,i  #aaf? ,,congress  #a/ ,session  ,h4 
,r4 #ddgf  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,septemb] #bd1        
#bjai,mrs4 ,c>olyn ,b4 ,maloney ( ,new  
,york 7= h]self & ,mr4 ,mc,henry7       
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices1 & 9
 addition to ! ,committee on            
,agriculture1 = a p]iod to be           
subsequ5tly det]m9$ by ! ,speak]1 9 ea* 
case = consid]ation ( su* provisions z  
fall )9 ! jurisdiction ( ! committee    
conc]n$  ,a ,,bill  ,to am5d securities1
 commodities1 & bank+ laws to make !    
in=mation report$ to f9ancial regulatory
 ag5cies electronically se>*able1 to    
fur!r enable ! developm5t ( ,reg,tech & 
,artificial ,intellig5ce applications1  
to put ! ,unit$ ,/ates on a pa? t[>ds   
build+ a compreh5sive ,/&>d ,bus9ess    
,report+ program to ultimately h>monize 
& r$uce ! private sector's regulatory   
compliance burd51 :ile enhanc+          
transp>5cy & acc\ntability1 & = o!r     
purposes4  #a4 ,%ort title2 table (     

cont5ts  7a7 ,%ort title ,?is ,act may  
be cit$ z ! ,f9ancial ,transp>5cy ,act (
 #bjai4  7b7 ,table ( cont5ts ,! table (
 cont5ts = ?is ,act is z foll[s3  ,sec4 
#a4 ,%ort title2 table ( cont5ts4 ,title
 ,i--,dep>tm5t ( ! ,treasury ,sec4 #aja4
 ,data /&>ds4 ,sec4 #ajb4 ,op5 data     
publication by ! ,dep>tm5t ( !          
,treasury4 ,sec4 #ajc4 ,rulemak+4 ,sec4 
#ajd4 ,classifi$ & protect$ in=mation4  
,sec4 #aje4 ,no new disclosure          
requirem5ts4 ,sec4 #ajf4 ,report4 ,sec4 
#ajg4 ,con=m+ am5dm5ts to ! ,(fice (    
,f9ancial ,rese>*4 ,title               
,,ii--,securities & ,ex*ange ,commission
 ,sec4 #bja4 ,data /&>ds requirem5ts = !
 ,securities & ,ex*ange ,commission4    
,sec4 #bjb4 ,op5 data publication by !  
,securities & ,ex*ange ,commission4     
,sec4 #bjc4 ,data transp>5cy at !       
,municipal ,securities ,rulemak+ ,bo>d4 
,sec4 #bjd4 ,data transp>5cy at national
 securities associations4 ,sec4 #bje4   
,%ort]-t]m burd5 r$uction & disclosure  
simplification at ! ,securities &       

,ex*ange ,commission2 sunset4 ,sec4     
#bjf4 ,no new disclosure requirem5ts4   
,title ,,iii--,f$]al ,deposit ,insurance
 ,corporation ,sec4 #cja4 ,data /&>ds   
requirem5ts = ! ,f$]al ,deposit         
,insurance ,corporation4 ,sec4 #cjb4    
,op5 data publication by ! ,f$]al       
,deposit ,insurance ,corporation4 ,sec4 
#cjc4 ,rulemak+4 ,sec4 #cjd4 ,no new    
disclosure requirem5ts4 ,title          
,,iv--,(fice ( ! ,comptroll] ( !        
,curr5cy ,sec4 #dja4 ,data /&>ds & op5  
data publication requirem5ts = ! ,(fice 
( ! ,comptroll] ( ! ,curr5cy4 ,sec4     
#djb4 ,rulemak+4 ,sec4 #djc4 ,no new    
disclosure requirem5ts4 ,title          
,v--,bureau ( ,consum] ,f9ancial        
,protection ,sec4 #eja4 ,data /&>ds &   
op5 data publication requirem5ts = !    
,bureau ( ,consum] ,f9ancial            
,protection4 ,sec4 #ejb4 ,rulemak+4     
,sec4 #ejc4 ,no new disclosure          
requirem5ts4 ,title ,,vi--,f$]al ,res]ve
 ,sy/em ,sec4 #fja4 ,data /&>ds         
requirem5ts = ! ,bo>d ( ,gov]nors ( !   

,f$]al ,res]ve ,sy/em4 ,sec4 #fjb4 ,op5 
data publication by ! ,bo>d ( ,gov]nors 
( ! ,f$]al ,res]ve ,sy/em4 ,sec4 #fjc4  
,rulemak+4 ,sec4 #fjd4 ,no new          
disclosure requirem5ts4 ,title          
,,vii--,commodity ,futures ,trad+       
,commission ,sec4 #gja4 ,data /&>ds4    
,sec4 #gjb4 ,op5 data publication by !  
,commodity ,futures ,trad+ ,commission4 
,sec4 #gjc4 ,rulemak+4 ,sec4 #gjd4 ,no  
new disclosure requirem5ts4 ,title      
,,viii--,national ,cr$it ,union         
,adm9i/ration ,sec4 #hja4 ,data /&>ds4  
,sec4 #hjb4 ,op5 data publication by !  
,national ,cr$it ,union ,adm9i/ration4  
,sec4 #hjc4 ,rulemak+4 ,sec4 #hjd4 ,no  
new disclosure requirem5ts4 ,title      
,,ix--,f$]al ,h\s+ ,f9ance ,ag5cy ,sec4 
#ija4 ,data /&>ds requirem5ts = ! ,f$]al
 ,h\s+ ,f9ance ,ag5cy4 ,sec4 #ijb4 ,op5 
data publication by ! ,f$]al ,h\s+      
,f9ance ,ag5cy4 ,sec4 #ijc4 ,rulemak+4  
,sec4 #ijd4 ,no new disclosure          
requirem5ts4 ,title ,x--,miscellane\s   
,sec4 #ajja4 ,rule ( con/ruction4  ,i   

,dep>tm5t ( ! ,treasury  #aja4 ,data    
/&>ds  7a7 ,9 g5]al ,subtitle ,a ( title
 ,i ( ! ,f9ancial ,/ability ,act ( #bjaj
 7#ab ,u4,s4,c4 #ecaa et seq47 is am5d$ 
by add+ at ! end ! foll[+3  #abd4 ,data 
/&>ds  7a7 ,9 g5]al ,! ,secret>y ( !    
,treasury %all1 by rule1 promulgate data
 /&>ds1 mean+ a /&>d t specifies rules  
by :i* data is describ$ & record$1 = !  
in=mation report$ to memb] ag5cies by   
f9ancial entities "u ! jurisdiction ( ! 
memb] ag5cy & ! data collect$ f memb]   
ag5cies on behalf ( ! ,c\ncil4  7b7     
,/&>dization ,memb] ag5cies1 9          
consultation ) ! ,secret>y ( !          
,treasury1 %all implem5t regulations    
promulgat$ by ! ,secret>y ( ! ,treasury 
"u subsection 7a7 to /&>dize data       
report$ to memb] ag5cies or collect$ on 
behalf ( ! ,c\ncil1 z describ$ "u       
subsection 7a74 ,if a memb] ag5cy fails 
to implem5t su* regulations prior to !  
expiration ( ! #c-ye> p]iod foll[+ !    
date ( publication ( f9al regulations1 !
 ,secret>y ( ! ,treasury1 9 consultation

 ) ! ,*airp]son1 may implem5t su*       
regulations ) respect to ! f9ancial     
entities "u ! jurisdiction ( ! memb]    
ag5cy4  7c7 ,data /&>ds  7#a7 ,common   
id5tifi]s ,! data /&>ds promulgat$ "u   
subsection 7a7 %all include common      
id5tifi]s = in=mation report$ to memb]  
ag5cies or collect$ on behalf ( !       
,c\ncil1 includ+ a common nonpropriet>y 
legal entity id5tifi] t is available "u 
an op5 lic5se 7z def9$ "u section #cejb 
( title #dd1 ,unit$ ,/ates ,code7 = all 
entities requir$ to report to memb]     
ag5cies4  7#b7 ,data /&>d ,! data /&>ds 
promulgat$ "u subsection 7a7 %all1 to ! 
ext5t practicable-- 7,a7 r5d] data fully
 se>*able & ma*9e-readable 7z def9$ "u  
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7,b7 enable high quality data 
?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     

regulatory in=mation collection         
requirem5ts2  7,c7 assure t a data      
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7,d7 be       
nonpropriet>y or made available "u an   
op5 lic5se2  7,e7 incorporate /&>ds     
develop$ & ma9ta9$ by volunt>y cons5sus 
/&>ds bodies2 &  7,f7 use1 be consi/5t  
)1 & implem5t applicable acc\nt+ &      
report+ pr9ciples4  7#c7 ,consultation  
,9 promulgat+ data /&>ds "u subsection  
7a71 ! ,secret>y ( ! ,treasury %all     
consult ) o!r ,f$]al dep>tm5ts & ag5cies
 & multi-ag5cy initiatives responsible =
 ,f$]al data /&>ds4  7#d7               
,int]op]ability ( data ,9 promulgat+    
data /&>ds "u subsection 7a71 !         
,secret>y ( ! ,treasury %all seek to    
promote int]op]ability ( f9ancial       
regulatory data across memb]s ( !       
,c\ncil4  4  7b7 ,cl]ical am5dm5t ,!    
table ( cont5ts "u section #a7;b7 ( !   

