,i  #aaf? ,,congress  #a/ ,session  ,h4 
,r4 #bfej  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,may #i1 #bjai,mr4    
,payne introduc$ ! foll[+ bill2 :i* 0   
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to prohibit retail
 bus9esses f refus+ ca% paym5ts1 & = o!r
 purposes4  #a4 ,%ort title ,?is ,act   
may be cit$ z ! ,paym5t ,*oice ,act (   
#bjai4  #b4 ,f9d+s ,congress f9ds !     
foll[+3  7#a7 ,section #eajc ( title    
#ca1 ,unit$ ,/ates ,code1 provides t    
,unit$ ,/ates co9s & curr5cy are legal  
t5d] = all debts1 public *>ges1 taxes1 &
 dues4  7#b7 ,a gr[+ numb] ( retail     
e/abli%m5ts1 across ! nation1 h adopt$  
ca%less policies1 decl>+ t !y refuse to 
accept ,unit$ ,/ates ca% paym5t f _!    
cu/om]s &1 in/ead1 require t paym5t = ! 
goods & s]vices (f]$ by su* retail]s be 
made only ) cr$it c>ds1 debit c>ds1 or  
digital paym5t me?ods t result 9        
electronic transf]s ( funds to !        
retail]4  #c4 ,retail bus9esses         
prohibit$ f refus+ ca% paym5ts  7a7 ,9  

g5]al ,sub*apt] ,i ( *apt] #ea ( title  
#ca1 ,unit$ ,/ates ,code1 is am5d$ by   
add+ at ! end ! foll[+3  #eajd4 ,retail 
bus9esses prohibit$ f refus+ ca% paym5ts
  7a7 ,9 g5]al ,no p]son sell+ or (f]+  
goods or s]vices at retail to ! public  
may-- 7#a7 refuse to accept ,unit$      
,/ates legal t5d] ( ca% z paym5t = goods
 or s]vices2  7#b7 po/ signs or notices 
91 on1 or ab\t ! bus9ess premises ( su* 
p]son /at+ t ca% paym5t is n accept$2 or
  7#c7 *>ge a high] price to any cu/om] 
:o pays by ca% ?an cu/om>ily is *>g$ to 
a cu/om] us+ o!r =ms ( paym5t4  7b7     
,exception ,subsection 7a7 %all n apply 
to any goods or s]vices sold to ! public
 by telephone1 mail1 or int]net4  7c7   
,en=cem5t  7#a7 ,prev5tative relief     
,:5ev] any p]son has engag$1 or !re are 
reasonable gr\nds to believe t any p]son
 is ab\t to engage 9 any act or practice
 prohibit$ by ?is section1 a civil      
action = prev5tive relief1 includ+ an   
application = a p]man5t or tempor>y     
injunction1 re/ra9+ ord]1 or o!r ord]   

may be br\ght aga9/ su* p]son4  7#b7    
,civil p5alties ,any p]son :o violates  
?is section %all-- 7,a7 be liable =     
actual damages2  7,b7 be f9$ n m ?an    
#b1ejj = a fir/ (f5se2 &  7,c7 be f9$ n 
m ?an #e1jjj = a second or subsequ5t    
(f5se4  7#c7 ,jurisdiction ,an action "u
 ?is section may be br\ght 9 any ,unit$ 
,/ates di/rict c\rt1 or 9 any o!r c\rt (
 compet5t jurisdiction4  7#d7           
,int]v5tion ( ,attorney ,g5]al ,^u      
timely application1 a c\rt may1 9 its   
discretion1 p]mit ! ,attorney ,g5]al to 
int]v5e 9 a civil action br\ght "u ?is  
subsection1 if ! ,attorney ,g5]al       
c]tifies t ! action is ( g5]al public   
importance4  7#e7 ,au?ority to appo9t   
c\rt-paid attorney ,^u application by an
 individual & 9 su* circum/ances z !    
c\rt may det]m9e j1 ! c\rt may appo9t an
 attorney = su* individual & may        
au?orize ! comm5cem5t ( a civil action  
"u ?is subsection )\t ! paym5t ( fees1  
co/s1 or security4  7#f7 ,attorney's    
fees ,9 any action comm5c$ pursuant to  

?is section1 ! c\rt1 9 its discretion1  
may all[ ! prevail+ p>ty1 o!r ?an !     
,unit$ ,/ates1 a reasonable attorney's  
fee z "p ( ! co/s1 & ! ,unit$ ,/ates    
%all be liable = co/s ! same z a private
 p]son4  7#g7 ,requirem5ts 9 c]ta9      
,/ates & local areas ,9 ! case ( an     
alleg$ act or practice prohibit$ by ?is 
section :i* occurs 9 a ,/ate1 or        
political subdivision ( a ,/ate1 :i* has
 a ,/ate or local law prohibit+ su* act 
or practice & e/abli%+ or au?oriz+ a    
,/ate or local au?ority to grant or seek
 relief f su* act or practice or to     
in/itute crim9al proce$+s ) respect     
!reto ^u receiv+ notice !re(1 no civil  
action may be br\ght h]eund] be=e !     
expiration ( #cj days aft] writt5 notice
 ( su* alleg$ act or practice has be5   
giv5 to ! appropriate ,/ate or local    
au?ority by regi/]$ mail or 9 p]son1    
provid$ t ! c\rt may /ay proce$+s 9 su* 
civil action p5d+ ! t]m9ation ( ,/ate or
 local en=cem5t proce$+s4  4  7b7       
,cl]ical am5dm5t ,! table ( cont5ts =   

*apt] #ea ( title #ca1 ,unit$ ,/ates    
,code1 is am5d$ by ins]t+ aft] ! item   
relat+ to section #eajc ! foll[+3       
#eajd4 ,retail bus9esses prohibit$ f    
refus+ ca% paym5ts4  4