,i  #aaf? ,,congress  #a/ ,session  ,h4 
,r4 #begb  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,may #h1 #bjai,mr4    
,fo/] 7= himself & ,mr4 ,/iv]s7         
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices  ,a 
,,bill  ,to am5d ! ,f$]al ,deposit      
,insurance ,act to cl>ify ! def9ition ( 
a deposit brok]1 & = o!r purposes4  #a4 
,am5dm5t to def9ition ( deposit brok]   
,section #bi ( ! ,f$]al ,deposit        
,insurance ,act 7#ab ,u4,s4,c4 #ahca;f7 
is am5d$-- 7#a7 9 subsection 7g77#b7--  
7,a7 9 subp>agraph 7,h71 by /rik+ or at 
! end2  7,b7 9 subp>agraph 7,i71 by     
/rik+ ! p]iod at ! end & ins]t+ 2 or2 & 
7,c7 by add+ at ! end ! foll[+ new      
subp>agraph3  7,j7 an affiliate ( !     
insur$ depository in/itution1 ) respect 
to funds ( an acc\nt or b5efit plan     
describ$ 9 section                      
#c7;a77#d77;,b77viii77,i77ee7 ( !       
,securities ,ex*ange ,act ( #aicd = :i* 
! insur$ depository in/itution acts z   
cu/odian or direct$ tru/ee1 to ! ext5t !

 affiliate provides brok]age1 advisory1 
or ag5cy s]vices to p>ticipants or      
b5efici>ies ( su* acc\nt or b5efit plan 
& su* s]vices result 9 ! inve/m5t ( !   
assets ( su* b5efit plan or acc\nt z    
deposits ( su* insur$ depository        
in/itution4  2 &  7#b7 by add+ at ! end 
! foll[+ new subsection3  7i7           
,consid]ation ( c]ta9 in=mation %>$ )   
affiliates ,in=mation reg>d+ deposit    
acc\nts %>$ by an insur$ depository     
in/itution ) its affiliates t is a      
communication describ$ "u section       
#fjc7;d77#b77;ii7 ( ! ,fair ,cr$it      
,report+ ,act %all n be a factor 9      
det]m9+ :e!r--  7#a7 an affiliate ( an  
insur$ depository in/itution1 includ+ an
 individual employ$ by su* affiliate1 is
 consid]$ to be a deposit brok]2 or     
7#b7 deposits result+ f ref]rals (      
cu/om]s to an affiliate ( an insur$     
depository in/itution are subject to !  
re/rictions ( subsections 7a7 & 7b74  4