,dodd-,frank ,wall ,/reet ,re=m &       
,consum] ,protection ,act is am5d$ by   
ins]t+ aft] ! item relat+ to section    
#abc ! foll[+3  ,sec4 #abd4 ,data /&>ds4
  4  #ajb4 ,op5 data publication by !   
,dep>tm5t ( ! ,treasury ,section #abd ( 
! ,f9ancial ,/ability ,act ( #bjaj1 z   
add$ by section #aja1 is am5d$ by add+  
at ! end ! foll[+3  7d7 ,op5 data       
publication ,all public in=mation       
publi%$ by ! ,secret>y ( ! ,treasury "u 
?is subtitle %all be made available z an
 op5 ,gov]nm5t data asset 7z def9$ "u   
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code71 freely available = d[nload 9   
bulk1 & r5d]$ 9 a human-readable =mat & 
accessible via application programm+    
int]face :]e appropriate4  4  #ajc4     
,rulemak+ ,n lat] ?an ! end ( ! #b-ye>  
p]iod beg9n+ on ! date ( ! enactm5t (   
?is ,act1 ! ,secret>y ( ! ,treasury %all
 issue ! regulations requir$ "u !       
am5dm5ts made by ?is title4 ,! ,secret>y
 may delegate ! functions requir$ "u !  
am5dm5ts made by ?is title to an        

appropriate (fice )9 ! ,dep>tm5t ( !    
,treasury4  #ajd4 ,classifi$ & protect$ 
in=mation ,no?+ 9 ?is title or !        
am5dm5ts made by ?is title %all require 
! disclosure to ! public (--  7#a7      
in=mation t w\ld be exempt f disclosure 
"u section #eeb ( title #e1 ,unit$      
,/ates ,code 7commonly kn[n z ! ,fre$om 
( ,in=mation ,act72 or  7#b7 in=mation  
protect$ "u section #eeb;a ( title #e1  
,unit$ ,/ates ,code 7commonly kn[n z !  
,privacy ,act ( #aigd71 or section #fajc
 ( ! ,int]nal ,rev5ue ,code ( #aihf4    
#aje4 ,no new disclosure requirem5ts    
,no?+ 9 ?is title or ! am5dm5ts made by 
?is title %all be con/ru$ to require !  
,secret>y ( ! ,treasury to collect      
additional in=mation "u ! /atutes am5d$ 
by ?is title1 beyond in=mation t 0      
collect$ "u su* /atutes be=e ! date ( ! 
enactm5t ( ?is ,act4  #ajf4 ,report ,n  
lat] ?an #a ye> aft] ! end ( ! #b-ye>   
p]iod describ$ 9 section #ajc1 !        
,comptroll] ,g5]al ( ! ,unit$ ,/ates    
%all submit to ,congress a report on !  

feasibility1 co/s1 & pot5tial b5efits ( 
build+ ^u ! taxonomy e/abli%$ by ?is    
,act to arrive at a ,f$]al              
,gov]nm5t-wide regulatory compliance    
/&>dization me*anism simil> to ,/&>d    
,bus9ess ,report+4  #ajg4 ,con=m+       
am5dm5ts to ! ,(fice ( ,f9ancial ,rese>*
 ,section #aec ( ! ,f9ancial ,/ability  
,act ( #bjaj 7#ab ,u4,s4,c4 #ecdc7 is   
am5d$-- 7#a7 9 subsection 7a7--  7,a7 by
 /rik+ p>agraph 7#b72 &  7,b7 by        
r$esignat+ p>agraphs 7#c7 ?r\gh 7#g7 z  
p>agraphs 7#b7 ?r\gh 7#f71 respectively2
 &  7#b7 by am5d+ subsection 7c7 to read
 z foll[s3  7c7 ,rulemak+ au?ority ,!   
,(fice1 9 consultation ) ! ,*airp]son1  
%all issue rules1 regulations1 & ord]s  
only to ! ext5t necess>y to c>ry out !  
purposes & duties describ$ 9 p>agraphs  
7#a7 & 7#f7 ( subsection 7a74  4  ,,ii  
,securities & ,ex*ange ,commission      
#bja4 ,data /&>ds requirem5ts = !       
,securities & ,ex*ange ,commission  7a7 
,data /&>ds = inve/m5t advis]s' reports 
"u ! ,inve/m5t ,advis]s ,act ( #aidj    

,section #bjd ( ! ,inve/m5t ,advis]s    
,act ( #aidj 7#ae ,u4,s4,c4 #hj;b-#d7 is
 am5d$-- 7#a7 by r$esignat+ ! second    
subsection 7d7 7relat+ to ,records (    
,p]sons ,) ,cu/ody ( ,use7 z subsection 
7e72 &  7#b7 by add+ at ! end ! foll[+3 
7f7 ,data /&>ds = reports fil$ "u ?is   
section  7#a7 ,requirem5t ,! ,commission
 %all1 by rule1 adopt data /&>ds = all  
reports fil$ by inve/m5t advis]s ) !    
,commission "u ?is section4  7#b7       
,*>act]i/ics ,! data /&>ds requir$ by   
p>agraph 7#a7 %all1 to ! ext5t          
practicable-- 7,a7 r5d] data fully      
se>*able & ma*9e-readable 7z def9$ "u   
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7,b7 enable high quality data 
?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7,c7 assure t a data      

elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7,d7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7,e7  
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7,f7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7#c7 ,incorporation ( /&>ds ,9 adopt+   
data /&>ds by rule "u ?is subsection1 ! 
,commission %all incorporate all        
applicable data /&>ds promulgat$ by !   
,secret>y ( ! ,treasury4  4  7b7 ,data  
/&>ds = regi/ration /atem5ts & reports  
"u ! ,inve/m5t ,company ,act ( #aidj ,! 
,inve/m5t ,company ,act ( #aidj 7#ae    
,u4,s4,c4 #hj;a-#a et seq47 is am5d$--  
7#a7 9 section #h1 by add+ at ! end !   
foll[+3  7g7 ,data /&>ds = regi/ration  
/atem5ts  7#a7 ,requirem5t ,!           
,commission %all1 by rule1 adopt data   

/&>ds = all regi/ration /atem5ts requir$
 to be fil$ ) ! ,commission "u ?is      
section1 except t ! ,commission may     
exempt exhibits1 signatures1 &          
c]tifications f su* data /&>ds4  7#b7   
,*>act]i/ics ,! data /&>ds requir$ by   
p>agraph 7#a7 %all1 to ! ext5t          
practicable-- 7,a7 r5d] data fully      
se>*able & ma*9e-readable 7z def9$ "u   
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7,b7 enable high quality data 
?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7,c7 assure t a data      
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7,d7 be       
nonpropriet>y or made available "u an   

op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7,e7  
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7,f7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7#c7 ,incorporation ( /&>ds ,9 adopt+   
data /&>ds by rule "u ?is subsection1 ! 
,commission %all incorporate all        
applicable data /&>ds promulgat$ by !   
,secret>y ( ! ,treasury4  2 &  7#b7 9   
section #cj1 by add+ at ! end ! foll[+3 
7k7 ,data /&>ds = reports  7#a7         
,requirem5t ,! ,commission %all1 by     
rule1 adopt data /&>ds = all reports    
requir$ to be fil$ ) ! ,commission "u   
?is section1 except t ! ,commission may 
exempt exhibits1 signatures1 &          
c]tifications f su* data /&>ds4  7#b7   
,*>act]i/ics ,! data /&>ds requir$ by   
p>agraph 7#a7 %all1 to ! ext5t          
practicable-- 7,a7 r5d] data fully      
se>*able & ma*9e-readable 7z def9$ "u   
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7,b7 enable high quality data 

