,,ib ,union ,cal5d> ,no4 #chi #aaf?     
,,congress  #b;d ,session  ,h4 ,r4 #cggi
 ,report ,no4 #aaf-dhf ,,9 ,,! ,,h\se   
,,( ,,repres5tatives  ,july #af1        
#bjai,ms4 ,craig 7= h]self1 ,mr4 ,rodney
 ,davis ( ,ill9ois1 ,ms4 ,mc,collum1    
,mr4 ,craw=d1 ,mr4 ,k9d1 & ,mr4 ,smi? ( 
,miss\ri7 introduc$ ! foll[+ bill2 :i* 0
 ref]r$ to ! ,committee on              
,transportation & ,infra/ructure        
,septemb] #d1 #bjbj;,additional         
sponsors3 ,mr4 ,ri*mond1 ,ms4 ,titus1   
,ms4 ,f9k5au]1 ,mr4 ,pappas1 ,miss      
,gonzlez-,coln ( ,pu]to ,rico1 ,mr4     
,g>am5di1 ,mr4 ,graves ( ,l\isiana1 &   
,mr4 ,lip9ski  ,septemb] #d1            
#bjbj,report$ ) an am5dm5t2 committ$ to 
! ,committee ( ! ,:ole ,h\se on ! ,/ate 
( ! ,union & ord]$ to be printed,strike 
out all aft] ! enact+ clause & ins]t !  
"p pr9t$ 9 italic,for text ( introduc$  
bill1 see copy ( bill z introduc$ on    
,july #af1 #bjai  ,a ,,bill  ,to am5d ! 
,rob]t ,t4 ,/af=d ,disa/] ,relief &     
,em]g5cy ,assi/ance ,act to all[ !      

,adm9i/rator ( ! ,f$]al ,em]g5cy        
,managem5t ,ag5cy to provide            
capitalization grants to eligible       
entities to e/abli% revolv+ funds to    
provide assi/ance to r$uce disa/] risks1
 & = o!r purposes4  #a4 ,%ort title ,?is
 ,act may be cit$ z ! ,resili5ce        
,revolv+ ,loan ,fund ,act ( #bjai4  #b4 
,grants to entities = e/abli%m5t ( haz>d
 mitigation revolv+ loan funds ,title   
,,ii ( ! ,rob]t ,t4 ,/af=d ,disa/]      
,relief & ,em]g5cy ,assi/ance ,act 7#db 
,u4,s4,c4 #eaca et seq47 is am5d$ by    
add+ at ! end ! foll[+3  #bje ,grants to
 entities = e/abli%m5t ( haz>d          
mitigation revolv+ loan funds  7a7      
,g5]al au?ority  7#a7 ,9 g5]al ,!       
,adm9i/rator may ent] into agreem5ts )  
eligible entities to make capitalization
 grants to su* entities = ! e/abli%m5t (
 haz>d mitigation revolv+ loan funds    
7ref]r$ to 9 ?is section z entity loan  
funds7 = provid+ fund+ assi/ance to     
local gov]nm5ts to c>ry out eligible    
projects "u ?is section to r$uce disa/] 

risks = home[n]s1 bus9esses1 nonpr(it   
organizations1 & communities 9 ord] to  
decrease-- 7,a7 ! loss ( life & prop]ty2
  7,b7 ! co/ ( insurance claims2 &  7,c7
 ,f$]al disa/] paym5ts4  7#b7 ,agreem5ts
 ,any agreem5t ent]$ into "u ?is section
 %all require ! p>ticipat+ entity to--  
7,a7 comply ) ! requirem5ts ( ?is       
section2 &  7,b7 use acc\nt+1 audit1 &  
fiscal proc$ures con=m+ to g5]ally      
accept$ acc\nt+ /&>ds4  7b7 ,application
  7#a7 ,9 g5]al ,to be eligible to      
receive a capitalization grant "u ?is   
section1 an eligible entity %all submit 
to ! ,adm9i/rator an application t      
includes ! foll[+3 7,a7 ,project        
proposals compris$ ( local gov]nm5t     
haz>d mitigation projects1 on !         
condition t ! entity provides public    
notice n less ?an #f weeks prior to !   
submission ( an application4  7,b7 ,an  
assessm5t ( recurr+ major disa/]        
vuln]abilities impact+ ! entity t       
demon/rates an escalat+ risk to life &  
prop]ty4  7,c7 ,a description ( h[ !    

