,i  #aaf? ,,congress  #a/ ,session  ,h4 
,r4 #ddeh  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,septemb] #bd1        
#bjai,mr4 ,mc,henry introduc$ ! foll[+  
bill2 :i* 0 ref]r$ to ! ,committee on   
,f9ancial ,s]vices  ,a ,,bill  ,to      
require ! ,bo>d ( ,gov]nors ( ! ,f$]al  
,res]ve ,sy/em to issue reports on      
cyb]security ) respect to ! functions ( 
! ,f$]al ,res]ve ,sy/em1 & = o!r        
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,cyb]security & ,f9ancial  
,sy/em ,resili5ce ,act ( #bjai4  #b4    
,cyb]security report  7a7 ,9 g5]al ,n   
lat] ?an ! end ( ! #ahj-;day p]iod      
beg9n+ on ! date ( enactm5t ( ?is ,act1 
& annually !reaft]1 ! ,bo>d ( ,gov]nors 
( ! ,f$]al ,res]ve ,sy/em %all submit a 
report to ! ,committee on ,f9ancial     
,s]vices ( ! ,h\se ( ,repres5tatives & !
 ,committee on ,bank+1 ,h\s+1 & ,urban  
,affairs ( ! ,s5ate t provides a detail$
 explanation on measures tak5 by ! ,bo>d
 ( ,gov]nors & ! ,f$]al res]ve banks to 
/r5g!n cyb]security ) respect to !      

functions ( ! ,f$]al ,res]ve ,sy/em1    
includ+ ! sup]vision & regulation (     
f9ancial in/itutions4 ,ea* su* report   
%all specifically include a detail$     
explanation (--  7#a7 policies &        
proc$ures t gu>d aga9/-- 7,a7 ef=ts to  
d5y access to or degrade1 disrupt1 or   
de/roy any in=mation & communications   
te*nology sy/em or network1 or          
exfiltrate in=mation f su* a sy/em or   
network )\t au?orization2  7,b7         
de/ructive malw>e attacks2  7,c7 d5ial (
 s]vice activities2 &  7,d7 any o!r     
ef=ts t1 9 ! det]m9ation ( ! ,bo>d1 may 
?reat5 ! functions ( ! ,f$]al ,res]ve   
,sy/em by und]m9+ cyb]security2 &  7#b7 
activities to ensure ! effective        
implem5tation ( policies & proc$ures    
describ$ "u p>agraph 7#a71 includ+--    
7,a7 ! appo9tm5t ( qualifi$ /aff1 !     
provision ( /aff tra9+1 & ! use (       
acc\ntability measures to support /aff  
p]=mance2  7,b7 deploym5t ( adequate    
res\rces & te*nologies2  7,c7 !         
developm5t & dissem9ation ( be/         

practices reg>d+ cyb]security2 &  7,d7 z
 appropriate1 ef=ts to /r5g!n           
cyb]security 9 coord9ation ) dep>tm5ts &
 ag5cies ( ! ,f$]al ,gov]nm5t1 =eign    
c5tral banks1 & o!r p>tn]s4  7b7 ,=m (  
report ,! report requir$ "u subsection  
7a7 %all be submitt$ 9 unclassifi$ =m1 b
 may include a classifi$ annex1 if      
appropriate4  7c7 ,congressional brief+ 
,! ,*airman ( ! ,bo>d ( ,gov]nors ( !   
,f$]al ,res]ve ,sy/em1 or a memb] ( !   
,bo>d ( ,gov]nors 7z designat$ by !     
,*airman71 %all provide a detail$ brief+
 to ! appropriate ,memb]s ( ,congress on
 ea* report submitt$ pursuant to        
subsection 7a74  7d7 ,appropriate memb]s
 ( congress def9$ ,= ! purposes ( ?is   
,act1 ! t]m appropriate ,memb]s (       
,congress means ! foll[+3 7#a7 ,!       
,*airman & ,rank+ ,memb] ( ! ,committee 
on ,f9ancial ,s]vices ( ! ,h\se (       
,repres5tatives4  7#b7 ,! ,*airman &    
,rank+ ,memb] ( ! ,committee on ,bank+1 
,h\s+1 & ,urban ,affairs ( ! ,s5ate4    
7e7 ,sunset ,! provisions ( ?is ,act    

%all h no =ce or effect on or aft] !    
date t is #g ye>s aft] ! date ( enactm5t
 ( ?is ,act4