,i  #aafth ,,congress  #ast ,session    
,h4 ,r4 #bii  ,,in ,,the ,,house ,,of   
,,representatives  ,january #h1         
#bjai,mr4 ,takano 7for himself1 ,mr4    
,courtney1 ,mr4 ,brendan ,f4 ,boyle of  
,pennsylvania1 ,mr4 ,serrano1 ,mr4      
,neal1 ,mr4 ,peters1 ,mrs4 ,davis of    
,california1 ,mr4 ,mc,eachin1 ,mrs4     
,dingell1 ,ms4 ,kuster of ,new          
,hampshire1 ,mr4 ,bishop of ,georgia1   
,ms4 ,norton1 ,ms4 ,gabbard1 ,ms4       
,brownley of ,california1 ,mr4          
,lipinski1 ,mrs4 ,napolitano1 ,mr4      
,loebsack1 ,mr4 ,engel1 ,ms4 ,meng1 ,mr4
 ,de,fazio1 ,mr4 ,langevin1 ,ms4        
,mc,collum1 ,mr4 ,connolly1 ,ms4 ,clarke
 of ,new ,york1 ,mr4 ,tonko1 ,mr4 ,brown
 of ,maryland1 ,ms4 ,schakowsky1 ,mr4   
,massie1 ,mrs4 ,watson ,coleman1 ,mr4   
,michael ,f4 ,doyle of ,pennsylvania1   
,miss ,rice of ,new ,york1 ,mr4 ,beyer1 
,mr4 ,katko1 ,mrs4 ,murphy1 ,mr4 ,sean  
,patrick ,maloney of ,new ,york1 ,mr4   
,carbajal1 ,mr4 ,kildee1 ,mr4 ,ryan1    
,mr4 ,sablan1 ,ms4 ,stefanik1 ,mr4      

,sires1 ,mr4 ,pallone1 ,ms4 ,velzquez1  
,mr4 ,lawson of ,florida1 ,ms4 ,pingree1
 ,mr4 ,pocan1 ,mrs4 ,beatty1 ,mr4       
,cisneros1 ,mr4 ,garamendi1 ,mr4        
,correa1 ,mr4 ,hastings1 ,mr4           
,espaillat1 ,mr4 ,perlmutter1 ,ms4      
,adams1 ,mr4 ,rush1 ,ms4 ,titus1 ,mr4   
,thompson of ,mississippi1 ,mr4         
,cartwright1 ,ms4 ,kelly of ,illinois1  
,mr4 ,schneider1 ,mr4 ,cicilline1 ,mr4  
,aguilar1 ,mr4 ,duncan1 ,mr4            
,o',halleran1 ,mr4 ,cohen1 ,mr4 ,khanna1
 ,mr4 ,fortenberry1 ,mr4 ,gonzalez of   
,texas1 ,mr4 ,welch1 ,mr4 ,bost1 ,mr4   
,soto1 ,mr4 ,swalwell of ,california1   
,mr4 ,lynch1 ,mr4 ,foster1 ,ms4         
,bonamici1 ,mr4 ,pascrell1 ,mr4 ,lamb1  
,mr4 ,barr1 ,mr4 ,scott of ,virginia1   
,mr4 ,bilirakis1 ,mr4 ,crdenas1 ,mr4    
,cook1 and ,mr4 ,palazzo7 introduced the
 following bill2 which was referred to  
the ,committee on ,veterans' ,affairs   
,a ,,bill  ,to amend title #ch1 ,united 
,states ,code1 to clarify presumptions  
relating to the exposure of certain     

veterans who served in the vicinity of  
the ,republic of ,vietnam1 and for other
 purposes4  #a4 ,short title ,this ,act 
may be cited as the ,blue ,water ,navy  
,vietnam ,veterans ,act of #bjai4  #b4  
,clarification of presumptions of       
exposure for veterans who served in     
vicinity of ,republic of ,vietnam  7a7  
,in general ,chapter #aa of title #ch1  
,united ,states ,code1 is amended by    
inserting after section #aaaf the       
following new section3  #aaaf;,a4       
,presumptions of service connection for 
veterans who served offshore of the     
,republic of ,vietnam  7a7 ,service     
connection ,for the purposes of section 
#aaaj of this title1 and subject to     
section #aaac of this title1 a disease  
covered by section #aaaf of this title  
becoming manifest as specified in that  
section in a veteran who1 during active 
military1 naval1 or air service1 served 
offshore of the ,republic of ,vietnam   
during the period beginning on ,january 
#i1 #aifb1 and ending on ,may #g1 #aige1