haz>d mitigation plan ( ! entity has or 
has n tak5 ! vuln]abilities describ$ 9  
p>agraph 7#b7 into acc\nt4  7,d7 ,a     
description ab\t h[ ! projects describ$ 
9 p>agraph 7#a7 c\ld con=m ) ! haz>d    
mitigation plans ( ! entity & local     
gov]nm5ts4  7,e7 ,a proposal ( !        
sy/ematic & regional approa* to a*ieve  
resili5ce 9 a vuln]able area1 includ+   
impacts to riv] bas9s1 riv] corridors1  
wat]%$s1 e/u>ies1 bays1 coa/al regions1 
micro-bas9s1 micro-wat]%$s1 ecosy/ems1 &
 areas at risk ( e>?quakes1 tsunamis1   
dr\ghts1 & wildfires1 includ+ !         
wildl&-urban int]face4  7#b7 ,te*nical  
assi/ance ,! ,adm9i/rator %all provide  
te*nical assi/ance to eligible entities 
= applications "u ?is section4  7c7     
,entity loan fund  7#a7 ,e/abli%m5t (   
fund ,an entity t receives a            
capitalization grant "u ?is section %all
 e/abli% an entity loan fund t complies 
) ! requirem5ts ( ?is subsection4  7#b7 
,fund managem5t ,except z provid$ 9     
p>agraph 7#c71 an entity loan fund %all 

be adm9i/]$ by ! ag5cy responsible =    
em]g5cy managem5t = su* entity & %all   
include only-- 7,a7 funds provid$ by a  
capitalization grant "u ?is section2    
7,b7 repaym5ts ( loans "u ?is section to
 ! entity loan fund2 &  7,c7 int]e/ e>n$
 on am\nts 9 ! entity loan fund4  7#c7  
,adm9i/ration ,a p>ticipat+ entity may  
comb9e ! f9ancial adm9i/ration ( !      
entity loan fund ( su* entity ) !       
f9ancial adm9i/ration ( any o!r revolv+ 
fund e/abli%$ by su* entity if !        
,adm9i/rator det]m9es t-- 7,a7 !        
capitalization grant1 entity %>e1       
repaym5ts ( loans1 & int]e/ e>n$ on     
am\nts 9 ! entity loan fund are acc\nt$ 
= sep>ately f o!r am\nts 9 ! revolv+    
fund2 &  7,b7 ! au?ority to e/abli%     
assi/ance priorities & c>ry out ov]sight
 activities rema9s 9 ! control ( ! ag5cy
 responsible = em]g5cy managem5t = !    
entity4  7#d7 ,entity %>e ( funds ,on or
 be=e ! date on :i* a p>ticipat+ entity 
receives a capitalization grant "u ?is  
section1 ! entity %all deposit into !   

entity loan fund ( su* entity1 an am\nt 
equal to n less ?an #aj p]c5t ( ! am\nt 
( ! capitalization grant4  7d7          
,apportionm5t  7#a7 ,9 g5]al ,except z  
o!rwise provid$ by ?is subsection1 !    
,adm9i/rator %all apportion funds made  
available to c>ry out ?is section to    
entities t h ent]$ into an agreem5t "u  
subsection 7a77#b7 9 am\nts z det]m9$ by
 ! ,adm9i/rator4  7#b7 ,res]vation (    
funds ,! ,adm9i/rator %all res]ve n m   
?an #b4e p]c5t ( ! am\nt made available 
to c>ry out ?is section =-- 7,a7        
adm9i/rative co/s incurr$ 9 c>ry+ out   
?is section2 &  7,b7 provid+ te*nical   
assi/ance to p>ticipat+ entities "u     
subsection 7b77#b74  7#c7 ,priority ,9 !
 apportionm5t ( capitalization grants "u
 ?is subsection1 ! ,adm9i/rator %all    
give priority to entity applications "u 
subsection 7b7 t-- 7,a7 propose projects
 increas+ resili5ce & r$uc+ risk ( h>m  
to natural & built infra/ructure2  7,b7 
involve a p>tn]%ip betwe5 #b or m       
eligible entities to c>ry out a project 

or simil> projects2  7,c7 take into     
acc\nt regional impacts ( haz>ds on riv]
 bas9s1 riv] corridors1 micro-wat]%$s1  
macro-wat]%$s1 e/u>ies1 bays1 coa/al    
regions1 & areas vuln]able to e>?quake1 
dr\ght1 tsunamis & wildfire1 includ+ !  
wildl&-urban int]face2 or  7,d7 propose 
projects = ! resili5ce ( major economic 
sectors or critical national            
infra/ructure1 includ+ ports1 global    
commodity supply *a9 assets 7locat$ )9  
an entity or )9 ! jurisdiction ( local  
gov]nm5ts & tribal gov]nm5ts71 capacity1
 p[] & wat] production & di/ribution    
c5t]s1 & bridges & wat]ways ess5tial to 
int]/ate comm]ce4  7e7 ,use ( funds     
7#a7 ,types ( assi/ance ,am\nts deposit$
 9 an entity loan fund1 includ+ loan    
repaym5ts & int]e/ e>n$ on su* am\nts1  
may be us$-- 7,a7 to make loans1 on !   
condition t-- 7i7 su* loans are made at 
an int]e/ rate ( n m ?an #a4e p]c5t2    
7ii7 annual pr9cipal & int]e/ paym5ts w 
comm5ce n lat] ?an #a ye> aft]          
completion ( any project & all loans w  