?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7,c7 assure t a data      
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7,d7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7,e7  
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7,f7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7#c7 ,incorporation ( /&>ds ,9 adopt+   
data /&>ds by rule "u ?is subsection1 ! 
,commission %all incorporate all        
applicable data /&>ds promulgat$ by !   
,secret>y ( ! ,treasury4  4  7c7 ,data  

/&>ds = in=mation requir$ ,to be        
submitt$ or publi%$ by nationally       
recogniz$ /ati/ical rat+ organizations  
,section #ae;,e ( ! ,securities ,ex*ange
 ,act ( #aicd 7#ae ,u4,s4,c4 #gho-#g7 is
 am5d$ by add+ at ! end ! foll[+3  7w7  
,data /&>ds = in=mation requir$ ,to be  
submitt$ or publi%$ "u ?is section  7#a7
 ,requirem5t ,! ,commission %all1 by    
rule1 adopt data /&>ds = all in=mation  
requir$ to be submitt$ or publi%$ by a  
nationally recogniz$ /ati/ical rat+     
organization "u ?is section4  7#b7      
,*>act]i/ics ,! data /&>ds requir$ by   
p>agraph 7#a7 %all1 to ! ext5t          
practicable-- 7,a7 r5d] data fully      
se>*able & ma*9e-readable 7z def9$ "u   
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7,b7 enable high quality data 
?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     

regulatory in=mation collection         
requirem5ts2  7,c7 assure t a data      
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7,d7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7,e7  
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7,f7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7#c7 ,incorporation ( /&>ds ,9 adopt+   
data /&>ds by rule "u ?is subsection1 ! 
,commission %all incorporate all        
applicable data /&>ds promulgat$ by !   
,secret>y ( ! ,treasury4  4  7d7 ,data  
/&>ds = asset-,back$ securities         
disclosures ,section #g7;c7 ( !         
,securities ,act ( #aicc 7#ae ,u4,s4,c4 
#gg;g7c77 is am5d$ by add+ at ! end !   
foll[+3  7#c7 ,data /&>ds = asset-back$ 
securities disclosures  7,a7 ,requirem5t

 ,! ,commission %all1 by rule1 adopt    
data /&>ds = all disclosures requir$ "u 
?is subsection4  7,b7 ,*>act]i/ics ,!   
data /&>ds requir$ by subp>agraph 7,a7  
%all1 to ! ext5t practicable-- 7i7 r5d] 
data fully se>*able & ma*9e-readable 7z 
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code72  7ii7 enable high 
quality data ?r\gh s*emas1 ) accompany+ 
metadata 7z def9$ "u section #cejb (    
title #dd1 ,unit$ ,/ates ,code7 docum5t$
 9 ma*9e-readable taxonomy or ontology  
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7iii7 assure t a data     
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7iv7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7v7   
incorporate /&>ds develop$ & ma9ta9$ by 

volunt>y cons5sus /&>ds bodies2 &  7vi7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7,c7 ,incorporation ( /&>ds ,9 adopt+   
data /&>ds by rule "u ?is p>agraph1 !   
,commission %all incorporate all        
applicable data /&>ds promulgat$ by !   
,secret>y ( ! ,treasury4  4  7e7 ,data  
/&>ds = corporate disclosures "u !      
,securities ,act ( #aicc ,section #g ( !
 ,securities ,act ( #aicc 7#ae ,u4,s4,c4
 #gg;g7 is am5d$ by add+ at ! end !     
foll[+3  7e7 ,data /&>ds  7#a7          
,requirem5t ,! ,commission %all1 by     
rule1 adopt data /&>ds = all regi/ration
 /atem5ts & = all prospectuses includ$ 9
 regi/ration /atem5ts requir$ to be fil$
 ) ! ,commission "u ?is title1 except t 
! ,commission may exempt exhibits1      
signatures1 & c]tifications f su* data  
/&>ds4  7#b7 ,*>act]i/ics ,! data /&>ds 
requir$ by p>agraph 7#a7 %all1 to !     
ext5t practicable-- 7,a7 r5d] data fully
 se>*able & ma*9e-readable 7z def9$ "u  
section #cejb ( title #dd1 ,unit$ ,/ates

 ,code72  7,b7 enable high quality data 
?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7,c7 assure t a data      
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7,d7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7,e7  
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7,f7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7#c7 ,incorporation ( /&>ds ,9 adopt+   
data /&>ds by rule "u ?is subsection1 ! 
,commission %all incorporate all        
applicable data /&>ds promulgat$ by !   

,secret>y ( ! ,treasury4  4  7f7 ,data  
/&>ds = p]iodic & curr5t corporate      
disclosures "u ! ,securities ,ex*ange   
,act ( #aicd ,section #ac ( !           
,securities ,ex*ange ,act ( #aicd 7#ae  
,u4,s4,c4 #ghm7 is am5d$ by add+ at !   
end ! foll[+3  7s7 ,data /&>ds  7#a7    
,requirem5t ,! ,commission %all1 by     
rule1 adopt data /&>ds = all in=mation  
conta9$ 9 p]iodic & curr5t reports      
requir$ to be fil$ or furni%$ "u ?is    
section or "u section #ae7;d71 except t 
! ,commission may exempt exhibits1      
signatures1 & c]tifications f su* data  
/&>ds4  7#b7 ,*>act]i/ics ,! data /&>ds 
requir$ by p>agraph 7#a7 %all1 to !     
ext5t practicable-- 7,a7 r5d] data fully
 se>*able & ma*9e-readable 7z def9$ "u  
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7,b7 enable high quality data 
?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       

semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7,c7 assure t a data      
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7,d7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7,e7  
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7,f7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7#c7 ,incorporation ( /&>ds ,9 adopt+   
data /&>ds by rule "u ?is subsection1 ! 
,commission %all incorporate all        
applicable data /&>ds promulgat$ by !   
,secret>y ( ! ,treasury4  4  7g7 ,data  
/&>ds = corporate proxy & cons5t        
solicitation mat]ials "u ! ,securities  
,ex*ange ,act ( #aicd ,section #ad ( !  
,securities ,ex*ange ,act ( #aicd 7#ae  
,u4,s4,c4 #ghn7 is am5d$ by add+ at !   

end ! foll[+3  7k7 ,data /&>ds = proxy &
 cons5t solicitation mat]ials  7#a7     
,requirem5t ,! ,commission %all1 by     
rule1 adopt data /&>ds = all in=mation  
conta9$ 9 any proxy or cons5t           
solicitation mat]ial prep>$ by an issu] 
= an annual meet+ ( ! %>ehold]s ( !     
issu]1 except t ! ,commission may exempt
 exhibits1 signatures1 & c]tifications f
 su* data /&>ds4  7#b7 ,*>act]i/ics ,!  
data /&>ds requir$ by p>agraph 7#a7     
%all1 to ! ext5t practicable-- 7,a7 r5d]
 data fully se>*able & ma*9e-readable 7z
 def9$ "u section #cejb ( title #dd1    
,unit$ ,/ates ,code72  7,b7 enable high 
quality data ?r\gh s*emas1 ) accompany+ 
metadata 7z def9$ "u section #cejb (    
title #dd1 ,unit$ ,/ates ,code7 docum5t$
 9 ma*9e-readable taxonomy or ontology  
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7,c7 assure t a data      
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         

collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7,d7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7,e7  
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7,f7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7#c7 ,incorporation ( /&>ds ,9 adopt+   
data /&>ds by rule "u ?is subsection1 ! 
,commission %all incorporate all        
applicable data /&>ds promulgat$ by !   
,secret>y ( ! ,treasury4  4  7h7 ,data  
/&>ds = security-,bas$ swap report+     
,section #ae;,f ( ! ,securities ,ex*ange
 ,act ( #aicd 7#ae ,u4,s4,c4 #gho-#aj7  
is am5d$ by add+ at ! end ! foll[+3  7m7
 ,data /&>ds = security-,bas$ swap      
report+  7#a7 ,requirem5t ,! ,commission
 %all1 by rule1 adopt data /&>ds = all  
reports relat$ to security-bas$ swaps t 
are requir$ "u ?is ,act4  7#b7          
,*>act]i/ics ,! data /&>ds requir$ by   

p>agraph 7#a7 %all1 to ! ext5t          
practicable-- 7,a7 r5d] data fully      
se>*able & ma*9e-readable 7z def9$ "u   
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7,b7 enable high quality data 
?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7,c7 assure t a data      
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7,d7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7,e7  
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7,f7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 

