,i  #aaf? ,,congress  #a/ ,session  ,h4 
,r4 #dcie  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,septemb] #ai1        
#bjai,ms4 ,/ev5s 7= h]self & ,ms4       
,muc>sel-,p[ell7 introduc$ ! foll[+     
bill2 :i* 0 ref]r$ to ! ,committee on   
,education & ,labor  ,a ,,bill  ,to am5d
 ! ,high] ,education ,act ( #aife to    
require ! removal ( ! record ( default f
 cr$it hi/ory ^u obta9+ a ,f$]al ,direct
 ,consolidation ,loan t dis*>ges !      
default$ loan4  #a4 ,%ort title ,?is    
,act may be cit$ z ! ,clean ,slate ?r\gh
 ,consolidation ,act4  #b4 ,removal (   
record ( default f cr$it hi/ory ^u loan 
consolidation ,section #dee7;g7 ( !     
,high] ,education ,act ( #aife 7#bj     
,u4,s4,c4 #ajhg;e7g77 is am5d$--  7#a7  
by /rik+ ,a borr[] & ins]t+ ! foll[+3   
7#a7 ,9 g5]al ,a borr[]  2 &  7#b7 by   
add+ at ! end ! foll[+3  7#b7 ,consum]  
report+ ag5cies ,^u obta9+ a ,f$]al     
,direct ,consolidation ,loan t dis*>ges 
! liability on a default$ loan made1    
insur$1 or gu>ante$ "u ?is title1 !     

,secret>y1 gu>anty ag5cy1 or o!r hold] (
 ! loan %all reque/ any consum] report+ 
ag5cy to :i* ! ,secret>y1 gu>anty ag5cy 
or hold]1 z applicable1 report$ !       
default ( ! loan1 to remove ! record ( !
 default f ! borr[]'s cr$it hi/ory4  4