be fully amortiz$-- 7,i7 n lat] ?an #bj 
ye>s aft] ! date on :i* ! project is    
complet$2 or  7,,ii7 = projects 9 a     
l[-income geographic area1 n lat] ?an   
#cj ye>s aft] ! date on :i* ! projects  
is complet$ & n long] ?an ! expect$     
design life ( ! project2  7iii7 ! local 
gov]nm5t receiv+ a loan e/abli%es a     
d$icat$ s\rce ( rev5ue = repaym5t ( !   
loan2  7iv7 ! local gov]nm5t receiv+ a  
loan has a haz>d mitigation plan t has  
be5 approv$ by ! p>ticipat+ entity2 &   
7v7 ! entity loan fund w be cr$it$ ) all
 paym5ts ( pr9cipal & int]e/ on all     
loans2  7,b7 = mitigation plann+1 n to  
exce$ #aj p]c5t ( ! capitalization      
grants made to ! p>ticipat+ entity 9 a  
fiscal ye>2  7,c7 = ! reasonable co/s ( 
adm9i/]+ ! fund & conduct+ activities "u
 ?is section1 except t su* am\nts %all n
 exce$ #ajj1jjj p] ye>1 #b p]c5t ( !    
capitalization grants made to !         
p>ticipat+ entity 9 a fiscal ye>1 or #a 
p]c5t ( ! value ( ! entity loan fund1   
:i*ev] am\nt is greate/1 plus ! am\nt ( 

any fees collect$ by ! entity = su*     
purpose reg>dless ( ! s\rce2 &  7,d7 to 
e>n int]e/ on ! entity loan fund4  7#b7 
,prohibition on det]m9ation t loan is a 
duplication ,9 c>ry+ out ?is section1   
,adm9i/rator may n det]m9e t a loan is a
 duplication ( assi/ance or a           
duplication ( programs4  7#c7 ,projects 
& activities eligible = assi/ance       
,except z provid$ 9 ?is subsection1 a   
p>ticipat+ entity may use funds 9 !     
entity loan fund to provide f9ancial    
assi/ance = projects or activities t    
mitigate ! impacts ( haz>ds1 includ+--  
7,a7 dr\ght & prolong$ episodes ( int5se
 heat2  7,b7 sev]e /orms1 includ+       
tornados1 w9d /orms1 cyclones1 & sev]e  
w9t] /orms2  7,c7 wildfires2  7,d7      
e>?quakes2  7,e7 flood+1 includ+ !      
con/ruction1 repair1 or replacem5t ( a  
non-,f$]al levee or o!r flood control   
/ructure1 provid$ ! ,adm9i/rator1 9     
consultation ) ! ,corps ( ,eng9e]s 7if  
appropriate71 requires an eligible      
entity to det]m9e t su* levee or        

/ructure is design$1 con/ruct$1 &       
ma9ta9$ 9 accordance ) s\nd eng9e]+     
practices & /&>ds equival5t to ! purpose
 = :i* su* levee or /ructure is int5d$2 
7,f7 /orm surges2  7,g7 *emical spills t
 pres5t an imm95t ?reat to life &       
prop]ty2  7,h7 seepage result+ f *emical
 spills & flood+2 &  7,i7 any           
cata/rophic ev5t t ! entity det]m9es    
appropriate4  7#d7 ,zon+ & l& use plann+
 *anges ,a p>ticipat+ entity may use n m
 ?an #aj p]c5t ( ! entity loan fund 9 a 
fiscal ye> to provide f9ancial assi/ance
 = zon+ & l& use plann+ *anges focus$   
on-- 7,a7 ! developm5t & improvem5t (   
zon+ & l& use codes t inc5tivize &      
enc\rage l[-impact developm5t1 resili5t 
wildl&-urban int]face l& managem5t &    
developm5t1 natural infra/ructure1 gre5 
/ormwat] managem5t1 cons]vation areas   
adjac5t to floodpla9s1 implem5tation (  
wat]%$ or gre5way ma/] plans1 &         
reconnection ( floodpla9s2  7,b7 ! /udy 
& creation ( l& use inc5tives t rew>d   
develop]s = great] reliance on l[ impact

