,i  #aafth ,,congress  #ast ,session    
,h4 ,r4 #cfgd  ,,in ,,the ,,house ,,of  
,,representatives  ,july #aj1 #bjai,mrs4
 ,davis of ,california 7for herself1    
,mr4 ,smucker1 and ,ms4 ,davids of      
,kansas7 introduced the following bill2 
which was referred to the ,committee on 
,education and ,labor  ,a ,,bill  ,to   
amend the ,higher ,education ,act of    
#aife to eliminate origination fees for 
,federal ,direct ,loans4  #a4 ,short    
title ,this ,act may be cited as the    
,eliminating the ,hidden ,student ,loan 
,tax ,act4  #b4 ,elimination of         
origination fees for ,federal ,direct   
,loans  7a7 ,sense of ,congress ,it is  
the sense of ,congress that no          
origination fees should be charged on   
any future ,federal ,direct ,loans4  7b7
 ,repeal of origination fees ,subsection
 7c7 of section #dee of the ,higher     
,education ,act of #aife 7#bj ,u4,s4,c4 
#ajhg;e7c77 is repealed4  7c7 ,effective
 date ,the amendment made by subsection 
7b7 shall apply with respect to loans   

made under part ,d of title ,,iv of the 
,higher ,education ,act of #aife 7#bj   
,u4,s4,c4 #ajhg;a et seq47 for which the
 first disbursement of principal is     
made1 or1 in the case of a ,federal     
,direct ,consolidation ,loan1 the       
application is received1 on or after    
,july #a1 #bjbj4