,,ib ,union ,cal5d> ,no4 #edh #aaf? ,,congress #b;d ,session ,h4 ,r4 #adi ,report ,no4 #aaf-ffd ,,9 ,,! ,,h\se ,,( ,,repres5tatives ,janu>y #c1 #bjai,mr4 ,gre5 ( ,texas introduc$ ! foll[+ bill2 :i* 0 ref]r$ to ! ,committee on ,f9ancial ,s]vices ,decemb] #ag1 #bjbj;,additional sponsors3 ,mr4 ,p]lmutt]1 ,mr4 ,david ,scott ( ,georgia1 ,mr4 ,lawson ( ,florida1 ,mr4 ,clay1 ,mr4 ,cleav]1 ,ms4 ,tlaib1 ,mr4 ,san ,nicolas1 ,mr4 ,heck1 ,mr4 ,blum5au]1 & ,mr4 ,delgado ,decemb] #ag1 #bjbj,report$ ) an am5dm5t1 committ$ to ! ,committee ( ! ,:ole ,h\se on ! ,/ate ( ! ,union1 & ord]$ to be printed,strike out all aft] ! enact+ clause & ins]t ! "p pr9t$ 9 italic,for text ( introduc$ bill1 see copy ( bill z introduc$ on ,janu>y #c1 #bjai ,a ,,bill ,to au?orize funds to prev5t h\s+ discrim9ation ?r\gh ! use ( nationwide te/+1 to increase funds = ! ,fair ,h\s+ ,initiatives ,program1 & = o!r purposes4 #a4 ,%ort title ,?is ,act may be cit$ z ! ,h\s+ ,fairness ,act ( #bjbj4 #b4 ,te/+ = discrim9ation 7a7 ,eligible activity "u ,,fhip ,subsection 7a7 ( section #efa ( ! ,h\s+ & ,community ,developm5t ,act ( #aihg 7#db ,u4,s4,c4 #cfaf;a7a77 is am5d$-- 7#a7 9 ! matt] prec$+ p>agraph 7#a71 by ins]t+ aft] discrim9atory h\s+ practices ! foll[+3 or1 9 ! case ( grants or contracts = activities "u p>agraph 7#c7 ) qualifi$ private1 non-pr(it fair h\s+ en=cem5t organizations t h demon/rat$ exp]tise 9 manag+ & implem5t+ regional or national te/+ programs to address sy/emic fair h\s+ issues2 7#b7 9 p>agraph 7#a71 by /rik+ & at ! end2 7#c7 9 p>agraph 7#b71 by /rik+ ! p]iod at ! end & ins]t+ 2 &2 & 7#d7 by add+ at ! end ! foll[+3 7#c7 programs ( regional or national te/+ & inve/igations to 7i7 detect & docum5t diff]5ces 9 ! treatm5t ( p]sons seek+ to r5t or pur*ase h\s+ or obta9 or ref9ance a home mortgage loan1 & measure patt]ns ( diff]5tial treatm5t because ( ! /atus ( a r5t]1 home buy]1 or borr[] z a memb] ( ! protect$ classes "u ! ,fair ,h\s+ ,act 7#db ,u4,s4,c4 #cfja et seq471 & 7ii7 measure ! preval5ce1 nature1 & ext5t ( discrim9atory practices cov]$ "u ! ,fair ,h\s+ ,act4 ,! results ( any te/+ & inve/igations pursuant to p>agraph 7#c7 may be us$ z ! basis = ! ,secret>y1 or any ,f$]al ag5cy au?oriz$ to br+ su* an en=cem5t action1 or any ,/ate or local gov]nm5t or ag5cy1 public or private nonpr(it organization or in/itution1 or o!r aggriev$ p>ties z def9$ by title ,,viii ( ! ,civil ,rights ,act ( #aifh or o!r sub/antially equival5t ,/ate or local fair h\s+ law1 or o!r public or private entity t ! ,secret>y has ent]$ into a contract or coop]ative agreem5t ) "u ?is section to comm5ce1 und]take1 or pursue any inve/igation or en=cem5t action to rem$y any discrim9atory h\s+ practice 7z su* t]m is def9$ 9 section #hjb ( ! ,fair ,h\s+ ,act 7#db ,u4,s4,c4 #cfjb77 uncov]$ z a result ( su* te/+ & inve/igations4 ,te/+ conduct$ pursuant to p>agraph 