 developm5t /ormwat] be/ managem5t      
practices1 ex*ange d5sity increases =   
increas$ op5 space & improvem5t (       
neighborhood cat* bas9s to mitigate     
urban flood+1 rew>d develop]s = includ+ 
& augm5t+ natural infra/ructure adjac5t 
to & ar\nd build+ projects )\t reliance 
on increas$ sprawl1 & rew>d develop]s = 
address+ wildfire ignition2 &  7,c7 !   
/udy & creation ( an erosion response   
plan t accommodates riv]1 lake1 =e/1    
pla9s1 & ocean %orel9e retreat+ or bluff
 /abilization due to increas$ flood+ &  
disa/] impacts4  7#e7 ,adm9i/rative &   
te*nical co/s ,= ea* fiscal ye>1 a      
p>ticipat+ entity may use ! am\nt       
describ$ 9 p>agraph 7#a77;,c7 to-- 7,a7 
pay ! reasonable co/s ( adm9i/]+ !      
programs "u ?is section1 includ+ ! co/ (
 e/abli%+ an entity loan fund2  7,b7    
provide te*nical assi/ance to recipi5ts 
( f9ancial assi/ance f ! entity loan    
fund1 on ! condition t su* te*nical     
assi/ance does n exce$ #e p]c5t ( !     
capitalization grant made to su* entity4

  7#f7 ,limitation = s+le projects ,a   
p>ticipat+ entity may n provide an am\nt
 equal to or m ?an #e1jjj1jjj to a s+le 
haz>d mitigation project4  7f7 ,int5d$  
use plans  7#a7 ,9 g5]al ,aft] provid+ =
 public comm5t & review1 & consultation 
) appropriate ag5cies 9 an entity1      
,f$]al ag5cies1 & int]e/ gr\ps1 ea*     
p>ticipat+ entity %all annually prep>e &
 submit to ! ,adm9i/rator a plan        
id5tify+ ! int5d$ uses ( ! entity loan  
fund4  7#b7 ,cont5ts ( plan ,an entity  
int5d$ use plan prep>$ "u p>agraph 7#a7 
%all include-- 7,a7 ! integration (     
entity plann+ ef=ts1 includ+ entity     
haz>d mitigation plans & o!r programs & 
initiatives relat+ to mitigation ( major
 disa/]s c>ri$ out by su* entity2  7,b7 
an explanation ( ! mitigation &         
resili5cy b5efits ! entity int5ds to    
a*ieve by-- 7i7 r$uc+ future damage &   
loss associat$ ) haz>ds2  7ii7 r$uc+ !  
numb] ( sev]e repetitive loss /ructures 
& repetitive loss /ructures 9 ! entity2 
7iii7 decreas+ ! numb] ( insurance      

claims 9 ! entity f injuries result+ f  
major disa/]s or o!r haz>ds2 &  7iv7    
increas+ ! rat+ "u ! community rat+     
sy/em "u section #acae7;b7 ( ! ,h\s+ &  
,urban ,developm5t ,act ( #aifh 7#db    
,u4,s4,c4 #djbb7;b77 = communities 9 !  
entity2  7,c7 in=mation on !            
availability (1 & application process =1
 f9ancial assi/ance f ! entity loan fund
 ( su* entity2  7,d7 ! crit]ia & me?ods 
e/abli%$ = ! di/ribution ( funds2  7,e7 
! am\nt ( f9ancial assi/ance t ! entity 
anticipates apportion+2  7,f7 ! expect$ 
t]ms ( ! assi/ance provid$ f ! entity   
loan fund2 &  7,g7 a description ( !    
f9ancial /atus ( ! entity loan fund1    
includ+ %ort-t]m & long-t]m goals = !   
fund4  7g7 ,audits1 reports1            
publications1 & ov]sight  7#a7 ,bi5nial 
entity audit & report ,beg9n+ n lat] ?an
 ! la/ day ( ! second fiscal ye> aft] ! 
receipt ( paym5ts "u ?is section1 &     
bi5nially !reaft]1 any p>ticipat+ entity
 %all-- 7,a7 conduct an audit ( su* fund
 e/abli%$ "u subsection 7b72 &  7,b7    