 shall be considered to have been       
incurred in or aggravated by such       
service1 notwithstanding that there is  
no record of evidence of such disease   
during the period of such service4  7b7 
,exposure ,a veteran who1 during active 
military1 naval1 or air service1 served 
offshore of the ,republic of ,vietnam   
during the period beginning on ,january 
#i1 #aifb1 and ending on ,may #g1 #aige1
 shall be presumed to have been exposed 
during such service to an herbicide     
agent unless there is affirmative       
evidence to establish that the veteran  
was not exposed to any such agent during
 that service4  7c7 ,effective date of  
award  7#a7 ,except as provided by      
paragraph 7#b71 the effective date of an
 award under this section shall be      
determined in accordance with section   
#eaaj of this title4  7#b7  7,a7        
,notwithstanding subsection 7g7 of      
section #eaaj of this title1 the        
,secretary shall determine the effective
 date of an award based on a claim under

 this section for an individual         
described in subparagraph 7,b7 by       
treating the date on which the          
individual filed the prior claim        
specified in clause 7i7 of such         
subparagraph as the date on which the   
individual filed the claim so awarded   
under this section4  7,b7 ,an individual
 described in this subparagraph is a    
veteran1 or a survivor of a veteran1 who
 meets the following criteria3  7i7 ,the
 veteran or survivor submitted a claim  
for disability compensation on or after 
,september #be1 #aihe1 and before       
,january #a1 #bjbj1 for a disease       
covered by this section1 and the claim  
was denied by reason of the claim not   
establishing that the disease was       
incurred or aggravated by the service of
 the veteran4  7ii7 ,the veteran or     
survivor submits a claim for disability 
compensation on or after ,january #a1   
#bjbj1 for the same condition covered by
 the prior claim under clause 7i71 and  
the claim is approved pursuant to this  

section4  7d7 ,determination of offshore
 ,notwithstanding any other provision of
 law1 for purposes of this section1 the 
,secretary shall treat a location as    
being offshore of ,vietnam if the       
location is not more than #ab nautical  
miles seaward of a line commencing on   
the southwestern demarcation line of the
 waters of ,vietnam and ,cambodia and   
intersecting the following points3      
,points ,geographic ,names,latitude     
,north,longitude ,east,at ,hon ,nhan    
,island1 ,tho ,chu ,archipelago ,kien   
,giang ,province#iae4jajcbg4j;,at ,hon  
,da ,island southeast of ,hon ,khoai    
,island ,minh ,hai ,province            
#hbb4hajdeb4d;,at ,tai ,lon ,islet1 ,con
 ,dao ,islet in ,con ,dao-,vung ,toa    
,special ,sector #hcg4hajfcg4e;,at ,bong
 ,lai ,islet1 ,con ,dao ,islet          
#hch4iajfdj4c;,at ,bay ,canh ,islet1    
,con ,dao ,islet#hci4gajfdb4a;,at ,hon  
,hai ,islet 7,phu ,qui group of islands7
 ,thuan ,hai ,province #ieh4jajie4j;,at 
,hon ,doi ,islet1 ,thuan ,hai ,province 

