#aaf? ,,congress  #a/ ,session  ,h4 ,r4 
#aihh  ,,an ,,act  ,to cl>ify season+   
requirem5ts = c]ta9 ref9anc$ mortgage   
loans1 & = o!r purposes4  #a4 ,%ort     
title ,?is ,act may be cit$ z !         
,protect+ ,af=dable ,mortgages =        
,vet]ans ,act ( #bjai4  #b4 ,season+    
requirem5ts = c]ta9 ref9anc$ mortgage   
loans  7a7 ,g9nie mae ,p>agraph 7#a7 (  
section #cjf7;g7 ( ! ,national ,h\s+    
,act 7#ab ,u4,s4,c4 #agba7;g77#a77 is   
am5d$ by /rik+ ! second s5t5ce 7z add$  
by section #cji7;b7 ( ,public ,law      
#aae-agd74  7b7 ,vet]ans loans ,section 
#cgji ( title #ch1 ,unit$ ,/ates ,code1 
is am5d$ by /rik+ subsection 7c7 &      
ins]t+ ! foll[+3  7c7 ,loan season+     
,except z provid$ 9 subsection 7d7 &    
not)/&+ section #cgjc ( ?is title or any
 o!r provision ( law1 a loan to a vet]an
 = a purpose specifi$ 9 section #cgaj ( 
?is title t is a ref9ance may n be      
gu>ante$ or insur$ "u ?is *apt] until ! 
date t is ! lat] (--  7#a7 ! date on :i*
 ! borr[] has made at lea/ six          

consecutive mon?ly paym5ts on ! loan be+
 ref9anc$2 &  7#b7 ! date t is #baj days
 aft] ! fir/ paym5t due date ( ! loan   
be+ ref9anc$4  4  7c7 ,rule (           
con/ruction ,no?+ 9 ?is ,act may be     
con/ru$ to re/rict or o!rwise modify !  
au?orities ( ! ,gov]nm5t ,national      
,mortgage ,association4  ,pass$ ! ,h\se 
( ,repres5tatives ,july #i1             
#bjai4;,cl]k4