,i  #aafth ,,congress  #ast ,session    
,h4 ,r4 #aihh  ,,in ,,the ,,house ,,of  
,,representatives  ,march #bh1 #bjai,mr4
 ,david ,scott of ,georgia 7for himself1
 ,mr4 ,zeldin1 ,mr4 ,levin of           
,california1 and ,mr4 ,barr7 introduced 
the following bill2 which was referred  
to the ,committee on ,financial         
,services1 and in addition to the       
,committee on ,veterans' ,affairs1 for a
 period to be subsequently determined by
 the ,speaker1 in each case for         
consideration of such provisions as fall
 within the jurisdiction of the         
committee concerned  ,a ,,bill  ,to     
clarify seasoning requirements for      
certain refinanced mortgage loans1 and  
for other purposes4  #a4 ,short title   
,this ,act may be cited as the ,protect 
,affordable ,mortgages for ,veterans    
,act of #bjai4  #b4 ,seasoning          
requirements for certain refinanced     
mortgage loans  7a7 ,ginnie ,mae        
,paragraph 7#a7 of section #cjf7;g7 of  
the ,national ,housing ,act 7#ab        

,u4,s4,c4 #agba7;g77#a77 is amended by  
striking the second sentence 7as added  
by section #cji7;b7 of ,public ,law     
#aae-agd74  7b7 ,veterans loans ,section
 #cgji of title #ch1 ,united ,states    
,code1 is amended by striking subsection
 7c7 and inserting the following3  7c7  
,loan seasoning ,except as provided in  
subsection 7d7 and notwithstanding      
section #cgjc of this title or any other
 provision of law1 a loan to a veteran  
for a purpose specified in section #cgaj
 of this title that is a refinance may  
not be guaranteed or insured under this 
chapter until the date that is the later
 of--  7#a7 the date on which the       
borrower has made at least six          
consecutive monthly payments on the loan
 being refinanced2 and  7#b7 the date   
that is #baj days after the first       
payment due date of the loan being      
refinanced4  4  7c7 ,rule of            
construction ,nothing in this ,act may  
be construed to restrict or otherwise   
modify the authorities of the           

,government ,national ,mortgage         
,association4