#abci4jajibh4j;,at ,dai ,lanh point1    
,phu ,khanh ,province #abec4hajibg4b;,at
 ,ong ,can ,islet1 ,phu ,khanh ,province
 #aced4jajiba4j;,at ,ly ,son ,islet1    
,nghia ,binh ,province #aebc4aaji       
#i4j;,at ,con ,co ,island1 ,binh ,tri   
,thien ,province #agaj4jajgbj4f  7e7    
,herbicide agent ,in this section1 the  
term herbicide agent has the meaning    
given that term in section #aaaf 7a77#c7
 of this title4  4  7b7 ,clerical       
amendment ,the table of sections at the 
beginning of such chapter is amended by 
inserting after the item relating to    
section #aaaf the following new item3   
#aaaf;,a4 ,presumptions of service      
connection for veterans who served      
offshore of the ,republic of ,vietnam4  
4  7c7 ,implementation  7#a7 ,guidance  
,notwithstanding section #eja of such   
title1 the ,secretary of ,veterans      
,affairs may issue guidance to implement
 section #aaaf;,a of title #ch1 ,united 
,states ,code1 as added by subsection   
7a74  7#b7 ,updates ,on a quarterly     

basis during the period beginning on the
 date of the enactment of this ,act and 
ending on the date on which regulations 
are prescribed to carry out such section
 #aaaf;,a1 the ,secretary shall submit  
to the ,committees on ,veterans'        
,affairs of the ,house of               
,representatives and the ,senate updates
 on the status of such regulations4     
7#c7 ,pending cases  7,a7 ,authority to 
stay ,the ,secretary may stay a claim   
described in subparagraph 7,b7 until the
 date on which the ,secretary commences 
the implementation of such section      
#aaaf;,a4  7,b7 ,claims described ,a    
claim described in this subparagraph is 
a claim for disability compensation--   
7i7 relating to the service and diseases
 covered by such section #aaaf;,a2 and  
7ii7 that is pending at the ,veterans   
,benefits ,administration or the ,board 
of ,veterans' ,appeals on or after the  
date of the enactment of this ,act and  
before the date on which the ,secretary 
commences the implementation of such    

section #aaaf;,a4  7d7 ,outreach  7#a7  
,requirement ,the ,secretary of         
,veterans ,affairs shall conduct        
outreach to inform veterans described in
 paragraph 7#b7 of the ability to submit
 a claim for disability compensation    
under section #aaaf;,a of title #ch1    
,united ,states ,code1 as added by      
subsection 7a74  7#b7 ,veteran described
 ,a veteran described in this paragraph 
is a veteran who1 during active         
military1 naval1 or air service1 served 
offshore of the ,republic of ,vietnam   
during the period beginning on ,january 
#i1 #aifb1 and ending on ,may #g1 #aige4
  7e7 ,reports ,not later than ,january 
#a1 #bjbj1 and not later than ,january  
#a1 #bjbb1 the ,secretary of ,veterans  
,affairs shall submit to the ,committees
 on ,veterans' ,affairs of the ,house of
 ,representatives and the ,senate a     
report on claims for disability         
compensation under section #aaaf;,a of  
title #ch1 ,united ,states ,code1 as    
added by subsection 7a74 ,each report   

shall include the following with respect
 to the period covered by the report1   
disaggregated by the regional offices of
 the ,department of ,veterans ,affairs3 
7#a7 ,the number of claims filed under  
such section4  7#b7 ,the number of such 
claims granted4  7#c7 ,the number of    
such claims denied4  7f7 ,health care   
,section #agaj7;e77#d7 of title #ch1    
,united ,states ,code1 is amended by    
inserting 7including offshore of such   
,republic as described in section       
#aaaf;,a7d7 of this title7 after served 
on active duty in the ,republic of      
,vietnam4  7g7 ,effective date ,the     
amendments made by this section shall   
take effect on ,january #a1 #bjbj4  #c4 
,presumption of herbicide exposure for  
certain veterans who served in ,korea   
7a7 ,in general ,chapter #aa of title   
#ch1 ,united ,states ,code1 is amended  
by inserting after section #aaaf;,a1 as 
added by section #b1 the following new  
section3  #aaaf;,b4 ,presumption of     
herbicide exposure for certain veterans 

