#aaf? ,,congress  #b;d ,session  ,h4 ,r4
 #ceih  ,,an ,,act  ,to am5d ! ,high]   
,education ,act ( #aife to automatically
 dis*>ge ! loans ( c]ta9 vet]an borr[]s1
 & = o!r purposes4  #a4 ,%ort title ,?is
 ,act may be cit$ z ! ,f$]ally ,requir+ 
,e>n$ ,education-debt ,dis*>ges = ,vets 
,act or ! ,,fre$ ,vets ,act4  #b4       
,automatic loan dis*>ge = c]ta9 vet]an  
borr[]s ,section #dcg7;a7 ( ! ,high]    
,education ,act ( #aife 7#bj ,u4,s4,c4  
#ajhg7;a77 is am5d$--  7#a7 by /rik+    
p>agraph 7#b7 & ins]t+ ! foll[+3  7#b7  
,disability det]m9ations ,) respect to a
 borr[] :o has be5 id5tifi$ "u clause   
7i7 or 7ii7 ( p>agraph 7#d77;,a71 !     
,secret>y %all--  7,a7 consid] ! borr[] 
p]man5tly & totally disabl$ = ! purpose 
( dis*>g+ ! loans ( ! borr[] "u ?is     
subsection2  7,b7 7i7 notify ! borr[] ( 
! int5t ( ! ,secret>y to dis*>ge ! loans
 ( ! borr[] "u ?is subsection2 &  7ii7  
only if section #ajh7;f77#e7 ( !        
,int]nal ,rev5ue ,code ( #aihf does n   
apply to su* a loan dis*>ge = ! cal5d>  

ye>1 include z "p ( su* notice a /atem5t
 in=m+ ! borr[] t su* loan dis*>ge may  
be includible 9 ! gross income ( !      
borr[] = purposes ( su* ,code2  7,c7    
provide ! borr[] ) an opportunity to    
opt-out ( su* loan dis*>ge dur+ ! #fj   
day p]iod beg9n+ on ! date on :i* !     
,secret>y transmits ! notice requir$ "u 
subp>agraph 7,b7 to ! borr[]2 &  7,d7   
aft] ! expiration ( su* p]iod1 dis*>ge !
 loans ( ! borr[] "u ?is subsection1 )\t
 any fur!r action by ! borr[] 7except t 
?is subp>agraph %all n apply to a borr[]
 :o opts out ( su* dis*>ge "u           
subp>agraph 7,c774  2 &  7#b7 by add+ at
 ! end ! foll[+3  7#d7 ,mat*+ program   
7,a7 ,9 g5]al ,n less ?an twice p] ye>1 
! ,secret>y ( ,education & ! ,secret>y (
 ,vet]ans ,affairs %all c>ry out a      
comput] mat*+ program "u :i* ! ,secret>y
 ( ,education id5tifies a borr[]-- 7i7  
:o has be5 assign$ a rat+ ( total       
disability by ! ,secret>y ( ,vet]ans    
,affairs = a s]vice-connect$ disability 
7z def9$ 9 section #aja ( title #ch1    

,unit$ ,/ates ,code72 or  7ii7 :o has   
be5 det]m9$ by ! ,secret>y ( ,vet]ans   
,affairs to be unemployable due to a    
s]vice-connect$ condition4  7,b7 ,m9or  
discrepancies ,) respect to ea* borr[]  
:o w\ld h be5 id5tifi$ "u clause 7i7 or 
7ii7 ( subp>agraph 7,a7 b = a m9or      
discrepancy betwe5 ! in=mation ( !      
borr[] ma9ta9$ by ! ,secret>y (         
,education & ! ,secret>y ( ,vet]ans     
,affairs 7su* z a "n discrepancy        
po/-m>riage1 a miss+ hyph51 a transpos$ 
numb] or lett]1 or o!r typo71 !         
,secret>y ( ,education & ! ,secret>y (  
,vet]ans ,affairs %all "w toge!r to     
correct su* m9or discrepancy ( su*      
borr[]4  4  ,pass$ ! ,h\se (            
,repres5tatives ,m>* #aj1 #bjbj4;,cl]k4