,,ib ,union ,cal5d> ,no4 #ccf #aaf?     
,,congress  #b;d ,session  ,h4 ,r4 #cdij
 ,report ,no4 #aaf-dag ,,9 ,,! ,,h\se   
,,( ,,repres5tatives  ,june #be1        
#bjai,ms4 ,velzquez 7= h]self1 ,mr4     
,m>%all1 & ,mr4 ,s*neid]7 introduc$ !   
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ,f9ancial ,s]vices  ,m>*  
#ai1 #bjbj,report$ ) an am5dm5t2        
committ$ to ! ,committee ( ! ,:ole ,h\se
 on ! ,/ate ( ! ,union & ord]$ to be    
printed,strike out all aft] ! enact+    
clause & ins]t ! "p pr9t$ 9 italic,for  
text ( introduc$ bill1 see copy ( bill z
 introduc$ on ,june #be1 #bjai  ,a      
,,bill  ,to am5d ! ,tru? 9 ,l5d+ ,act to
 prohibit c]ta9 unfair cr$it practices1 
& = o!r purposes4  #a4 ,%ort title ,?is 
,act may be cit$ z ! ,small ,bus9ess    
,l5d+ ,fairness ,act4  #b4 ,obligor     
transactions  7a7 ,9 g5]al ,*apt] #b ( !
 ,tru? 9 ,l5d+ ,act 7#ae ,u4,s4,c4 #afca
 et seq47 is am5d$ by add+ at ! end !   
foll[+3  #adj;,b4 ,unfair cr$it         
practices  7a7 ,9 g5]al ,9 connection ) 

! ext5sion ( cr$it or creation ( debt 9 
or affect+ comm]ce1 z def9$ 9 section #d
 ( ! ,f$]al ,trade ,commission ,act 7#ae
 ,u4,s4,c4 #dd71 includ+ any advance (  
funds or sale or assignm5t ( future     
income or receivables t may or may n be 
cr$it1 no p]son may directly or         
indirectly take or receive f ano!r p]son
 an obligation t con/itutes or conta9s a
 cognovit or confession ( judgm5t 7=    
purposes o!r ?an executory process 9 !  
,/ate ( ,l\isiana71 w>rant ( attorney1  
or o!r waiv] ( ! "r to notice & !       
opportunity to be he>d 9 ! ev5t ( suit  
or process !reon4  7b7 ,exemption ,!    
exemption 9 section #ajd7a7 %all n apply
 to ?is section4  4  7b7 ,te*nical &    
con=m+ am5dm5ts  7#a7 ,section #ajc ( ! 
,tru? 9 ,l5d+ ,act 7#ae ,u4,s4,c4 #afjb7
 is am5d$ by add+ at ! end ! foll[+3    
7ff7 ,! t]m debt means any obligation ( 
a p]son to pay to ano!r p]son money--   
7#a7 reg>dless ( :e!r su* obligation is 
absolute or cont+5t if ! und]/&+ betwe5 
! p>ties is t any "p ( ! money %all be  

or may be return$2  7#b7 t includes ! "r
 ( ! p]son provid+ ! money to an        
equitable rem$y = brea* ( p]=mance if ! 
brea* gives rise to a "r to paym5t2 &   
7#c7 reg>dless ( :e!r ! obligation or "r
 to an equitable rem$y describ$ 9       
p>agraph 7#b7 has be5 r$uc$ to judgm5t1 
fix$1 cont+5t1 matur$1 unmatur$1        
disput$1 undisput$1 secur$1 or unsecur$4
  4  7#b7 ,section #acj7;a7 ( ! ,tru? 9 
,l5d+ ,act 7#ae ,u4,s4,c4 #afdj7 is     
am5d$ by /rik+ cr$itor ea* place ! t]m  
appe>s & ins]t+ p]son4  7#c7 ,! table ( 
sections 9 *apt] #b ( ! ,tru? 9 ,l5d+   
,act 7#ae ,u4,s4,c4 #afca et seq47 is   
am5d$ by add+ at ! end ! foll[+3        
#adj;,b4 ,unfair cr$it practices4  4    
,m>* #ai1 #bjbj,report$ ) an am5dm5t2   
committ$ to ! ,committee ( ! ,:ole ,h\se
 on ! ,/ate ( ! ,union & ord]$ to be    
pr9t$