7#c7 ,incorporation ( /&>ds ,9 adopt+   
data /&>ds by rule "u ?is subsection1 ! 
,commission %all incorporate all        
applicable data /&>ds promulgat$ by !   
,secret>y ( ! ,treasury4  4  7i7        
,rulemak+  7#a7 ,9 g5]al ,n lat] ?an !  
end ( ! #b-ye> p]iod beg9n+ on ! date ( 
! enactm5t ( ?is ,act1 ! ,securities &  
,ex*ange ,commission %all issue !       
regulations requir$ "u ! am5dm5ts made  
by ?is section4  7#b7 ,scal+ (          
regulatory requirem5ts ,9 issu+ !       
regulations requir$ "u ! am5dm5ts made  
by ?is section1 ! ,securities & ,ex*ange
 ,commission may scale data report+     
requirem5ts 9 ord] to r$uce any         
unju/ifi$ burd5 on em]g+ gr[? companies1
 l5d+ in/itutions1 accel]at$ fil]s1     
small] report+ companies1 & o!r small]  
issu]s1 z det]m9$ by ! /udy requir$ "u  
section #bje7;c71 :ile /ill provid+     
se>*able in=mation to inve/ors4  7#c7   
,m9imiz+ disruption ,9 issu+ !          
regulations requir$ "u ! am5dm5ts made  
by ?is section1 ! ,securities & ,ex*ange

 ,commission %all seek to m9imize       
disruptive *anges to ! p]sons affect$ by
 su* regulations4  #bjb4 ,op5 data      
publication by ! ,securities & ,ex*ange 
,commission ,section #d ( ! ,securities 
,ex*ange ,act ( #aicd 7#ae ,u4,s4,c4    
#gh;d7 is am5d$ by add+ at ! end !      
foll[+3  7j7 ,op5 data publication ,all 
public in=mation publi%$ by !           
,commission "u ! securities laws & !    
,dodd-,frank ,wall ,/reet ,re=m &       
,consum] ,protection ,act %all be made  
available z an op5 ,gov]nm5t data asset 
7z def9$ "u section #cejb ( title #dd1  
,unit$ ,/ates ,code71 freely available =
 d[nload 9 bulk & r5d]$ 9 a             
human-readable =mat & accessible via    
application programm+ int]face :]e      
appropriate4  4  #bjc4 ,data transp>5cy 
at ! ,municipal ,securities ,rulemak+   
,bo>d  7a7 ,9 g5]al ,section #ae;,b7b7 (
 ! ,securities ,ex*ange ,act ( #aicd    
7#ae ,u4,s4,c4 #gho-#d7;b77 is am5d$ by 
add+ at ! end ! foll[+3  7#h7 ,data     
/&>ds  7,a7 ,requirem5t ,if ! ,bo>d     

e/abli%es in=mation sy/ems "u p>agraph  
7#c71 ! ,bo>d %all adopt data /&>ds =   
in=mation submitt$ via su* sy/ems4  7,b7
 ,*>act]i/ics ,! data /&>ds requir$ by  
subp>agraph 7,a7 %all1 to ! ext5t       
practicable-- 7i7 r5d] data fully       
se>*able & ma*9e-readable 7z def9$ "u   
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7ii7 enable high quality data 
?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7iii7 assure t a data     
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7iv7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7v7   

incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7vi7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7,c7 ,incorporation ( /&>ds ,9 adopt+   
data /&>ds "u ?is p>agraph1 ! ,bo>d %all
 incorporate all applicable data /&>ds  
promulgat$ by ! ,secret>y ( ! ,treasury4
  4  7b7 ,rulemak+  7#a7 ,9 g5]al ,n    
lat] ?an ! end ( ! #b-ye> p]iod beg9n+  
on ! date ( ! enactm5t ( ?is ,act1 !    
,municipal ,securities ,rulemak+ ,bo>d  
%all issue ! regulations requir$ "u !   
am5dm5ts made by ?is section4  7#b7     
,scal+ ( regulatory requirem5ts ,9 issu+
 ! regulations requir$ "u ! am5dm5ts    
made by ?is section1 ! ,municipal       
,securities ,rulemak+ ,bo>d may scale   
data report+ requirem5ts 9 ord] to r$uce
 any unju/ifi$ burd5 on small] regulat$ 
entities4  7#c7 ,m9imiz+ disruption ,9  
issu+ ! regulations requir$ "u !        
am5dm5ts made by ?is section1 !         
,municipal ,securities ,rulemak+ ,bo>d  
%all seek to m9imize disruptive *anges  

to ! p]sons affect$ by su* regulations4 
#bjd4 ,data transp>5cy at national      
securities associations  7a7 ,9 g5]al   
,section #ae;,a ( ! ,securities ,ex*ange
 ,act ( #aicd 7#ae ,u4,s4,c4 #gho-#c7 is
 am5d$ by add+ at ! end ! foll[+3  7n7  
,data /&>ds  7#a7 ,requirem5t ,a        
national securities association regi/]$ 
pursuant to subsection 7a7 %all adopt   
data /&>ds = all in=mation t is regul>ly
 fil$ ) or submitt$ to ! association4   
7#b7 ,*>act]i/ics ,! data /&>ds requir$ 
by p>agraph 7#a7 %all1 to ! ext5t       
practicable-- 7,a7 r5d] data fully      
se>*able & ma*9e-readable 7z def9$ "u   
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7,b7 enable high quality data 
?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7,c7 assure t a data      

elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7,d7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7,e7  
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7,f7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7#c7 ,incorporation ( /&>ds ,9 adopt+   
data /&>ds "u ?is subsection1 !         
association %all incorporate all        
applicable data /&>ds promulgat$ by !   
,secret>y ( ! ,treasury4  4  7b7        
,rulemak+  7#a7 ,9 g5]al ,n lat] ?an !  
end ( ! #b-ye> p]iod beg9n+ on ! date ( 
! enactm5t ( ?is ,act1 a national       
securities association %all adopt !     
/&>ds requir$ "u ! am5dm5ts made by ?is 
section4  7#b7 ,scal+ ( regulatory      
requirem5ts ,9 adopt+ ! /&>ds requir$ "u
 ! am5dm5ts made by ?is section1 a      

national securities association may     
scale data report+ requirem5ts 9 ord] to
 r$uce any unju/ifi$ burd5 on small]    
regulat$ entities4  7#c7 ,m9imiz+       
disruption ,9 adopt+ ! /&>ds requir$ "u 
! am5dm5ts made by ?is section1 a       
national securities association %all    
seek to m9imize disruptive *anges to !  
p]sons affect$ by su* /&>ds4  #bje4     
,%ort]-t]m burd5 r$uction & disclosure  
simplification at ! ,securities &       
,ex*ange ,commission2 sunset  7a7 ,bett]
 en=cem5t ( ! quality ( corporate       
f9ancial data submitt$ to ! ,securities 
& ,ex*ange ,commission  7#a7 ,data      
quality improvem5t program ,)9 six mon?s
 aft] ! date ( ! enactm5t ( ?is ,act1 ! 
,commission %all e/abli% a program to   
improve ! quality ( corporate f9ancial  
data fil$ or furni%$ by issu]s "u !     
,securities ,act ( #aicc1 ! ,securities 
,ex*ange ,act ( #aicd1 & ! ,inve/m5t    
,company ,act ( #aidj4 ,! program %all  
include ! foll[+3  7,a7 ,! designation (
 an (ficial 9 ! ,(fice ( ! ,*airman     

responsible = ! improvem5t ( ! quality (
 data fil$ ) or furni%$ to ! ,commission
 by issu]s4  7,b7 ,! issuance by !      
,division ( ,corporation ,f9ance (      
comm5t lett]s requir+ correction (      
errors 9 data fil+s & submissions1 :]e  
necess>y4  7#b7 ,goals ,9 e/abli%+ !    
program "u ?is section1 ! ,commission   
%all seek to-- 7,a7 improve ! quality ( 
data fil$ ) or furni%$ to ! ,commission 
to a comm]cially acceptable level2 &    
7,b7 make data fil$ ) or furni%$ to !   
,commission useful to inve/ors4  7b7    
,report on ! use ( ma*9e-,readable data 
= corporate disclosures  7#a7 ,9 g5]al  
,n lat] ?an six mon?s aft] ! date ( !   
enactm5t ( ?is ,act1 & e six mon?s      
!reaft]1 ! ,commission %all issue a     
report to ! ,committee on ,f9ancial     
,s]vices ( ! ,h\se ( ,repres5tatives & !
 ,committee on ,bank+1 ,h\s+1 & ,urban  
,affairs ( ! ,s5ate on ! public &       
int]nal use ( ma*9e-readable data =     
corporate disclosures4  7#b7 ,cont5t    
,ea* report requir$ "u p>agraph 7#a7    

