,i  #aaf? ,,congress  #a/ ,session  ,h4 
,r4 #agef  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,m>* #ad1 #bjai,ms4   
,tlaib 7= h]self1 ,mrs4 ,d+ell1 ,mr4    
,coh51 ,mr4 ,lawson ( ,florida1 ,ms4    
,plaskett1 ,ms4 ,cl>ke ( ,new ,york1    
,mr4 ,ri*mond1 ,ms4 ,wilson ( ,florida1 
,mrs4 ,lawr5ce1 ,mr4 ,butt]field1 ,ms4  
,jackson ,lee1 ,ms4 ,ocasio-,cortez1    
,ms4 ,norton1 ,ms4 ,pressley1 ,ms4 ,om>1
 ,ms4 ,hill ( ,cali=nia1 ,ms4 ,lee (    
,cali=nia1 ,ms4 ,escob>1 ,ms4 ,johnson (
 ,texas1 ,mr4 ,gre5 ( ,texas1 ,mr4      
,khanna1 ,mr4 ,g>ca ( ,ill9ois1 ,mr4    
,mc,govern1 ,ms4 ,jayapal1 & ,ms4       
,%alala7 introduc$ ! foll[+ bill2 :i* 0 
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to am5d ! ,fair   
,cr$it ,report+ ,act to prohibit ! use (
 consum] reports & consum] in=mation 9  
mak+ any det]m9ation involv+ auto       
insurance ) respect to a consum]1 & =   
o!r purposes4  #a4 ,%ort title ,?is ,act
 may be cit$ z ! ,prev5t+ ,cr$it ,score 
,discrim9ation 9 ,auto ,insurance ,act4 

#b4 ,use ( consum] reports & consum]    
in=mation = auto insurance purposes     
prohibit$  7a7 ,9 g5]al ,section        
#fjd7;a77#c77;,c7 ( ! ,fair ,cr$it      
,report+ ,act 7#ae ,u4,s4,c4            
#afha;b7a77#c77;,c77 is am5d$ by ins]t+ 
1 except auto insurance 7z def9$ "u     
subsection 7h77#c77 be=e ! semicolon4   
7b7 ,rule ( con/ruction ,section #fjd ( 
! ,fair ,cr$it ,report+ ,act 7#ae       
,u4,s4,c4 #afha;b7 is am5d$ by add+ at !
 end ! foll[+ new subsection3  7h7 ,auto
 insurance n an au?oriz$ bus9ess purpose
  7#a7 ,9 g5]al ,no consum] report+     
ag5cy may furni% a consum] report or    
consum] in=mation ) respect to any      
consum] to any p]son = use 9 mak+ any   
decision to und]write or rate auto      
insurance1 & no p]son %all use or obta9 
a consum] report or consum] in=mation ) 
respect to any consum] 9 connection ) ! 
und]writ+ or rat+ ( any consum] 9       
connection ) a transaction involv+ auto 
insurance4  7#b7 ,insurance in=mation n 
includ$ ,in=mation d]iv$ f ! foll[+     

databases %all n be treat$ z a consum]  
report or consum] in=mation = purposes (
 p>agraph 7#a73  7,a7 ,databases t      
conta9 in=mation on prop]ty loss data   
reg>d+ auto insurance1 su* z !          
,compreh5sive ,loss ,und]writ+ ,ex*ange 
7,,clue7 & ,automobile ,prop]ty ,loss   
,und]writ+ ,sy/em 7,a-,,plus74  7,b7    
,databases t conta9 in=mation on driv]  
hi/ory1 su* z accid5ts or mov+          
violations1 typically ma9ta9$ at ,/ate  
dep>tm5ts ( motor vehicles4  7#c7       
,def9itions ,= purposes ( ?is           
subsection3 7,a7 ,consum] in=mation ,!  
t]m consum] in=mation means any         
in=mation f ! file ( any consum] at a   
consum] report+ ag5cy1 or any product   
d]iv$ f any su* in=mation su* z consum] 
cr$it reports or cr$it scores or any o!r
 risk score or pr$ictor on any consum]4 
7,b7 ,auto insurance ,! t]m auto        
insurance means any p]sonal automobile  
l9e ( insurance1 z def9$ 9 ! ,uni=m     
,prop]ty & ,casualty ,product ,cod+     
,matrix e/abli%$ & ma9ta9$ by !         

,national ,association ( ,insurance     
,commission]s or any successor docum5t4 
4