,i  #aafth ,,congress  #ast ,session    
,h4 ,r4 #agef  ,,in ,,the ,,house ,,of  
,,representatives  ,march #ad1 #bjai,ms4
 ,tlaib 7for herself1 ,mrs4 ,dingell1   
,mr4 ,cohen1 ,mr4 ,lawson of ,florida1  
,ms4 ,plaskett1 ,ms4 ,clarke of ,new    
,york1 ,mr4 ,richmond1 ,ms4 ,wilson of  
,florida1 ,mrs4 ,lawrence1 ,mr4         
,butterfield1 ,ms4 ,jackson ,lee1 ,ms4  
,ocasio-,cortez1 ,ms4 ,norton1 ,ms4     
,pressley1 ,ms4 ,omar1 ,ms4 ,hill of    
,california1 ,ms4 ,lee of ,california1  
,ms4 ,escobar1 ,ms4 ,johnson of ,texas1 
,mr4 ,green of ,texas1 ,mr4 ,khanna1    
,mr4 ,garca of ,illinois1 ,mr4          
,mc,govern1 ,ms4 ,jayapal1 and ,ms4     
,shalala7 introduced the following bill2
 which was referred to the ,committee on
 ,financial ,services  ,a ,,bill  ,to   
amend the ,fair ,credit ,reporting ,act 
to prohibit the use of consumer reports 
and consumer information in making any  
determination involving auto insurance  
with respect to a consumer1 and for     
other purposes4  #a4 ,short title ,this 

,act may be cited as the ,preventing    
,credit ,score ,discrimination in ,auto 
,insurance ,act4  #b4 ,use of consumer  
reports and consumer information for    
auto insurance purposes prohibited  7a7 
,in general ,section #fjd7;a77#c77;,c7  
of the ,fair ,credit ,reporting ,act    
7#ae ,u4,s4,c4 #afha;b7a77#c77;,c77 is  
amended by inserting 1 except auto      
insurance 7as defined under subsection  
7h77#c77 before the semicolon4  7b7     
,rule of construction ,section #fjd of  
the ,fair ,credit ,reporting ,act 7#ae  
,u4,s4,c4 #afha;b7 is amended by adding 
at the end the following new subsection3
  7h7 ,auto insurance not an authorized 
business purpose  7#a7 ,in general ,no  
consumer reporting agency may furnish a 
consumer report or consumer information 
with respect to any consumer to any     
person for use in making any decision to
 underwrite or rate auto insurance1 and 
no person shall use or obtain a consumer
 report or consumer information with    
respect to any consumer in connection   

with the underwriting or rating of any  
consumer in connection with a           
transaction involving auto insurance4   
7#b7 ,insurance information not included
 ,information derived from the following
 databases shall not be treated as a    
consumer report or consumer information 
for purposes of paragraph 7#a73  7,a7   
,databases that contain information on  
property loss data regarding auto       
insurance1 such as the ,comprehensive   
,loss ,underwriting ,exchange 7,,clue7  
and ,automobile ,property ,loss         
,underwriting ,system 7,a-,,plus74  7,b7
 ,databases that contain information on 
driver history1 such as accidents or    
moving violations1 typically maintained 
at ,state departments of motor vehicles4
  7#c7 ,definitions ,for purposes of    
this subsection3 7,a7 ,consumer         
information ,the term consumer          
information means any information from  
the file of any consumer at a consumer  
reporting agency1 or any product derived
 from any such information such as      

consumer credit reports or credit scores
 or any other risk score or predictor on
 any consumer4  7,b7 ,auto insurance    
,the term auto insurance means any      
personal automobile line of insurance1  
as defined in the ,uniform ,property and
 ,casualty ,product ,coding ,matrix     
established and maintained by the       
,national ,association of ,insurance    
,commissioners or any successor         
document4  4