%all include-- 7,a7 an id5tification (  
:i* corporate disclosures requir$ "u    
section #g ( ! ,securities ,act ( #aicc1
 section #ac ( ! ,securities ,ex*ange   
,act ( #aicd1 or section #ad ( !        
,securities ,ex*ange ,act ( #aicd are   
express$ z ma*9e-readable data & :i* are
 n2  7,b7 an analysis ( ! co/s & b5efits
 ( ! use ( ma*9e-readable data 9        
corporate disclosure to inve/ors1       
m>kets1 ! ,commission1 & issu]s2  7,c7 a
 summ>y ( en=cem5t actions t result f ! 
use or analysis ( ma*9e-readable data   
collect$ "u section #g ( ! ,securities  
,act ( #aicc1 section #ac ( !           
,securities ,ex*ange ,act ( #aicd1 or   
section #ad ( ! ,securities ,ex*ange    
,act ( #aicd2 &  7,d7 an analysis ( h[ !
 ,commission is itself us+ !            
ma*9e-readable data collect$ by !       
,commission4  7c7 ,sunset ,on & aft] !  
end ( ! #g-ye> p]iod beg9n+ on ! date ( 
! enactm5t ( ?is ,act1 ?is section %all 
h no =ce or effect4  #bjf4 ,no new      
disclosure requirem5ts ,no?+ 9 ?is title

 or ! am5dm5ts made by ?is title %all be
 con/ru$ to require ! ,securities &     
,ex*ange ,commission1 ! ,municipal      
,securities ,rulemak+ ,bo>d1 or a       
national securities association to      
collect additional in=mation "u !       
/atutes am5d$ by ?is title1 beyond      
in=mation t 0 collect$ "u su* /atutes   
be=e ! date ( ! enactm5t ( ?is ,act4    
,,iii ,f$]al ,deposit ,insurance        
,corporation  #cja4 ,data /&>ds         
requirem5ts = ! ,f$]al ,deposit         
,insurance ,corporation ,! ,f$]al       
,deposit ,insurance ,act 7#ab ,u4,s4,c4 
#ahaa et seq47 is am5d$ by add+ at ! end
 ! foll[+3  #eb4 ,data /&>ds  7a7       
,requirem5t ,! ,corporation %all1 by    
rule1 adopt data /&>ds = all in=mation t
 ! ,corporation receives f any          
depository in/itution or f9ancial       
company "u ?is ,act or "u title ,,ii ( !
 ,dodd-,frank ,wall ,/reet ,re=m &      
,consum] ,protection ,act4  7b7         
,*>act]i/ics ,! data /&>ds requir$ by   
subsection 7a7 %all1 to ! ext5t         

practicable-- 7#a7 r5d] data fully      
se>*able & ma*9e-readable 7z def9$ "u   
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7#b7 enable high quality data 
?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7#c7 assure t a data      
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7#d7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7#e7  
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7#f7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7c7 ,incorporation ( /&>ds ,9 adopt+    

data /&>ds by rule "u ?is section1 !    
,corporation %all incorporate all       
applicable data /&>ds promulgat$ by !   
,secret>y ( ! ,treasury4  7d7 ,f9ancial 
company def9$ ,= purposes ( ?is section1
 ! t]m f9ancial company has ! mean+ giv5
 t t]m "u section #bja7;a7 ( !          
,dodd-,frank ,wall ,/reet ,re=m &       
,consum] ,protection ,act 7#ab ,u4,s4,c4
 #echa7;a774  4  #cjb4 ,op5 data        
publication by ! ,f$]al ,deposit        
,insurance ,corporation ,! ,f$]al       
,deposit ,insurance ,act 7#ab ,u4,s4,c4 
#ahaa et seq471 z am5d$ by section #cja1
 is fur!r am5d$ by add+ at ! end !      
foll[+3  #ec4 ,op5 data publication ,all
 public in=mation publi%$ by !          
,corporation "u ?is ,act or "u !        
,dodd-,frank ,wall ,/reet ,re=m &       
,consum] ,protection ,act %all be made  
available z an op5 ,gov]nm5t data asset 
7z def9$ "u section #cejb ( title #dd1  
,unit$ ,/ates ,code71 freely available =
 d[nload 9 bulk & r5d]$ 9 a             
human-readable =mat & accessible via    

application programm+ int]face :]e      
appropriate4  4  #cjc4 ,rulemak+  7a7 ,9
 g5]al ,n lat] ?an ! end ( ! #b-ye>     
p]iod beg9n+ on ! date ( ! enactm5t (   
?is ,act1 ! ,f$]al ,deposit ,insurance  
,corporation %all issue ! regulations   
requir$ "u ! am5dm5ts made by ?is title4
  7b7 ,scal+ ( regulatory requirem5ts ,9
 issu+ ! regulations requir$ "u !       
am5dm5ts made by ?is title1 ! ,f$]al    
,deposit ,insurance ,corporation may    
scale data report+ requirem5ts 9 ord] to
 r$uce any unju/ifi$ burd5 on small]    
regulat$ entities4  7c7 ,m9imiz+        
disruption ,9 issu+ ! regulations       
requir$ "u ! am5dm5ts made by ?is title1
 ! ,f$]al ,deposit ,insurance           
,corporation %all seek to m9imize       
disruptive *anges to ! p]sons affect$ by
 su* regulations4  #cjd4 ,no new        
disclosure requirem5ts ,no?+ 9 ?is title
 or ! am5dm5ts made by ?is title %all be
 con/ru$ to require ! ,f$]al ,deposit   
,insurance ,corporation to collect      
additional in=mation "u ! /atutes am5d$ 

by ?is title1 beyond in=mation t 0      
collect$ "u su* /atutes be=e ! date ( ! 
enactm5t ( ?is ,act4  ,,iv ,(fice ( !   
,comptroll] ( ! ,curr5cy  #dja4 ,data   
/&>ds & op5 data publication requirem5ts
 = ! ,(fice ( ! ,comptroll] ( ! ,curr5cy
 ,! ,revis$ ,/atutes ( ! ,unit$ ,/ates  
is am5d$ by ins]t+ aft] section #ccb    
7#ab ,u4,s4,c4 #ad7 ! foll[+3  #ccc4    
,data /&>ds2 ,op5 data publication  7a7 
,data /&>ds  7#a7 ,requirem5t ,!        
,comptroll] ( ! ,curr5cy %all1 by rule1 
adopt data /&>ds = all in=mation t is   
regul>ly fil$ ) or submitt$ to !        
,comptroll] ( ! ,curr5cy by any entity )
 respect to :i* ! ,(fice ( ! ,comptroll]
 ( ! ,curr5cy is ! appropriate ,f$]al   
bank+ ag5cy 7z def9$ "u section #c ( !  
,f$]al ,deposit ,insurance ,act74  7#b7 
,*>act]i/ics ,! data /&>ds requir$ by   
p>agraph 7#a7 %all1 to ! ext5t          
practicable-- 7,a7 r5d] data fully      
se>*able & ma*9e-readable 7z def9$ "u   
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7,b7 enable high quality data 

?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7,c7 assure t a data      
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7,d7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7,e7  
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7,f7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7#c7 ,incorporation ( /&>ds ,9 adopt+   
data /&>ds by rule "u ?is subsection1 ! 
,comptroll] ( ! ,curr5cy %all           
incorporate all applicable data /&>ds   
promulgat$ by ! ,secret>y ( ! ,treasury4

