the particular type1 specific       
source1 or nature and extent1 of the    
accreditation of the institution or a   
course of education at the institution2 
7ii7 whether a student may transfer     
course credits to another institution2  
7iii7 conditions under which the        
institution will accept transfer credits
 earned at another institution2  7iv7   
whether successful completion of a      
course of instruction qualifies a       
student-- 7,i7 for acceptance to a labor
 union or similar organization2 or      
7,,ii7 to receive1 to apply to take1 or 
to take an examination required to      
receive a local1 ,state1 or ,federal    
license1 or a nongovernmental           
certification required as a precondition
 for employment1 or to perform certain  
functions in the ,states in which the   
educational program is offered1 or to   

meet additional conditions that the     
institution knows or reasonably should  
know are generally needed to secure     
employment in a recognized occupation   
for which the program is represented to 
prepare students2  7v7 the requirements 
for successfully completing the course  
of study or program and the             
circumstances that would constitute     
grounds for terminating the student's   
enrollment2  7vi7 whether the courses of
 education at the institution are       
recommended or have been the subject of 
unsolicited testimonials or endorsements
 by--  7,i7 vocational counselors1 high 
schools1 colleges1 educational          
organizations1 employment agencies1     
members of a particular industry1       
students1 former students1 or others2 or
  7,,ii7 officials of a local or ,state 
government or the ,federal ,government2 
7vii7 the size1 location1 facilities1 or
 equipment of the institution2  7viii7  
the availability1 frequency1 and        
appropriateness of the courses of       

education and programs to the employment
 objectives that the institution states 
the courses and programs are designed to
 meet2  7ix7 the nature1 age1 and       
availability of the training devices or 
equipment of the institution and the    
appropriateness to the employment       
objectives that the institution states  
the courses and programs are designed to
 meet2  7x7 the number1 availability1   
and qualifications1 including the       
training and experience1 of the faculty 
and other personnel of the institution2 
7xi7 the availability of part-time      
employment or other forms of financial  
assistance2  7xii7 the nature and       
availability of any tutorial or         
specialized instruction1 guidance and   
counseling1 or other supplementary      
assistance the institution ill provide  
students before1 during1 or after the   
completion of a course of education2    
7xiii7 the nature or extent of any      
prerequisites established for enrollment
 in any course of education2  7xiv7 the 

subject matter1 content of the course of
 education1 or any other fact related to
 the degree1 diploma1 certificate of    
completion1 or any similar document that
 the student is to be1 or is1 awarded   
upon completion of the course of        
education2 and  7xv7 whether the degree 
that the institution will confer upon   
completion of the course of education   
has been authorized by the appropriate  
,state educational agency1 including    
with respect to cases where the         
institution fails to disclose facts     
regarding the lack of such authorization
 in any advertising or promotional      
materials that reference such degree4   
7,b7 ,the financial charges of the      
institution1 including misrepresentation
 regarding-- 7i7 offers of scholarships 
to pay all or part of a course charge2  
7ii7 whether a particular charge is the 
customary charge at the institution for 
a course2  7iii7 the cost of the program
 and the refund policy of the           
institution if the student does not     

complete the program2  7iv7 the         
availability or nature of any financial 
assistance offered to students1         
including a student's responsibility to 
repay any loans1 regardless of whether  
the student is successful in completing 
the program and obtaining employment2   
and  7v7 the student's right to reject  
any particular type of financial aid or 
other assistance1 or whether the student
 must apply for a particular type of    
financial aid1 such as financing offered
 by the institution4  7,c7 ,the         
employability of the graduates of the   
institution1 including misrepresentation
 regarding-- 7i7 the relationship of the
 institution with any organization1     
employment agency1 or other agency      
providing authorized training leading   
directly to employment2  7ii7 the plans 
of the institution to maintain a        
placement service for graduates or      
otherwise assist graduates to obtain    
employment2  7iii7 the knowledge of the 
institution about the current or likely 

future conditions1 compensation1 or     
employment opportunities in the industry
 or occupation for which the students   
are being prepared2  7iv7 job market    
statistics maintained by the ,federal   
,government in relation to the potential
 placement of the graduates of the      
institution2 and  7v7 other requirements
 that are generally needed to be        
employed in the fields for which the    
training is provided1 such as           
requirements related to commercial      
driving licenses or permits to carry    
firearms1 and failing to disclose       
factors that would prevent an applicant 
from qualifying for such requirements1  
such as prior criminal records or       
preexisting medical conditions4  7#b7   
,in this subsection3 7,a7 ,the term     
misleading statement includes any       
communication made in writing1 visually1
 orally1 or through other means1 that   
has the likelihood or tendency to       
mislead the intended recipient of the   
communication under the circumstances in

 which the communication is made4 ,such 
term includes the use of student        
endorsements or testimonials for an     
educational institution that a student  
gives to the institution either under   
duress or because the institution       
required the student to make such an    
endorsement or testimonial to           
participate in a program of education4  
7,b7 ,the term misrepresentation means  
any false1 erroneous1 or misleading     
statement made directly or indirectly to
 a student1 a prospective student1 the  
public1 an accrediting agency1 a ,state 
agency1 or to the ,secretary by an      
eligible institution1 one of its        
representatives1 or any person with whom
 the institution has an agreement to    
provide educational programs1 marketing1
 advertising1 recruiting or admissions  
services4  7,c7 ,the term substantial   
misrepresentation means                 
misrepresentation in which the person to
 whom it was made could reasonably be   
expected to rely1 or has reasonably     

relied1 to that person's detriment4  4  
7b7 ,referral ,subsection 7c7 of such   
section is amended by striking the last 
sentence and inserting the following3   
,the findings and results of any such   
investigations shall be referred to the 
,state approving agency1 or the         
,secretary when acting in the role of   
the ,state approving agency1 who shall  
take appropriate action in such cases   
not later than #ij days after the date  
of such referral44  7c7 ,requirements   
for nonaccredited courses  ,paragraph   
7#aj7 of section #cfgf7;c7 of such title
 is amended to read as follows3  7#aj7  
,the institution1 and any entity that   
owns the institution1 does not engage in
 substantial misrepresentation described
 in section #cfif7;e7 of this title4    
,the institution shall not be deemed to 
have met this requirement until the     
,state approving agency--  7,a7 has     
ascertained from the ,federal ,trade    
,commission whether the ,commission has 
issued an order to the institution to   

cease and desist from any act or        
practice described in such subsection2  
7,b7 has1 if such an order has been     
issued1 given due weight to that fact2  
and  7,c7 has reviewed the complete     
record of all advertising1 sales1 or    
enrollment materials 7and copies        
thereof7 used by or on behalf of the    
institution during the preceding        
#ab-month period4  4  #d4 ,application  
date ,the amendments made by this ,act  
shall apply to an educational           
institution beginning on the date that  
is #ahj days after the date of the      
enactment of this ,act4