,i  #aaf? ,,congress  #a/ ,session  ,h4 
,r4 #dcfj  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,septemb] #ag1        
#bjai,mr4 ,kim 7= himself & ,mr4 ,hill (
 ,arkansas7 introduc$ ! foll[+ bill2 :i*
 0 ref]r$ to ! ,committee on ,vet]ans'  
,affairs  ,a ,,bill  ,to am5d title #ch1
 ,unit$ ,/ates ,code1 to improve ! due  
process accord$ vet]ans ) respect to    
recov]y ( ov]paym5ts made by ! ,dep>tm5t
 & o!r am\nts ow$ by vet]ans to ! ,unit$
 ,/ates1 to improve ! process+ ( vet]ans
 b5efits by ! ,dep>tm5t ( ,vet]ans      
,affairs1 & = o!r purposes4  #a4 ,%ort  
title ,?is ,act may be cit$ z ! ,,va    
,ov]paym5t ,acc\ntability ,act4  #b4    
,repair ( cr$it  7a7 ,9 g5]al ,*apt] #ec
 ( title #ch1 ,unit$ ,/ates ,code1 is   
am5d$ by add+ at ! end ! foll[+ new     
section3  #ecbj4 ,correction ( errone\s 
in=mation submitt$ to consum] report+   
ag5cies  7a7 ,correct+ errors by !      
,dep>tm5t ,9 any case 9 :i* ! ,secret>y 
f9ds t ! ,dep>tm5t has submitt$ errone\s
 in=mation to a consum] report+ ag5cy   

ab\t ! indebt$ness ( any p]son :o has   
be5 det]m9$ by ! ,secret>y to be indebt$
 to ! ,unit$ ,/ates by virtue ( !       
p>ticipation ( t p]son 9 a b5efits      
program adm9i/]$ by ! ,secret>y1 !      
,secret>y %all--  7#a7 in/ruct ! consum]
 report+ ag5cy to remove su* errone\s   
in=mation f ! consum] report ( su* p]son
 or take su* o!r action z may be requir$
 to ensure t su* errone\s in=mation is n
 includ$ 9 ! report ( su* p]son2 &  7#b7
 transmit to ! consum] report+ ag5cy su*
 in=mation z ! consum] report+ ag5cy may
 require to take su* appropriate        
actions4  7b7 ,correct+ errors by debt  
collectors ,9 any case 9 :i* ! ,secret>y
 f9ds t a debt collector act+ on behalf 
( ! ,dep>tm5t has submitt$ errone\s     
in=mation to a consum] report+ ag5cy    
ab\t ! indebt$ness ( any p]son :o has   
be5 det]m9$ by ! ,secret>y to be indebt$
 to ! ,unit$ ,/ates by virtue ( !       
p>ticipation ( t p]son 9 a b5efits      
program adm9i/]$ by ! ,secret>y1 !      
,secret>y %all in/ruct ! debt collector 

to reque/ ! consum] report+ ag5cy remove
 su* errone\s in=mation f ! consum]     
report ( su* p]son or take su* o!r      
action z may be requir$ to ensure su*   
errone\s in=mation is n includ$ 9 !     
report ( su* p]son4  7c7 ,notice ,n lat]
 ?an #fj days aft] ! date on :i* !      
,secret>y issues an in/ruction "u       
subsection 7a77#a7 or 7b7 ) respect to a
 p]son1 ! ,secret>y %all notify ! p]son 
t ! ,secret>y issu$ su* in/ruction4  7d7
 ,def9itions ,9 ?is section3 7#a7 ,!    
t]ms consum] report & consum] report+   
ag5cy h ! mean+s giv5 su* t]ms 9 section
 #fjc ( ! ,fair ,cr$it ,report+ ,act    
7#ae ,u4,s4,c4 #afha;a74  7#b7 ,! t]m   
debt collector has ! mean+ giv5 su* t]m 
9 section #hjc ( ! ,fair ,debt          
,collection ,practices ,act 7#ae        
,u4,s4,c4 #afib;a74  4  7b7 ,cl]ical    
am5dm5t ,! table ( sections at ! beg9n+ 
( *apt] #ec ( su* title is am5d$ by add+
 at ! end ! foll[+ new item3  #ecbj4    
,correction ( errone\s in=mation        
submitt$ to consum] report+ ag5cies4  4 