7#c7 %all n con/itute a violation ( any provision ( crim9al law or ! ,tru? 9 ,l5d+ ,act 7#ae ,u4,s4,c4 #afja et seq474 4 7b7 ,regulations ,n lat] ?an ! expiration ( ! #ahj-;day p]iod beg9n+ on ! date ( ! enactm5t ( ?is ,act1 ! ,secret>y ( ,h\s+ & ,urban ,developm5t %all issue regulations t apply ! m9imum te/] tra9+ /&>ds requir$ "u section #abe4ajg ( title #bd1 ,code ( ,f$]al ,regulations1 to organizations conduct+ te/+ "u section #efa7;a77#c7 ( ! ,h\s+ & ,community ,developm5t ,act ( #aihg1 z add$ by ! am5dm5t made by subsection 7a77#d7 ( ?is section4 ,any subsequ5t am5dm5ts1 *anges1 & updates to su* m9imum /&>ds %all apply to all activities "u su* section #efa4 #c4 ,fair ,h\s+ ,initiatives ,program 7a7 ,am5dm5ts to program ,section #efa ( ! ,h\s+ & ,community ,developm5t ,act ( #aihg 7#db ,u4,s4,c4 #cfaf;a7 is am5d$-- 7#a7 9 subsection 7b7-- 7,a7 9 p>agraph 7#a71 by ins]t+ qualifi$ be=e private nonpr(it fair h\s+ en=cem5t organizations12 & 7,b7 9 p>agraph 7#b71 by ins]t+ qualifi$ be=e private nonpr(it fair h\s+ en=cem5t organizations12 7#b7 9 subsection 7c71 by add+ at ! end ! foll[+3 7#c7 ,program-e>n$ income ,no re/rictions on ! use ( program-e>n$ income receiv$ by qualifi$ fair h\s+ en=cem5t organizations %all apply aft] ! grant p]iod = su* organization ends4 2 7#c7 9 subsection 7d7-- 7,a7 9 p>agraph 7#a7-- 7i7 9 subp>agraph 7,c71 by /rik+ & at ! end2 7ii7 9 subp>agraph 7,d71 by /rik+ ! p]iod & ins]t+ 2 &2 & 7iii7 by add+ aft] subp>agraph 7,d7 ! foll[+3 7,e7 websites & o!r m$ia outlets4 2 7,b7 9 p>agraph 7#b71 by /rik+ or o!r public or private entities & ins]t+ or o!r public or private nonpr(it entities2 7,c7 9 p>agraph 7#c71 by /rik+ or o!r public or private entities & ins]t+ or o!r public or private nonpr(it entities2 & 7,d7 by add+ at ! end ! foll[+3 7#d7 ,limitation ,not)/&+ any o!r provision ( ?is section1 a ,/ate or local ag5cy c]tifi$ by ! ,secret>y "u section #haj7;f7 ( ! ,fair ,h\s+ ,act may receive assi/ance "u ?is subsection only to c>ry out activities eligible = assi/ance "u ?is subsection 9 areas 9 :i* no qualifi$ fair h\s+ en=cem5t organization is available to c>ry out su* activities4 7#e7 ,eligibility ,not)/&+ any o!r provision ( ?is section1 if an aw>d ( fund+ "u subsection 7b7 = multiple fiscal ye>s has be5 made to a qualifi$ fair h\s+ en=cem5t organization1 su* organization is1 subject only to ! availability ( am\nts provid$ 9 appropriation ,acts1 eligible to receive fund+ "u ?is subsection = ea* fiscal ye> cov]$ by su* aw>d "u subsection 7b74 2 7#d7 9 subsection 7e7-- 7,a7 9 p>agraph 7#a7 by /rik+ ,bank+1 ,f9ance & ,urban ,affairs & ins]t+ ,f9ancial ,s]vices2 & 7,b7 by add+ at ! end ! foll[+3 7#b7 ,priority ,9 provid+ assi/ance "u ?is section ) respect to metropolitan /ati/ical areas = :i* !re are multiple applications = su* assi/ance1 ! ,secret>y %all give priority to