,i #aafth ,,congress #ast ,session ,h4 ,r4 #aadc ,,in ,,the ,,house ,,of ,,representatives ,february #aa1 #bjai,ms4 ,eshoo introduced the following bill2 which was referred to the ,committee on ,energy and ,commerce ,a ,,bill ,to amend title ,,xxvii of the ,public ,health ,service ,act to require a health insurance issuer offering short-term limited duration insurance to include a standardized disclosure and certain information with respect to coverage exclusions and premium variations in marketing1 application1 and enrollment materials distributed in connection with such insurance and prohibiting the sale of such insurance during certain periods4 #a4 ,short title ,this ,act may be cited as the ,educating ,consumers on the ,risks of ,short-,term ,plans ,act of #bjai4 #b4 ,requiring a health insurance issuer offering short-term limited duration insurance to include a standardized disclosure and certain information with respect to coverage exclusions and premium variations in marketing1 application1 and enrollment materials distributed in connection with such insurance and prohibiting the sale of such insurance during certain periods 7a7 ,in general ,subpart ,,ii of part ,a of title ,,xxvii of the ,public ,health ,service ,act 7#db ,u4,s4,c4 #cjj;gg-#aa et seq47 is amended by adding at the end the following new section3 #bgcj4 ,information required to be included in marketing1 application1 and enrollment materials distributed in connection with short-term limited duration insurance2 limitation on enrollment period 7a7 ,provision of information 7#a7 ,in general ,a health insurance issuer offering short-term limited duration insurance shall include in any marketing1 application1 or enrollment materials distributed by such issuer in connection with such insurance1 in a prominent location set apart from other information-- 7,a7 the standardized disclosure established by the ,secretary under paragraph 7#b72 and 7,b7 a list of all medical conditions1 including both physical and mental health conditions-- 7i7 which may result in an individual being denied the ability to enroll under such insurance2 7ii7 for which such issuer may apply a preexisting condition exclusion 7as defined in section #bgjd7;b77#a77 with respect to an enrollee under such insurance2 7iii7 which may result in an increase in premium amounts for such an enrollee compared to what such amounts would have otherwise been for such enrollee absent such condition2 or 7iv7 for which such issuer may terminate coverage under such insurance with respect to such an enrollee4 7#b7 ,establishment of disclosure ,for purposes of paragraph 7#a77;,a71 the ,secretary shall establish a standardized disclosure with respect to short-term limited duration insurance offered by a health insurance issuer that includes the following information3 7,a7 ,a notification that such insurance may not cover preexisting conditions of an enrollee1 including past physical or mental health conditions1 regardless of whether such enrollee was aware of such conditions or had sought treatment for such conditions on or before the date of enrollment in such insurance4 7,b7 ,a notification that such issuer may rescind coverage under such insurance if an enrollee seeks treatment for such a preexisting condition1 regardless of whether such enrollee was aware of such condition or had sought treatment for such condition on or before the date of enrollment in such insurance4 7,c7 ,a notification that such insurance provides limited benefits compared to individual health insurance coverage and does not include all benefits required to be covered under the ,patient ,protection and ,affordable ,care ,act 7including the essential health benefits package 7as defined in section #acjb7;a7 of such ,act77 or under this title4 7,d7 ,a notification that coverage under such insurance is temporary and may not cover the costs of an enrollee for most hospital or other medical items and services1 including both physical and mental health items and services4 7,e7 ,a notification that an individual should carefully review the benefits provided under such insurance before enrolling in such insurance4 7,f7 ,a notification informing individuals of the opportunity to purchase comprehensive individual health insurance coverage through ,exchanges established under the ,patient ,protection and ,affordable ,care ,act that provides coverage for preexisting conditions without premium increases for such conditions and for which such individuals may be eligible for financial assistance4 ,such notification shall include information on how such individuals may access such ,exchanges4 7b7 ,limitation on enrollment period ,a health insurance issuer offering short-term limited duration insurance may not enroll any individual in such insurance during any annual open enrollment period applicable to such individual with respect to an ,exchange4 4 7b7 ,conforming amendments 7#a7 ,enforcement ,section #bgbc of the ,public ,health ,service ,act 7#db ,u4,s4,c4 #cjj;gg-#bb7 is amended-- 7,a7 in subsection 7a7-- 7i7 in paragraph 7#a71 by inserting 1 or short-term limited duration insurance in the ,state1 after group market2 and 7ii7 in paragraph 7#b71 by inserting 7or1 in the case of such a failure with respect to section #bgcj1 in connection with short-term limited duration insurance7 after individual health insurance coverage2 and 7,b7 in subsection 7b77#a77;,b71 by inserting 1 short-term limited duration insurance1 after individual health insurance coverage4 7#b7 ,preemption ,section #bgbd7;a77#a7 of such ,act 7#db ,u4,s4,c4 #cjj;gg-#bc7;a77#a77 is amended by inserting or short-term limited duration insurance after group health insurance coverage4 7c7 ,effective date ,the amendments made by this section shall apply with respect to marketing1 application1 and enrollment materials distributed in connection with short-term limited duration insurance on or after ,september #a1 #bjai4