who served in ,korea  7a7 ,presumption  
of service-,connection  7#a7 ,for the   
purposes of section #aaaj of this title1
 and subject to section #aaac of this   
title1 a disease specified in subsection
 7b7 that becomes manifest as specified 
in that subsection in a veteran         
described in paragraph 7#b7 shall be    
considered to have been incurred or     
aggravated in the line of duty in the   
active military1 naval1 or air service1 
notwithstanding that there is no record 
of evidence of such disease during the  
period of such service4  7#b7 ,a veteran
 described in this paragraph is a       
veteran who1 during active military1    
naval1 or air service1 served in or near
 the ,korean ,demilitarized ,zone       
7,,dmz71 during the period beginning on 
,september #a1 #aifg1 and ending on     
,august #ca1 #aiga4  7b7 ,diseases ,a   
disease specified in this subsection    
is-- 7#a7 a disease specified in        
paragraph 7#b7 of subsection 7a7 of     
section #aaaf of this title that becomes

 manifest as specified in that          
paragraph2 or  7#b7 any additional      
disease that-- 7,a7 the ,secretary      
determines in regulations warrants a    
presumption of service-connection by    
reason of having positive association   
with exposure to an herbicide agent2 and
  7,b7 becomes manifest within any      
period prescribed in such regulations4  
7c7 ,herbicide agent ,for purposes of   
this section1 the term herbicide agent  
has the meaning given such term in      
section #ahba7;d7 of this title4  4  7b7
 ,clerical amendment ,the table of      
sections at the beginning of such       
chapter is amended by inserting after   
the item relating to section #aaaf;,a1  
as added by section #b1 the following   
new item3  #aaaf;,b4 ,presumption of    
herbicide exposure for certain veterans 
who served in ,korea4  4  7c7 ,pending  
cases  7#a7 ,authority to stay ,the     
,secretary may stay a claim described in
 subparagraph 7,b7 until the date on    
which the ,secretary commences the      

implementation of section #aaaf;,b of   
title #ch1 ,united ,states ,code1 as    
added by subsection 7a74  7#b7 ,claims  
described ,a claim described in this    
subparagraph is a claim for disability  
compensation-- 7,a7 relating to the     
service and diseases covered by such    
section #aaaf;,b2 and  7,b7 that is     
pending at the ,veterans ,benefits      
,administration or the ,board of        
,veterans' ,appeals on or after the date
 of the enactment of this ,act and      
before the date on which the ,secretary 
commences the implementation of such    
section #aaaf;,b4  7d7 ,effective date  
,the amendments made by this section    
shall take effect on ,january #a1 #bjbj4
  #d4 ,benefits for children of certain 
,thailand service veterans born with    
spina bifida  7a7 ,in general           
,subchapter ,,iii of chapter #ah of     
title #ch1 ,united ,states ,code1 is    
amended by adding at the end the        
following new section3  #ahbb4 ,benefits
 for children of certain ,thailand      

service veterans born with spina bifida 
7a7 ,benefits authorized ,the ,secretary
 may provide to any child of a veteran  
of covered service in ,thailand who is  
suffering from spina bifida the health  
care1 vocational training and           
rehabilitation1 and monetary allowance  
required to be paid to a child of a     
,vietnam veteran who is suffering from  
spina bifida under subchapter ,i of this
 chapter as if such child of a veteran  
of covered service in ,thailand were a  
child of a ,vietnam veteran who is      
suffering from spina bifida under such  
subchapter4  7b7 ,spina bifida          
conditions covered ,this section applies
 with respect to all forms and          
manifestations of spina bifida1 except  
spina bifida occulta4  7c7 ,veteran of  
covered service in ,thailand ,for       
purposes of this section1 a veteran of  
covered service in ,thailand is any     
individual1 without regard to the       
characterization of that individual's   
service1 who--  7#a7 served in the      

active military1 naval1 or air service  
in ,thailand1 as determined by the      
,secretary in consultation with the     
,secretary of ,defense1 during the      
period beginning on ,january #i1 #aifb1 
and ending on ,may #g1 #aige2 and  7#b7 
is determined by the ,secretary1 in     
consultation with the ,secretary of     
,defense1 to have been exposed to a     
herbicide agent during such service in  
,thailand4  7d7 ,herbicide agent ,for   
purposes of this section1 the term      
herbicide agent means a chemical in a   
herbicide used in support of ,united    
,states and allied military operations  
in ,thailand1 as determined by the      
,secretary in consultation with the     
,secretary of ,defense1 during the      
period beginning on ,january #i1 #aifb1 
and ending on ,may #g1 #aige4  4  7b7   
,conforming amendment to definition of  
child ,section #ahca7a7 of such title is
 amended-- 7#a7 in subparagraph 7,b7--  
7,a7 by striking subchapter ,,iii of    
this chapter and inserting section #ahba