applications submitt$ by qualifi$ fair h\s+ en=cem5t organizations t h exp]i5ce 9 conduct+ fair h\s+ en=cem5t activities4 2 7#e7 by /rik+ subsection 7g7 & ins]t+ ! foll[+3 7g7 ,au?orization ( ,appropriations 7#a7 ,9 g5]al ,!re are au?oriz$ to be appropriat$ to c>ry out ?is section-- 7,a7 #eh1jjj1jjj = ea* ( fiscal ye>s #bjba ?r\gh #bjbe1 ( :i*-- 7i7 #ee1jjj1jjj %all be available = any activities "u ?is section o!r ?an programs "u subsection 7a77#c71 ( :i*-- 7,i7 n less ?an #ch1jjj1jjj %all be = private en=cem5t initiatives au?oriz$ "u subsection 7b72 7,,ii7 n less ?an #a1ejj1jjj %all be = ! fair h\s+ organizations initiative "u subsection 7c72 7,,iii7 n less ?an #aj1jjj1jjj %all be = ! education & outrea* initiative "u subsection 7d71 ( :i*-- 7aa7 at lea/ #h1jjj1jjj %all be = local education & outrea* activities2 & 7bb7 at lea/ #b1jjj1jjj %all be = national m$ia activities2 & 7,,iv7 any rema9+ am\nts %all be us$ = any program activities au?oriz$ "u ?is section2 & 7ii7 #c1jjj1jjj %all be available only = programs "u subsection 7a77#c72 & 7,b7 #gj1jjj1jjj = ea* ( fiscal ye>s #bjbf ?r\gh #bjca1 ( :i*-- 7i7 = ea* su* fiscal ye>1 #fe1jjj1jjj %all be available = any activities "u ?is section o!r ?an programs "u subsection 7a77#c71 ( :i*-- 7,i7 n less ?an #dd1jjj1jjj %all be = private en=cem5t initiatives au?oriz$ "u subsection 7b72 7,,ii7 n less ?an #a1ejj1jjj %all be = ! fair h\s+ organizations initiative "u subsection 7c72 7,,iii7 n less ?an #ab1ejj1jjj %all be = ! education & outrea* initiative "u subsection 7d71 ( :i*-- 7aa7 at lea/ #aj1jjj1jjj %all be = local education & outrea* activities2 & 7bb7 at lea/ #b1ejj1jjj %all be = national m$ia activities2 & 7,,iv7 any rema9+ am\nts %all be us$ = any program activities au?oriz$ "u ?is section2 & 7ii7 = ea* su* fiscal ye> #e1jjj1jjj %all be available only = programs "u subsection 7a77#c74 7#b7 ,availability ,any am\nt appropriat$ "u ?is section %all rema9 available until exp5d$ to c>ry out ! provisions ( ?is section4 7#c7 ,aw>d ( fund+ ,)9 #ij days aft] ! date ( ! enactm5t ( any ,act mak+ am\nts available to c>ry out ?is section1 ! ,secret>y %all issue a ,notice ( ,fund+ ,availability ) respect to su* am\nts &1 )9 #ahj days aft] su* date ( enactm5t1 ! ,secret>y %all aw>d su* am\nts4 2 7#f7 9 subsection 7h77#a71 9 ! matt] foll[+ subp>agraph 7,c71 by ins]t+ & meets ! crit]ia describ$ 9 subp>agraphs 7,a7 & 7,c7 be=e ! p]iod at ! end2 & 7#g7 9 subsection 7j7-- 7,a7 9 ! matt] prec$+ p>agraph 7#a71 by ins]t+ reg>d+ su* prec$+ fiscal ye>1 aft] compreh5sive report2 & 7,b7 9 p>agraph 7#b71 by /rik+ & ! use ( su* funds dur+ ! prec$+ fiscal ye> & ins]t+ 1 ! use ( su* funds dur+ ! prec$+ fiscal ye>1 & outcomes su* z ! numb] ( h\s+ units made available & accessible to protect$ classes "u ! ,fair ,h\s+ ,act 7#db ,u4,s4,c4 #cfja et seq474 7b7 ,/udy ,! ,secret>y ( ,h\s+ & ,urban ,developm5t %all conduct a /udy to det]m9e ! feasibility1 effici5cy1 & effectiv5ess ( conv]t+ ! ,fair ,h\s+ ,initiatives ,program "u section #efa ( ! ,h\s+ & ,community ,developm5t ,act ( #aihg 7#db ,u4,s4,c4 #cfaf;a7 into a noncompetitive1 entitlem5t program to provide g5]al op]at+ fund+ to qualifi$ fair h\s+ organizations1 ! appropriate levels ( fund+ = su* a program tak+ into consid]ation ! numb] ( su* qualifi$ fund+ recipi5ts1 & :at factors %\ld be consid]$ 9 provid+ = an equitable di/ribution to qualifi$ recipi5ts ( fund+4 ,! ,secret>y %all submit a report to ! ,congress sett+ =? ! results ( ! /udy "u ?is subsection n lat] ?an ! expiration ( ! #ab-mon? p]iod beg9n+ on ! date ( ! enactm5t ( ?is ,act1 :i* %all include any recomm5dations reg>d+ su* conv]sion ( ! program4 #d4 ,s5se ( ,congress ,x is ! s5se ( ,congress t ! ,secret>y ( ,h\s+ & ,urban ,developm5t %\ld-- 7#a7 fully comply ) ! requirem5ts ( section #efa7;d7 ( ! ,h\s+ & ,community ,developm5t ,act ( #aihg 7#db ,u4,s4,c4 #cfaf;a7d77 to e/abli%1 design1 & ma9ta9 a national education & outrea* program to provide a c5traliz$1 coord9at$ ef=t = ! developm5t & dissem9ation (-- 7,a7 mat]ials & in=mation ab\t ! fair h\s+ rights ( individuals :o seek to r5t1 pur*ase1 sell1 or facilitate ! sale ( a home2 & 7,b7 mat]ials & in=mation ab\t ! fair h\s+ responsibilities ( indu/ry pr(essionals provid+ products & s]vices cov]$ "u ! ,fair ,h\s+ ,act 7#db ,u4,s4,c4 #cfja et seq472 7#b7 exp5d = su* education & outrea* programs all am\nts appropriat$ = su* programs2 7#c7 fully re9/ate ! regulations promulgat$ on ,july #af1 #bjae 7#hj ,f$4 ,reg4 #dbbga71 reg>d+ ! fair h\s+ obligations ( ea* recipi5t ( ,f$]al h\s+ & community developm5t funds to affirmatively fur!r fair h\s+1 z t t]m is def9$ "u title ,,viii ( ! ,civil ,rights ,act ( #aifh 7#db ,u4,s4,c4 #cfja et seq472 & 7#d7 fully comply ) ! requirem5ts ( section #haj7;a7 ( ! ,fair ,h\s+ ,act 7#db ,u4,s4,c4 #cfaj7;a774 #e4 ,grants to public & private entities to /udy h\s+ discrim9ation 7a7 ,grant ,program ,! ,secret>y ( ,h\s+ & ,urban ,developm5t %all c>ry out a competitive mat*+ grant program to assi/ public & private non-pr(it organizations 9-- 7#a7 conduct+ /udies t exam9e issues reg>d+ h\s+ discrim9ation & segregation & ! ,fair ,h\s+ ,act1 includ+-- 7,a7 ! causes ( h\s+ discrim9ation & segregation1 includ+ _! effects on memb]s ( protect$ classes "u ! ,fair ,h\s+ ,act1 & _! effects on education1 pov]ty1 economic developm5t1 heal?1 & o!r socioeconomic factors2 7,b7 ! incid5ce1 causes1 & effects ( h\s+ discrim9ation & segregation bas$ on p]sonal *>act]i/ics n protect$ "u ! ,fair ,h\s+ ,act1 includ+-- 7i7 vet]an & milit>y /atus2 & 7ii7 s\rce ( income2 7,c7 ! ways 9 :i* ! use ( algori?ms & artificial intellig5ce 9 ! h\s+ & mortgage l5d+ m>kets impact ! availability ( h\s+ = protect$ classes "u ! ,fair ,h\s+ ,act1 includ+ ! use ( digital & onl9e plat=ms 9 ! adv]tis+ & provision ( h\s+ & o!r s]vices cov]$ "u ! ,fair ,h\s+ ,act2 or 7,d7 any additional topics ( /udy relat$ to ! implem5tation & expansion ( ! ,fair ,h\s+ ,act2 or 7#b7 implem5t+ pilot projects t te/ solutions t w help prev5t or alleviate h\s+ discrim9ation & segregation4 ,a grant "u ?is section may provide fund+ to an organization = only activities "u p>agraph 7#a7 or p>agraph 7#b7 or = activities "u bo? p>agraph 7#a7 & 7#b74 7b7 ,eligibility ,to be eligible to receive a grant "u ?is section1 a public or private nonpr(it organization %all-- 7#a7 submit an application to ! ,secret>y ( ,h\s+ & ,urban ,developm5t1 conta9+-- 7,a7 ! issues ! applicant w address & a ju/ification = ! ne$ to address su* issues2 7,b7 ! applicant's exp]i5ce 9 =mulat+ or c>ry+ out programs or activities describ$ 9 ?is section2 & 7,c7 ! geographical area & p]iod ( "t to be /udi$2 7#b7 agree to provide mat*+ non-,f$]al funds = #aj p]c5t ( ! total am\nt ( ! grant1 :i* mat*+ funds may include monet>y donations & items donat$ on an 9-k9d contribution basis2 & 7#c7 meet ! requirem5ts ( a qualifi$ fair h\s+ en=cem5t organization1 z su* t]m is def9$ 9 section #efa7;h7 ( ! ,h\s+ & ,community ,developm5t ,act ( #aihg 7#db ,u4,s4,c4 #cfaf;a7h774 7c7 ,p>tn]%ips ) academic in/itutions ,a public or private nonpr(it organization apply+ = a grant "u ?is section may p>tn] ) an academic or educational organization or in/itution = ! purpose ( c>ry+ out activities assi/$ ) su* grant am\nts4 7d7 ,report ,! ,secret>y ( ,h\s+ & ,urban ,developm5t %all submit a report to ! ,congress on a bi5nial basis t provides a detail$ summ>y ( ! results ( ! compreh5sive /udies & pilot projects c>ri$ out "u subsection 7a71 toge!r ) any recomm5dations or proposals = legislative or adm9i/rative actions to address any issues rais$ by su* /udies4 ,! ,secret>y may submit ! reports requir$ "u ?is subsection z "p ( ! reports prep>$ 9 accordance ) p>agraphs 7#b7 & 7#f7 ( section #hjh7;e7 ( ! ,fair ,h\s+ ,act 7#db ,u4,s4,c4 #cfjh7;e77 & section #efa7;j7 ( ! ,h\s+ & ,community ,developm5t ,act ( #aihg 7#db ,u4,s4,c4 #cfaf;a7j774 7e7 ,au?orization ( ,appropriations ,!re are au?oriz$ to be appropriat$ to c>ry out ! provisions ( ?is section #e1jjj1jjj = ea* ( fiscal ye>s #bjba ?r\gh #bjbe4 #f4 ,limitation on use ( funds ,none ( ! funds made available "u ?is ,act1 or ! am5dm5ts made by ?is ,act1 may be us$ = any political activities1 political advocacy1 or lobby+ 7z su* t]ms are def9$ by ,circul> ,a-#abb ( ! ,(fice ( ,managem5t & ,budget1 entitl$ ,co/ ,pr9ciples = ,non-,pr(it ,organizations71 or = exp5ses = travel to engage 9 political activities or prep>ation ( or provision ( advice on tax returns4 ,decemb] #ag1 #bjbj,report$ ) an am5dm5t1 committ$ to ! ,committee ( ! ,:ole ,h\se on ! ,/ate ( ! ,union1 & ord]$ to be pr9t$