  7b7 ,op5 data publication ,all public 
in=mation publi%$ by ! ,comptroll] ( !  
,curr5cy "u title ,,lxii or !           
,dodd-,frank ,wall ,/reet ,re=m &       
,consum] ,protection ,act %all be made  
available z an op5 ,gov]nm5t data asset 
7z def9$ "u section #cejb ( title #dd1  
,unit$ ,/ates ,code71 freely available =
 d[nload 9 bulk & r5d]$ 9 a             
human-readable =mat & accessible via    
application programm+ int]face :]e      
appropriate4  4  #djb4 ,rulemak+  7a7 ,9
 g5]al ,n lat] ?an ! end ( ! #b-ye>     
p]iod beg9n+ on ! date ( ! enactm5t (   
?is ,act1 ! ,comptroll] ( ! ,curr5cy    
%all issue ! regulations requir$ "u !   
am5dm5ts made by ?is title4  7b7 ,scal+ 
( regulatory requirem5ts ,9 issu+ !     
regulations requir$ "u ! am5dm5ts made  
by ?is title1 ! ,comptroll] ( ! ,curr5cy
 may scale data report+ requirem5ts 9   
ord] to r$uce any unju/ifi$ burd5 on    
small] regulat$ entities4  7c7 ,m9imiz+ 
disruption ,9 issu+ ! regulations       
requir$ "u ! am5dm5ts made by ?is title1

 ! ,comptroll] ( ! ,curr5cy %all seek to
 m9imize disruptive *anges to ! p]sons  
affect$ by su* regulations4  #djc4 ,no  
new disclosure requirem5ts ,no?+ 9 ?is  
title or ! am5dm5ts made by ?is title   
%all be con/ru$ to require ! ,comptroll]
 ( ! ,curr5cy to collect additional     
in=mation "u ! /atutes am5d$ by ?is     
title1 beyond in=mation t 0 collect$ "u 
su* /atutes be=e ! date ( ! enactm5t (  
?is ,act4  ,v ,bureau ( ,consum]        
,f9ancial ,protection  #eja4 ,data /&>ds
 & op5 data publication requirem5ts = ! 
,bureau ( ,consum] ,f9ancial ,protection
  7a7 ,9 g5]al ,! ,consum] ,f9ancial    
,protection ,act ( #bjaj 7#ab ,u4,s4,c4 
#edha et seq47 is am5d$ by ins]t+ aft]  
section #ajah ! foll[+3  #ajai4 ,data   
/&>ds  7a7 ,requirem5t ,! ,bureau %all1 
by rule1 adopt data /&>ds = all         
in=mation t is regul>ly fil$ ) or       
submitt$ to ! ,bureau "u ?is title4  7b7
 ,*>act]i/ics ,! data /&>ds requir$ by  
subsection 7a7 %all1 to ! ext5t         
practicable-- 7#a7 r5d] data fully      

se>*able & ma*9e-readable 7z def9$ "u   
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7#b7 enable high quality data 
?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7#c7 assure t a data      
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7#d7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7#e7  
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7#f7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7c7 ,incorporation ( /&>ds ,9 adopt+    
data /&>ds by rule "u ?is section1 !    

,bureau %all incorporate all applicable 
data /&>ds promulgat$ by ! ,secret>y ( !
 ,treasury4  #ajbj4 ,op5 data           
publication ,all public in=mation       
publi%$ by ! ,bureau "u ?is title %all  
be made available z an op5 ,gov]nm5t    
data asset 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code71 freely 
available = d[nload 9 bulk & r5d]$ 9 a  
human-readable =mat & accessible via    
application programm+ int]face :]e      
appropriate4  4  7b7 ,cl]ical am5dm5t ,!
 table ( cont5ts "u section #a7;b7 ( !  
,dodd-,frank ,wall ,/reet ,re=m &       
,consum] ,protection ,act is am5d$ by   
ins]t+ aft] ! item relat+ to section    
#ajah ! foll[+3  ,sec4 #ajai4 ,data     
/&>ds4 ,sec4 #ajbj4 ,op5 data           
publication4  4  #ejb4 ,rulemak+  7a7 ,9
 g5]al ,n lat] ?an ! end ( ! #b-ye>     
p]iod beg9n+ on ! date ( ! enactm5t (   
?is ,act1 ! ,bureau ( ,consum] ,f9ancial
 ,protection %all issue ! regulations   
requir$ "u ! am5dm5ts made by ?is title4
  7b7 ,scal+ ( regulatory requirem5ts ,9

 issu+ ! regulations requir$ "u !       
am5dm5ts made by ?is title1 ! ,bureau ( 
,consum] ,f9ancial ,protection may scale
 data report+ requirem5ts 9 ord] to     
r$uce any unju/ifi$ burd5 on small]     
regulat$ entities4  7c7 ,m9imiz+        
disruption ,9 issu+ ! regulations       
requir$ "u ! am5dm5ts made by ?is title1
 ! ,bureau ( ,consum] ,f9ancial         
,protection %all seek to m9imize        
disruptive *anges to ! p]sons affect$ by
 su* regulations4  #ejc4 ,no new        
disclosure requirem5ts ,no?+ 9 ?is title
 or ! am5dm5ts made by ?is title %all be
 con/ru$ to require ! ,bureau ( ,consum]
 ,f9ancial ,protection to collect       
additional in=mation "u ! /atutes am5d$ 
by ?is title1 beyond in=mation t 0      
collect$ "u su* /atutes be=e ! date ( ! 
enactm5t ( ?is ,act4  ,,vi ,f$]al       
,res]ve ,sy/em  #fja4 ,data /&>ds       
requirem5ts = ! ,bo>d ( ,gov]nors ( !   
,f$]al ,res]ve ,sy/em  7a7 ,data /&>ds =
 in=mation fil$ or submitt$ by nonbank  
f9ancial companies ,section #afa7;a7 ( !

 ,f9ancial ,/ability ,act ( #bjaj 7#ab  
,u4,s4,c4 #ecfa7;a77 is am5d$ by add+ at
 ! end ! foll[+3  7#d7 ,data /&>ds =    
reports "u ?is subsection  7,a7 ,9 g5]al
 ,! ,bo>d ( ,gov]nors %all adopt data   
/&>ds = all f9ancial data t is regul>ly 
fil$ ) or submitt$ to ! ,bo>d (         
,gov]nors by any nonbank f9ancial       
company pursuant to ?is subsection4     
7,b7 ,*>act]i/ics ,! data /&>ds requir$ 
by ?is section %all1 to ! ext5t         
practicable-- 7i7 r5d] data fully       
se>*able & ma*9e-readable 7z def9$ "u   
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7ii7 enable high quality data 
?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7iii7 assure t a data     
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         

collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7iv7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7v7   
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7vi7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7,c7 ,incorporation ( /&>ds ,9 adopt+   
data /&>ds by rule "u ?is p>agraph1 !   
,bo>d ( ,gov]nors %all incorporate all  
applicable data /&>ds promulgat$ by !   
,secret>y ( ! ,treasury4  4  7b7 ,data  
/&>ds = in=mation fil$ or submitt$ by   
sav+s & loan hold+ companies ,section   
#aj ( ! ,home ,own]s' ,loan ,act 7#ab   
,u4,s4,c4 #adfg;a7 is am5d$ by add+ at !
 end ! foll[+3  7u7 ,data /&>ds  7#a7   
,requirem5t ,! ,bo>d %all adopt data    
/&>ds = all in=mation t is regul>ly fil$
 ) or submitt$ to ! ,bo>d by any sav+s &
 loan hold+ company1 or subsidi>y ( a   
sav+s & loan hold+ company1 o!r ?an a   

depository in/itution1 "u ?is section4  
7#b7 ,*>act]i/ics ,! data /&>ds requir$ 
by ?is subsection %all1 to ! ext5t      
practicable-- 7,a7 r5d] data fully      
se>*able & ma*9e-readable 7z def9$ "u   
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7,b7 enable high quality data 
?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7,c7 assure t a data      
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7,d7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7,e7  
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7,f7 

use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7#c7 ,incorporation ( /&>ds ,9 adopt+   
data /&>ds by rule "u ?is section1 !    
,bo>d ( ,gov]nors %all incorporate all  
applicable data /&>ds promulgat$ by !   
,secret>y ( ! ,treasury4  4  7c7 ,data  
/&>ds = in=mation fil$ or submitt$ by   
bank hold+ companies ,section #e ( !    
,bank ,hold+ ,company ,act ( #aief 7#ab 
,u4,s4,c4 #ahdd7 is am5d$ by add+ at !  
end ! foll[+3  7h7 ,data /&>ds  7#a7    
,requirem5t ,! ,bo>d %all adopt data    
/&>ds = all in=mation t is regul>ly fil$
 ) or submitt$ to ! ,bo>d by any bank   
hold+ company 9 a report "u subsection  
7c74  7#b7 ,*>act]i/ics ,! data /&>ds   
requir$ by ?is subsection %all1 to !    
ext5t practicable-- 7,a7 r5d] data fully
 se>*able & ma*9e-readable 7z def9$ "u  
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7,b7 enable high quality data 
?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         

ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7,c7 assure t a data      
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7,d7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7,e7  
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7,f7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7#c7 ,incorporation ( /&>ds ,9 adopt+   
data /&>ds "u ?is subsection1 ! ,bo>d   
%all incorporate all applicable data    
/&>ds promulgat$ by ! ,secret>y ( !     
,treasury4  4  7d7 ,data /&>ds =        
in=mation submitt$ by f9ancial m>ket    
utilities or in/itutions "u ! ,paym5t1  
,cle>+1 & ,settlem5t ,sup]vision ,act ( 

#bjaj ,section #hji ( ! ,paym5t1 ,cle>+1
 & ,settlem5t ,sup]vision ,act ( #bjaj  
7#ab ,u4,s4,c4 #edfh7 is am5d$ by add+  
at ! end ! foll[+3  7h7 ,data /&>ds     
7#a7 ,requirem5t ,! ,bo>d ( ,gov]nors   
%all adopt data /&>ds = all in=mation t 
is regul>ly fil$ ) or submitt$ to !     
,bo>d by any f9ancial m>ket utility or  
f9ancial in/itution "u subsection 7a7 or
 7b74  7#b7 ,*>act]i/ics ,! data /&>ds  
requir$ by ?is subsection %all1 to !    
ext5t practicable-- 7,a7 r5d] data fully
 se>*able & ma*9e-readable 7z def9$ "u  
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7,b7 enable high quality data 
?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7,c7 assure t a data      
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         

collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7,d7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7,e7  
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7,f7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7#c7 ,incorporation ( /&>ds ,9 adopt+   
data /&>ds "u ?is subsection1 ! ,bo>d ( 
,gov]nors %all incorporate all          
applicable data /&>ds promulgat$ by !   
,secret>y ( ! ,treasury4  4  #fjb4 ,op5 
data publication by ! ,bo>d ( ,gov]nors 
( ! ,f$]al ,res]ve ,sy/em ,! ,f$]al     
,res]ve ,act 7#ab ,u4,s4,c4 #bbf et     
seq47 is am5d$ by add+ at ! end !       
foll[+3  #cb4 ,op5 data publication by !
 ,bo>d ( ,gov]nors ,all public in=mation
 publi%$ by ! ,bo>d ( ,gov]nors "u ?is  
,act1 ! ,bank ,hold+ ,company ,act (    
#aief1 ! ,f9ancial ,/ability ,act (     
#bjaj1 ! ,home ,own]s' ,loan ,act1 !    

,paym5t1 ,cle>+1 & ,settlem5t           
,sup]vision ,act ( #bjaj1 or ! ,enhanc+ 
,f9ancial ,in/itution ,safety &         
,s\ndness ,act ( #bjaj %all be made     
available z an op5 ,gov]nm5t data asset 
7z def9$ "u section #cejb ( title #dd1  
,unit$ ,/ates ,code71 freely available =
 d[nload 9 bulk & r5d]$ 9 a             
human-readable =mat & accessible via    
application programm+ int]face :]e      
appropriate4  4  #fjc4 ,rulemak+  7a7 ,9
 g5]al ,n lat] ?an ! end ( ! #b-ye>     
p]iod beg9n+ on ! date ( ! enactm5t (   
?is ,act1 ! ,bo>d ( ,gov]nors ( ! ,f$]al
 ,res]ve ,sy/em %all issue ! regulations
 requir$ "u ! am5dm5ts made by ?is      
title4  7b7 ,scal+ ( regulatory         
requirem5ts ,9 issu+ ! regulations      
requir$ "u ! am5dm5ts made by ?is title1
 ! ,bo>d ( ,gov]nors ( ! ,f$]al ,res]ve 
,sy/em may scale data report+           
requirem5ts 9 ord] to r$uce any         
unju/ifi$ burd5 on small] regulat$      
entities4  7c7 ,m9imiz+ disruption ,9   
issu+ ! regulations requir$ "u !        

am5dm5ts made by ?is title1 ! ,bo>d (   
,gov]nors ( ! ,f$]al ,res]ve ,sy/em %all
 seek to m9imize disruptive *anges to ! 
p]sons affect$ by su* regulations4      
#fjd4 ,no new disclosure requirem5ts    
,no?+ 9 ?is title or ! am5dm5ts made by 
?is title %all be con/ru$ to require !  
,bo>d ( ,gov]nors ( ! ,f$]al ,res]ve    
,sy/em to collect additional in=mation  
"u ! /atutes am5d$ by ?is title1 beyond 
in=mation t 0 collect$ "u su* /atutes   
be=e ! date ( ! enactm5t ( ?is ,act4    
,,vii ,commodity ,futures ,trad+        
,commission  #gja4 ,data /&>ds ,!       
,commodity ,ex*ange ,act 7#g ,u4,s4,c4  
#a et seq47 is am5d$ by add+ at ! end ! 
foll[+3  #bd4 ,data /&>ds  7a7          
,requirem5t ,! ,commission %all1 by     
rule1 adopt data /&>ds = all in=mation t
 is regul>ly fil$ ) or submitt$ to !    
,commission "u ?is ,act1 all in=mation t
 is requir$ to be report$ to a regi/]$  
swap data repository "u ?is ,act1 & all 
in=mation t is requir$ to be publicly   
disclos$ by p>ties to a swap "u ?is     

,act4  7b7 ,*>act]i/ics ,! data /&>ds   
requir$ by subsection 7a7 %all1 to !    
ext5t practicable-- 7#a7 r5d] data fully
 se>*able & ma*9e-readable 7z def9$ "u  
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7#b7 enable high quality data 
?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7#c7 assure t a data      
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7#d7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7#e7  
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7#f7 
use1 be consi/5t )1 & implem5t          

applicable acc\nt+ & report+ pr9ciples4 
7c7 ,incorporation ( /&>ds ,9 adopt+    
data /&>ds by rule "u ?is section1 !    
,commission %all incorporate all        
applicable data /&>ds promulgat$ by !   
,secret>y ( ! ,treasury4  4  #gjb4 ,op5 
data publication by ! ,commodity        
,futures ,trad+ ,commission ,!          
,commodity ,ex*ange ,act 7#g ,u4,s4,c4  
#a et seq471 z am5d$ by section #gja1 is
 fur!r am5d$ by add+ at ! end ! foll[+3 
#be4 ,op5 data publication ,all public  
in=mation publi%$ by ! ,commission "u   
?is ,act %all be made available z an op5
 ,gov]nm5t data asset 7z def9$ "u       
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code71 freely available = d[nload 9   
bulk & r5d]$ 9 a human-readable =mat &  
accessible via application programm+    
int]face :]e appropriate4  4  #gjc4     
,rulemak+  7a7 ,9 g5]al ,n lat] ?an !   
end ( ! #b-ye> p]iod beg9n+ on ! date ( 
! enactm5t ( ?is ,act1 ! ,commodity     
,futures ,trad+ ,commission %all issue !
 regulations requir$ "u ! am5dm5ts made 

by ?is title4  7b7 ,scal+ ( regulatory  
requirem5ts ,9 issu+ ! regulations      
requir$ "u ! am5dm5ts made by ?is title1
 ! ,commodity ,futures ,trad+           
,commission may scale data report+      
requirem5ts 9 ord] to r$uce any         
unju/ifi$ burd5 on small] regulat$      
entities4  7c7 ,m9imiz+ disruption ,9   
issu+ ! regulations requir$ "u !        
am5dm5ts made by ?is title1 ! ,commodity
 ,futures ,trad+ ,commission %all seek  
to m9imize disruptive *anges to ! p]sons
 affect$ by su* regulations4  #gjd4 ,no 
new disclosure requirem5ts ,no?+ 9 ?is  
title or ! am5dm5ts made by ?is title   
%all be con/ru$ to require ! ,commodity 
,futures ,trad+ ,commission to collect  
additional in=mation "u ! /atutes am5d$ 
by ?is title1 beyond in=mation t 0      
collect$ "u su* /atutes be=e ! date ( ! 
enactm5t ( ?is ,act4  ,,viii ,national  
,cr$it ,union ,adm9i/ration  #hja4 ,data
 /&>ds ,title ,i ( ! ,f$]al ,cr$it      
,union ,act 7#ab ,u4,s4,c4 #ageb et     
seq47 is am5d$ by add+ at ! end !       