 of this title2 and  7,b7 in clause 7i71
 by striking section #ahba of this title
 and inserting that section2 and  7#b7  
by adding at the end the following new  
subparagraph3  7,c7 ,for purposes of    
section #ahbb of this title1 an         
individual1 regardless of age or marital
 status1 who--  7i7 is the natural child
 of a veteran of covered service in     
,thailand 7as determined for purposes of
 that section72 and  7ii7 was conceived 
after the date on which that veteran    
first entered service described in      
subsection 7c7 of that section4  4  7c7 
,clerical amendments  7#a7 ,subchapter  
heading ,the heading for subchapter     
,,iii of chapter #ah of such title is   
amended by inserting and ,thailand after
 ,korea4  7#b7 ,table of sections ,the  
table of sections at the beginning of   
chapter #ah of such title is amended--  
7,a7 by striking the item relating to   
subchapter ,,iii and inserting the      
following new item3  ,subchapter        
,,iii--,children of certain ,korea and  

,thailand service veterans born with    
spina bifida  2  and  7,b7 by inserting 
after the item relating to section #ahba
 the following new item3  #ahbb4        
,benefits for children of certain       
,thailand service veterans born with    
spina bifida4  4  7d7 ,pending cases    
7#a7 ,authority to stay ,the ,secretary 
may stay a claim described in           
subparagraph 7,b7 until the date on     
which the ,secretary commences the      
implementation of section #ahbb of title
 #ch1 ,united ,states ,code1 as added by
 subsection 7a74  7#b7 ,claims described
 ,a claim described in this subparagraph
 is a claim for benefits-- 7,a7 relating
 to the spina bifida and service covered
 by such section #ahbb2 and  7,b7 that  
is pending at the ,veterans ,benefits   
,administration or the ,board of        
,veterans' ,appeals on or after the date
 of the enactment of this ,act and      
before the date on which the ,secretary 
commences the implementation of such    
section #ahbb4  7e7 ,report ,not later  

than #ahj days after the date of the    
enactment of this ,act1 the ,secretary  
of ,veterans ,affairs1 in consultation  
with the ,secretary of ,defense1 shall  
submit to the ,committees on ,veterans' 
,affairs of the ,house of               
,representatives and the ,senate a      
report identifying--  7#a7 the military 
installations of the ,united ,states    
located in ,thailand during the period  
beginning on ,january #i1 #aifb1 and    
ending on ,may #g1 #aige1 at which an   
herbicide agent 7as defined in section  
#ahbb of title #ch1 ,united ,states     
,code1 as added by subsection 7a77 was  
actively used2 and  7#b7 the period of  
such use4  7f7 ,effective date ,the     
amendments made by this section shall   
take effect on ,january #a1 #bjbj4  #e4 
,updated report on certain ,gulf ,war   
,illness study ,not later than #ahj days
 after the date of the enactment of this
 ,act1 the ,secretary of ,veterans      
,affairs shall submit to the ,committees
 on ,veterans' ,affairs of the ,house of

 ,representatives and the ,senate an    
updated report on the findings1 as of   
the date of the updated report1 of the  
,follow-up ,study of a ,national ,cohort
 of ,gulf ,war and ,gulf ,era ,veterans 
under the epidemiology program of the   
,department of ,veterans ,affairs4  #f4 
,loans guaranteed under home loan       
program of ,department of ,veterans     
,affairs  7a7 ,adjustment of loan limit 
,section #cgjc7;a77#a7 of title #ch1    
,united ,states ,code1 is amended-- 7#a7
 in subparagraph 7,a77i77,,iv7--  7,a7  
by striking the lesser of2 and  7,b7 by 
striking or #be percent of the loan2 and
  7#b7 in subparagraph 7,c71 by striking
 ,freddie ,mac and all that follows     
through the period at the end and       
inserting amount of the loan44  7b7     
,loan fees ,section #cgbi7;b77#b7 of    
such title is amended by striking the   
loan fee table and inserting the        
following3  ,type of loan,active duty   
veteran,reservist,other obligor  7,a77i7
 ,initial loan described in section     

