,,ib ,union ,cal5d> ,no4 #ebj #aaf? ,,congress #b;d ,session ,h4 ,r4 #dcbh ,report ,no4 #aaf-fce ,,9 ,,! ,,h\se ,,( ,,repres5tatives ,septemb] #ac1 #bjai,ms4 ,wat]s 7= h]self1 ,mr4 ,meeks1 ,mr4 ,%]man1 ,ms4 ,wexton1 & ,mr4 ,g>ca ( ,ill9ois7 introduc$ ! foll[+ bill2 :i* 0 ref]r$ to ! ,committee on ,f9ancial ,s]vices ,decemb] #h1 #bjbj,report$ ) an am5dm5t1 committ$ to ! ,committee ( ! ,:ole ,h\se on ! ,/ate ( ! ,union1 & ord]$ to be printed,strike out all aft] ! enact+ clause & ins]t ! "p pr9t$ 9 italic,for text ( introduc$ bill1 see copy ( bill z introduc$ on ,septemb] #ac1 #bjai ,a ,,bill ,to am5d ! ,fair ,cr$it ,report+ ,act to protect c]ta9 consum]s affect$ by a %utd[n1 & = o!r purposes4 #a4 ,%ort title ,?is ,act may be cit$ z ! ,protect+ ,innoc5t ,consum]s ,affect$ by a ,%utd[n ,act4 #b4 ,def9itions ,section #fjc ( ! ,fair ,cr$it ,report+ ,act 7#ae ,u4,s4,c4 #afha;a71 z am5d$ by section #cjb7;b77#a7 ( ! ,economic ,gr[?1 ,regulatory ,relief1 & ,consum] ,protection ,act 7,public ,law #aae-agd71 is am5d$ by add+ at ! end ! foll[+3 7bb7 ,employee affect$ by a %utd[n ,) respect to a %utd[n1 ! t]m employee affect$ by a %utd[n means a consum] :o-- 7#a7 is an employee (-- 7,a7 ! ,f$]al ,gov]nm5t1 & :o is furl\gh$ or except$ f a furl\gh dur+ ! %utd[n2 7,b7 ! ,di/rict ( ,columbia1 & :o is n receiv+ pay because ( ! %utd[n2 or 7,c7 a ,f$]al contractor 7z def9$ "u section #gaja ( title #da1 ,unit$ ,/ates ,code7 or o!r bus9ess1 & :o has exp]i5c$ a sub/antial r$uction 9 pay 7directly or indirectly7 due to ! %utd[n2 & 7#b7 :o-- 7,a7 is li/$ 9 ! database e/abli%$ "u section #fcj2 or 7,b7 has self-c]tifi$ pursuant to su* section4 7cc7 ,%utd[n ,! t]m %utd[n means any p]iod 9 :i* !re is m ?an a #bd-;h\r lapse 9 appropriations z a result ( a failure to enact a regul> appropriations bill or cont9u+ resolution4 7dd7 ,cov]$ %utd[n p]iod ,! t]m cov]$ %utd[n p]iod means1 ) respect to a %utd[n1 ! p]iod beg9n+ on ! fir/ day ( ! %utd[n & end+ on ! date t is #ij days aft] ! la/ day ( ! %utd[n4 4 #c4 ,exclusion = employees affect$ by a %utd[n ,section #fje7;a7 ( ! ,fair ,cr$it ,report+ ,act 7#ae ,u4,s4,c4 #afha;c7a771 z am5d$ by section #cjb7;b77#b7 ( ! ,economic ,gr[?1 ,regulatory ,relief1 & ,consum] ,protection ,act 7,public ,law #aae-agd71 is am5d$ by add+ at ! end ! foll[+3 7#i7 ,any adv]se item ( in=mation ) respect to an action or inaction tak5 dur+ a cov]$ %utd[n p]iod by an employee affect$ by a %utd[n4 4 #d4 ,am5dm5t to summ>y ( rights = employees affect$ by a %utd[n ,section #fji7;a7 ( ! ,fair ,cr$it ,report+ ,act 7#ae ,u4,s4,c4 #afha;g7a77 is am5d$ by add+ at ! end ! foll[+3 7#g7 ,in=mation on ! rights ( an employee affect$ by a %utd[n1 includ+ :i* consum]s may be an employee affect$ by a %utd[n & ! process = a consum] to self-c]tify z an employee affect$ by a %utd[n "u section #fcj4 4 #e4 ,database & self-c]tification = employees affect$ by a %utd[n 7a7 ,9 g5]al ,! ,fair ,cr$it ,report+ ,act 7#ae ,u4,s4,c4 #afha et seq47 is am5d$ by add+ at ! end ! foll[+ new section3 #fcj4 ,database & self-c]tification = employees affect$ by a %utd[n 7a7 ,database 7#a7 ,9 g5]al ,) respect to ea* %utd[n1 ! consum] report+ ag5cies describ$ 9 section #fjc7p7 %all jo9tly e/abli% a database t includes employees affect$ by ! %utd[n z report$ pursuant to p>agraph 7#b74 7#b7 ,cont5ts ( database 7,a7 ,furl\gh$ employees & contractors ,ea* au?ority ( ! executive1 legislative1 or judicial bran* ( ! ,f$]al ,gov]nm5t or ,di/rict ( ,columbia %all provide to ! consum] report+ ag5cies describ$ 9 section #fjc7p7 a li/ id5tify+-- 7i7 employees ( su* au?ority t are furl\gh$1 except$ f furl\gh1 or n receiv+ pay because ( a %utd[n2 & 7ii7 to ! ext5t practicable1 employees ( contractors ( su* au?ority4 7,b7 ,self-c]tifi$ consum]s ,a consum] t self-c]tifies z an employee affect$ by a %utd[n pursuant to subsection 7b7 %all be includ$ 9 ! database1 unless ! ,bureau det]m9es su* consum] is n an employee affect$ by a %utd[n4 7#c7 ,access to database ,! consum] report+ ag5cies describ$ 9 section #fjc7p7 %all make ! database e/abli%$ "u ?is subsection available to ! ,bureau1 o!r consum] report+ ag5cies1 furni%]s ( in=mation to consum] report+ ag5cies1 & us]s ( consum] reports4 ,a consum] report+ ag5cy describ$ 9 section #fjc7x7 %all p]iodically access ! database to confirm ! accuracy ( in=mation su* an ag5cy has t id5tifies a consum] z an employee affect$ by a %utd[n4 7b7 ,self-c]tification process ,a consum] %all be deem$ to be an employee affect$ by a %utd[n if su* consum] self-c]tifies ?r\gh-- 7#a7 ! website e/abli%$ "u subsection 7c72 or 7#b7 a toll-free telephone numb] e/abli%$ by a consum] report+ ag5cy4 7c7 ,website ,! consum] report+ ag5cies describ$ 9 section #fjc7p7 %all jo9tly e/abli% a website = a consum] to self-c]tify z an employee affect$ by a %utd[n4 ,su* website may n include any adv]tisem5t or o!r solicitation4 4 7b7 ,table ( cont5ts am5dm5t ,! table ( cont5ts ( ! ,fair ,cr$it ,report+ ,act is am5d$ by add+ at ! end ! foll[+ new item3 #fcj4 ,database & self-c]tification = employees affect$ by a %utd[n4 4 #f4 ,prohibition on adv]se actions aga9/ employees affect$ by a %utd[n ,section #fjd ( ! ,fair ,cr$it ,report+ ,act 7#ae ,u4,s4,c4 #afha;b7 is am5d$ by add+ at ! end ! foll[+3 7h7 ,prohibition on adv]se actions aga9/ employees affect$ by a %utd[n ,if a us] ( a consum] report kn[s t a consum] is an employee affect$ by a %utd[n1 su* us] may n take an adv]se action bas$ on-- 7#a7 any adv]se item ( in=mation conta9$ 9 su* report ) respect to an action or inaction tak5 dur+ a cov]$ %utd[n p]iod by ! employee2 or 7#b7 in=mation on ! consum] includ$ 9 ! database e/abli%$ "u section #fcj4 4 #g4 ,bureau regulations or guidance ,n lat] ?an #cj days aft] ! date ( ! enactm5t ( ?is ,act1 ! ,bureau ( ,consum] ,f9ancial ,protection %all issue rules or guidance1 z appropriate1 to c>ry out ! requirem5ts ( ?is ,act4 ,decemb] #h1 #bjbj,report$ ) an am5dm5t1 committ$ to ! ,committee ( ! ,:ole ,h\se on ! ,/ate ( ! ,union1 & ord]$ to be pr9t$