foll[+3  #acb4 ,data /&>ds  7a7         
,requirem5t ,! ,bo>d %all1 by rule1     
adopt data /&>ds = all in=mation &      
reports regul>ly fil$ ) or submitt$ to !
 ,adm9i/ration "u ?is ,act4  7b7        
,*>act]i/ics ,! data /&>ds requir$ by   
subsection 7a7 %all1 to ! ext5t         
practicable-- 7#a7 r5d] data fully      
se>*able & ma*9e-readable 7z def9$ "u   
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7#b7 enable high quality data 
?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         
requirem5ts2  7#c7 assure t a data      
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7#d7 be       
nonpropriet>y or made available "u an   

op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7#e7  
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7#f7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7c7 ,incorporation ( /&>ds ,9 adopt+    
data /&>ds by rule "u ?is section1 !    
,bo>d %all incorporate all applicable   
data /&>ds promulgat$ by ! ,secret>y ( !
 ,treasury4  4  #hjb4 ,op5 data         
publication by ! ,national ,cr$it ,union
 ,adm9i/ration ,title ,i ( ! ,f$]al     
,cr$it ,union ,act 7#ab ,u4,s4,c4 #ageb 
et seq471 z am5d$ by section #hja1 is   
fur!r am5d$ by add+ at ! end ! foll[+3  
#acc4 ,op5 data publication ,all public 
in=mation publi%$ by ! ,adm9i/ration "u 
?is title %all be made available z an   
op5 ,gov]nm5t data asset 7z def9$ "u    
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code71 freely available = d[nload 9   
bulk & r5d]$ 9 a human-readable =mat &  
accessible via application programm+    
int]face :]e appropriate4  4  #hjc4     

,rulemak+  7a7 ,9 g5]al ,n lat] ?an !   
end ( ! #b-ye> p]iod beg9n+ on ! date ( 
! enactm5t ( ?is ,act1 ! ,national      
,cr$it ,union ,adm9i/ration ,bo>d %all  
issue ! regulations requir$ "u !        
am5dm5ts made by ?is title4  7b7 ,scal+ 
( regulatory requirem5ts ,9 issu+ !     
regulations requir$ "u ! am5dm5ts made  
by ?is title1 ! ,national ,cr$it ,union 
,adm9i/ration ,bo>d may scale data      
report+ requirem5ts 9 ord] to r$uce any 
unju/ifi$ burd5 on small] regulat$      
entities4  7c7 ,m9imiz+ disruption ,9   
issu+ ! regulations requir$ "u !        
am5dm5ts made by ?is title1 ! ,national 
,cr$it ,union ,adm9i/ration ,bo>d %all  
seek to m9imize disruptive *anges to !  
p]sons affect$ by su* regulations4      
#hjd4 ,no new disclosure requirem5ts    
,no?+ 9 ?is title or ! am5dm5ts made by 
?is title %all be con/ru$ to require !  
,national ,cr$it ,union ,adm9i/ration   
,bo>d to collect additional in=mation "u
 ! /atutes am5d$ by ?is title1 beyond   
in=mation t 0 collect$ "u su* /atutes   

be=e ! date ( ! enactm5t ( ?is ,act4    
,,ix ,f$]al ,h\s+ ,f9ance ,ag5cy  #ija4 
,data /&>ds requirem5ts = ! ,f$]al ,h\s+
 ,f9ance ,ag5cy ,"p #a ( subtitle ,a ( !
 ,f$]al ,h\s+ ,ent]prises ,f9ancial     
,safety & ,s\ndness ,act ( #aiib 7#ab   
,u4,s4,c4 #deja et seq47 is am5d$ by    
add+ at ! end ! foll[+3  #acai;,h4 ,data
 /&>ds  7a7 ,requirem5t ,! ,ag5cy %all1 
by rule1 adopt data /&>ds = all         
in=mation t is regul>ly fil$ ) or       
submitt$ to ! ,ag5cy "u ?is ,act4  7b7  
,*>act]i/ics ,! data /&>ds requir$ by   
subsection 7a7 %all1 to ! ext5t         
practicable-- 7#a7 r5d] data fully      
se>*able & ma*9e-readable 7z def9$ "u   
section #cejb ( title #dd1 ,unit$ ,/ates
 ,code72  7#b7 enable high quality data 
?r\gh s*emas1 ) accompany+ metadata 7z  
def9$ "u section #cejb ( title #dd1     
,unit$ ,/ates ,code7 docum5t$ 9         
ma*9e-readable taxonomy or ontology     
models1 :i* cle>ly def9e ! data's       
semantic mean+ z def9$ by ! und]ly+     
regulatory in=mation collection         

requirem5ts2  7#c7 assure t a data      
elem5t or data asset t exi/s to satisfy 
an und]ly+ regulatory in=mation         
collection requirem5t be consi/5tly     
id5tifi$ z su* 9 associat$              
ma*9e-readable metadata2  7#d7 be       
nonpropriet>y or made available "u an   
op5 lic5se 7z def9$ "u section #cejb (  
title #dd1 ,unit$ ,/ates ,code72  7#e7  
incorporate /&>ds develop$ & ma9ta9$ by 
volunt>y cons5sus /&>ds bodies2 &  7#f7 
use1 be consi/5t )1 & implem5t          
applicable acc\nt+ & report+ pr9ciples4 
7c7 ,incorporation ( /&>ds ,9 adopt+    
data /&>ds by rule "u ?is section1 !    
,ag5cy %all incorporate all applicable  
data /&>ds promulgat$ by ! ,secret>y ( !
 ,treasury4  4  #ijb4 ,op5 data         
publication by ! ,f$]al ,h\s+ ,f9ance   
,ag5cy ,"p #a ( subtitle ,a ( ! ,f$]al  
,h\s+ ,ent]prises ,f9ancial ,safety &   
,s\ndness ,act ( #aiib 7#ab ,u4,s4,c4   
#deja et seq471 z am5d$ by section #ija1
 is fur!r am5d$ by add+ at ! end !      
foll[+3  #acai;,i4 ,op5 data publication

 ,all public in=mation publi%$ by !     
,ag5cy "u ?is ,act %all be made         
available z an op5 ,gov]nm5t data asset 
7z def9$ "u section #cejb ( title #dd1  
,unit$ ,/ates ,code71 freely available =
 d[nload 9 bulk & r5d]$ 9 a             
human-readable =mat & accessible via    
application programm+ int]face :]e      
appropriate  4  #ijc4 ,rulemak+  7a7 ,9 
g5]al ,n lat] ?an ! end ( ! #b-ye> p]iod
 beg9n+ on ! date ( ! enactm5t ( ?is    
,act1 ! ,f$]al ,h\s+ ,f9ance ,ag5cy %all
 issue ! regulations requir$ "u !       
am5dm5ts made by ?is title4  7b7        
,m9imiz+ disruption ,9 issu+ !          
regulations requir$ "u ! am5dm5ts made  
by ?is title1 ! ,f$]al ,h\s+ ,f9ance    
,ag5cy %all seek to m9imize disruptive  
*anges to ! p]sons affect$ by su*       
regulations4  #ijd4 ,no new disclosure  
requirem5ts ,no?+ 9 ?is title or !      
am5dm5ts made by ?is title %all be      
con/ru$ to require ! ,f$]al ,h\s+       
,f9ance ,ag5cy to collect additional    
in=mation "u ! /atutes am5d$ by ?is     

title1 beyond in=mation t 0 collect$ "u 
su* /atutes be=e ! date ( ! enactm5t (  
?is ,act4  ,x ,miscellane\s  #ajja4     
,rule ( con/ruction ,no?+ 9 ?is ,act or 
! am5dm5ts made by ?is ,act may be      
con/ru$ to alt] ! exi/+ legal           
protections ( copyright$ mat]ial or o!r 
intellectual prop]ty rights ( any       
non-,f$]al p]son4