provide to ! ,adm9i/rator a report      
includ+-- 7i7 ! result ( any su* audit2 
&  7ii7 a review ( ! effectiv5ess ( !   
entity loan fund ( ! entity ) respect to
 meet+ ! goals & int5d$ b5efits describ$
 9 ! int5d$ use plan submitt$ by !      
entity "u subsection 7e74  7#b7         
,publication ,a p>ticipat+ entity %all  
publi% & p]iodically update in=mation   
ab\t all projects receiv+ fund+ f !     
entity loan fund ( su* entity1 includ+--
 7,a7 ! location ( ! project2  7,b7 !   
type & am\nt ( assi/ance provid$ f !    
entity loan fund2  7,c7 ! expect$ fund+ 
s*$ule2 &  7,d7 ! anticipat$ date (     
completion ( ! project4  7#c7 ,ov]sight 
7,a7 ,9 g5]al ,! ,adm9i/rator %all1 at  
lea/ e #d ye>s1 conduct reviews & audits
 z may be det]m9$ necess>y or           
appropriate by ! ,adm9i/rator to c>ry   
out ! objectives ( ?is section & det]m9e
 ! effectiv5ess ( ! fund 9 r$uc+ haz>d  
risk4  7,b7 ,,gao requirem5ts ,! entity 
%all conduct audits "u p>agraph 7#a7 9  
accordance ) ! audit+ proc$ures ( !     

,gov]nm5t ,acc\ntability ,(fice1 includ+
 *apt] #ge ( title #ca4  7,c7           
,recomm5dations by ,adm9i/rator ,!      
,adm9i/rator may at any "t make         
recomm5dations = or require specific    
*anges to an entity's loan fund 9 ord]  
to improve ! effectiv5ess ( ! fund4  7h7
 ,regulations or guidance ,!            
,adm9i/rator %all issue su* regulations 
or guidance z are necess>y to-- 7#a7    
ensure t ea* p>ticipat+ entity uses     
funds z effici5tly z possible2 &  7#b7  
r$uce wa/e1 fraud1 & abuse to ! maximum 
ext5t possible4  7i7 ,waiv] ,au?ority   
,until su* "t z ! ,adm9i/rator issues   
regulations to implem5t ?is section1 !  
,adm9i/rator may-- 7#a7 waive notice &  
comm5t rulemak+1 if ! ,adm9i/rator      
det]m9es ! waiv] is necess>y to         
exp$iti\sly implem5t ?is section2 &     
7#b7 provide capitalization grants "u   
?is section z a pilot program4  7j7     
,def9itions ,9 ?is section1 ! foll[+    
def9itions apply3 7#a7 ,eligible entity 
,! t]m eligible entity means a ,/ate or 

an ,indian tribal gov]nm5t 7z su* t]ms  
are def9$ 9 section #ajb ( ?is ,act 7#db
 ,u4,s4,c4 #eabb774  7#b7 ,haz>d        
mitigation plan ,! t]m haz>d mitigation 
plan means a mitigation plan submitt$ "u
 section #cbb & approv$ by !            
,adm9i/rator4  7#c7 ,l[-income          
geographic area ,! t]m l[-income        
geographic area means an area describ$ 9
 p>agraph 7#a7 or 7#b7 ( section        
#cja7;a7 ( ! ,public ,works & ,economic 
,developm5t ,act ( #aife 7#db ,u4,s4,c4 
#cafa7;a774  7#d7 ,p>ticipat+ entity ,! 
t]m p>ticipat+ entity means an eligible 
entity t has ent]$ into an agreem5t "u  
?is section4  7#e7 ,repetitive loss     
/ructure ,! t]m repetitive loss /ructure
 has ! mean+ giv5 ! t]m 9 section #acgj 
( ! ,national ,flood ,insurance ,act    
7#db ,u4,s4,c4 #daba74  7#f7 ,sev]e     
repetitive loss /ructure ,! t]m sev]e   
repetitive loss /ructure has ! mean+    
giv5 ! t]m 9 section #acff7;h7 ( !      
,national ,flood ,insurance ,act 7#db   
,u4,s4,c4 #dajd;c7h74  7#g7             

,wildl&-urban int]face ,! t]m           
wildl&-urban int]face has ! mean+ giv5 !
 t]m 9 section #aja ( ! ,heal?y ,=e/s   
,re/oration ,act ( #bjjc 7#af ,u4,s4,c4 
#feaa74  7k7 ,au?orization (            
appropriations ,!re is au?oriz$ to be   
appropriat$ #ajj1jjj1jjj = ea* ( fiscal 
ye>s #bjbj & #bjba4  4  ,septemb] #d1   
#bjbj,report$ ) an am5dm5t2 committ$ to 
! ,committee ( ! ,:ole ,h\se on ! ,/ate 
( ! ,union & ord]$ to be pr9t$