7c7 ,effective date ,! am5dm5ts made by 
?is section %all take effect on ! date (
 ! enactm5t ( ?is ,act & %all apply )   
respect to d$uctions made "u section    
#ecad ( su* title1 adm9i/rative co/s "u 
section #ecae ( su* title1 & suits fil$ 
"u section #ecaf ( su* title on or aft] 
su* date4  #c4 ,improv$ process+ (      
b5efits by ,dep>tm5t ( ,vet]ans ,affairs
 ,! ,secret>y ( ,vet]ans ,affairs %all  
improve ! in=mation te*nology ( !       
,dep>tm5t ( ,vet]ans ,affairs 7includ+ !
 e,benefits sy/em or successor sy/em7 z 
may be necess>y to a*ieve ! foll[+3     
7#a7 ,notification ( debts incurr$ ,!   
,secret>y %all provide a notification to
 a p]son :o-- 7,a7 is entitl$ to a      
paym5t f ! ,secret>y "u a b5efits       
program adm9i/]$ by ! ,secret>y2  7,b7  
incurs a debt to ! ,unit$ ,/ates "u t   
b5efits program2 &  7,c7 elects to      
receive su* notifications4  7#b7 ,review
 ( in=mation reg>d+ dep5d5ts ,a p]son   
entitl$ to a paym5t f ! ,secret>y "u a  
b5efits program adm9i/]$ by ! ,secret>y 

may review in=mation relat+ to dep5d5ts 
( t p]son4  7#c7 ,track+ metrics ,!     
,secret>y %all be able to track-- 7,a7 !
 numb] & am\nt ( paym5ts made by !      
,secret>y to a p]son entitl$ to a paym5t
 f ! ,secret>y "u a b5efits program     
adm9i/]$ by ! ,secret>y :o incurs a debt
 to ! ,unit$ ,/ates "u su* program2     
7,b7 ! av]age debt to ! ,unit$ ,/ates   
incurr$ by a p]son describ$ 9           
subp>agraph 7,a72  7,c7 h[ frequ5tly !  
,secret>y approves & d5ies applications 
= relief "u section #ecjb7;a7 ( title   
#ch1 ,unit$ ,/ates ,code2 &  7,d7 su*   
o!r metrics ! ,secret>y det]m9es        
appropriate4  #d4 ,audit ( errone\s     
paym5ts by ,vet]ans ,b5efits            
,adm9i/ration2 plan ( correction  7a7   
,audit ,n lat] ?an #ahj days aft] ! date
 ( ! enactm5t ( ?is ,act1 ! ,secret>y ( 
,vet]ans ,affairs %all complete an audit
 to det]m9e ! foll[+3  7#a7 ,! frequ5cy 
by :i* ! ,dep>tm5t ( ,vet]ans ,affairs  
makes an error t results 9 a paym5t to a
 p]son by virtue ( su* p]son's          

p>ticipation 9 a b5efits program        
adm9i/]$ by ! ,secret>y t su* p]son is n
 entitl$ to or 9 an am\nt t exce$s !    
am\nt to :i* ! p]son is entitl$4  7#b7  
,:e!r & to :at degree vacant positions 9
 ! ,vet]ans ,b5efits ,adm9i/ration      
affect su* frequ5cy4  7b7 ,plan ,n lat] 
?an #cj days aft] ! completion ( ! audit
 "u subsection 7a71 ! ,secret>y (       
,vet]ans ,affairs %all submit to !      
,committees on ,vet]ans' ,affairs ( !   
,s5ate & ,h\se ( ,repres5tatives a plan 
& description ( res\rces necess>y to    
align in=mation te*nology sy/ems to     
ensure t errors describ$ 9 subsection   
7a77#a7 are n ! result ( communication  
or abs5ce ( communication betwe5        
in=mation te*nology sy/ems4