#cgaj7;a7 to purchase or construct a    
dwelling with #j-;down1 or any other    
initial loan described in section       
#cgaj7;a7 other than with #e-;down or   
#aj-;down 7closed on or after ,october  
#a1 #bjjd1 and before ,january #a1      
#bjbj7 #b4aeb4dj,,na 7,a77ii7 ,initial  
loan described in section #cgaj7;a7 to  
purchase or construct a dwelling with   
#j-;down1 or any other initial loan     
described in section #cgaj7;a7 other    
than with #e-;down or #aj-;down 7closed 
on or after ,january #a1 #bjbj1 and     
before ,december #a1 #bjbg7b4djb4dj,,na 
7,a77iii7 ,initial loan described in    
section #cgaj7;a7 to purchase or        
construct a dwelling with #j-;down1 or  
any other initial loan described in     
section #cgaj7;a7 other than with       
#e-;down or #aj-;down 7closed on or     
after ,december #a1 #bjbg1 and before   
,october #a1 #bjbh7 #b4aeb4ae,,na       
7,a77iv7 ,initial loan described in     
section #cgaj7;a7 to purchase or        
construct a dwelling with #j-;down1 or  

any other initial loan described in     
section #cgaj7;a7 other than with       
#e-;down or #aj-;down 7closed on or     
after ,october #a1 #bjbh7a4dja4dj,,na   
7,b77i7 ,subsequent loan described in   
section #cgaj7;a7 to purchase or        
construct a dwelling with #j-;down1 or  
any other subsequent loan described in  
section #cgaj7;a7 7closed on or after   
,october #a1 #bjjd1 and before ,january 
#a1 #bjbj7 #c4cjc4cj,,na 7,b77ii7       
,subsequent loan described in section   
#cgaj7;a7 to purchase or construct a    
dwelling with #j-;down1 or any other    
subsequent loan described in section    
#cgaj7;a7 7closed on or after ,january  
#a1 #bjbj1 and before ,december #a1     
#bjbg7 #c4hjc4hj,,na 7,b77iii7          
,subsequent loan described in section   
#cgaj7;a7 to purchase or construct a    
dwelling with #j-;down1 or any other    
subsequent loan described in section    
#cgaj7;a7 7closed on or after ,december 
#a1 #bjbg1 and before ,october #a1      
#bjbh7 #c4cjc4cj,,na 7,b77iv7           

,subsequent loan described in section   
#cgaj7;a7 to purchase or construct a    
dwelling with #j-;down1 or any other    
subsequent loan described in section    
#cgaj7;a7 7closed on or after ,october  
#a1 #bjbh7a4bea4be,,na 7,c77i7 ,loan    
described in section #cgaj7;a7 to       
purchase or construct a dwelling with   
#e-;down 7closed before ,january #a1    
#bjbj7 #a4eja4ge,,na 7,c77ii7 ,loan     
described in section #cgaj7;a7 to       
purchase or construct a dwelling with   
#e-;down 7closed on or after ,january   
#a1 #bjbj1 and before ,december #a1     
#bjbg7 #a4gea4ge,,na 7,c77iii7 ,loan    
described in section #cgaj7;a7 to       
purchase or construct a dwelling with   
#e-;down 7closed on or after ,december  
#a1 #bjbg1 and before ,october #a1      
#bjbh7 #a4eja4ej,,na 7,c77iv7 ,loan     
described in section #cgaj7;a7 to       
purchase or construct a dwelling with   
#e-;down 7closed on or after ,october   
#a1 #bjbh7j4gej4ge,,na 7,d77i7 ,loan    
described in section #cgaj7;a7 to       

purchase or construct a dwelling with   
#aj-;down 7closed before ,january #a1   
#bjbj7 #a4bea4ej,,na 7,d77ii7 ,loan     
described in section #cgaj7;a7 to       
purchase or construct a dwelling with   
#aj-;down 7closed on or after ,january  
#a1 #bjbj1 and before ,december #a1     
#bjbg7 #a4dea4de,,na 7,d77iii7 ,loan    
described in section #cgaj7;a7 to       
purchase or construct a dwelling with   
#aj-;down 7closed on or after ,december 
#a1 #bjbg1 and before ,october #a1      
#bjbh7 #a4bea4be,,na 7,d77iv7 ,loan     
described in section #cgaj7;a7 to       
purchase or construct a dwelling with   
#aj-;down 7closed on or after ,october  
#a1 #bjbh7j4ejj4ej,,na 7,e7 ,interest   
rate reduction refinancing              
loan#j4ejj4ej,,na 7,f7 ,direct loan     
under section #cgaaa4jja4jj,,na 7,g7    
,manufactured home loan under section   
#cgab 7other than an interest rate      
reduction refinancing loan7#a4jja4jj,,na
 7,h7 ,loan to ,native ,american veteran
 under section #cgfb 7other than an     

interest rate reduction refinancing     
loan7#a4bea4be,,na 7,i7 ,loan assumption
 under section #cgadj4ejj4ejj4ej 7,j7   
,loan under section                     
#cgcc7;a7#b4beb4beb4be 4  7c7 ,waiver of
 fees for ,purple ,heart recipients2    
collection of certain loan fees ,section
 #cgbi7;c7 of such title is amended--   
7#a7 in paragraph 7#a7--  7,a7 by       
striking ,a fee and inserting ,subject  
to paragraph 7#c71 a fee2  7,b7 by      
striking or from a surviving spouse and 
inserting 1 from a surviving spouse2 and
  7,c7 by inserting before the period at
 the end the following3 1 or from a     
member of the ,armed ,forces serving on 
active duty who was awarded the ,purple 
,heart4  7#b7 by adding at the end the  
following new paragraph3  7#c7 ,a fee   
shall be collected under this section   
from any veteran with a                 
service-connected disability rated as   
less than total1 any surviving spouse of
 such a veteran1 and any member of the  
,armed ,forces who1 on or after ,january

 #a1 #bjbj1 receives a loan in an amount
 that exceeds the ,freddie ,mac         
conforming loan limit limitation        
determined under section #cje7;a77#b7 of
 the ,federal ,home ,loan ,mortgage     
,corporation ,act 7#ab ,u4,s4,c4        
#aded7;a77#b77 for a single-family      
residence1 as adjusted for the year     
involved4  4  7d7 ,effective date ,the  
amendments made by this section shall   
apply with respect to a loan guaranteed 
under section #cgaj of title #ch1       
,united ,states ,code1 on or after      
,january #a1 #bjbj4  7e7 ,guidance      
,notwithstanding section #eja of such   
title1 the ,secretary of ,veterans      
,affairs may issue guidance to implement
 this section before prescribing new    
regulations under sections #cgjc and    
#cgbi of such title1 as amended by      
subsections 7a71 7b71 and 7c74  #g4     
,information gathering for ,department  
of ,veterans ,affairs home loan         
appraisals  7a7 ,in general ,section    
#cgca7;b7 of title #ch1 ,united ,states 

,code1 is amended by adding at the end  
the following new paragraph3  7#c7 ,the 
,secretary shall permit an appraiser on 
a list developed and maintained under   
subsection 7a77#c7 to make an appraisal 
for the purposes of this chapter based  
solely on information gathered by a     
person with whom the appraiser has      
entered into an agreement for such      
services4  4  7b7 ,effective date ,the  
amendments made by this section shall   
apply with respect to an appraisal under
 section #cgca of such title1 on or     
after ,january #a1 #bjbj4  7c7 ,guidance
 ,notwithstanding section #eja of such  
title1 the ,secretary of ,veterans      
,affairs may issue guidance to implement
 this section before prescribing new    
regulations under sections #cgca of such
 title1 as amended by subsection 7a74