,,iib  #aaf? ,,congress  #a/ ,session   
,h4 ,r4 #ajcg  ,,9 ,,! ,,s5ate ,,( ,,!  
,,unit$ ,,/ates  ,may #ae1              
#bjai,receiv$2 read twice & ref]r$ to ! 
,committee on ,bank+1 ,h\s+1 & ,urban   
,affairs  ,,an ,,act  ,to increase      
transp>5cy ) respect to f9ancial s]vices
 b5efitt+ /ate sponsors ( t]rorism1     
human rights abus]s1 & corrupt (ficials1
 & = o!r purposes4  #a4 ,%ort title ,?is
 ,act may be cit$ z ! ,bank+ ,transp>5cy
 = ,sanction$ ,p]sons ,act ( #bjai4  #b4
 ,report on f9ancial s]vices b5efitt+   
/ate sponsors ( t]rorism1 human rights  
abus]s1 & corrupt (ficials  7a7 ,9 g5]al
 ,n lat] ?an #ahj days aft] ! date ( !  
enactm5t ( ?is ,act1 & e #ahj days      
!reaft]1 ! ,secret>y ( ! ,treasury %all 
issue a report to ! ,committees on      
,f9ancial ,s]vices & ,=eign ,affairs ( !
 ,h\se ( ,repres5tatives & ! ,committees
 on ,bank+1 ,h\s+1 & ,urban ,affairs &  
,=eign ,relations ( ! ,s5ate t          
includes-- 7#a7 a copy ( any lic5se     
issu$ by ! ,secret>y 9 ! prec$+ #ahj    

days t au?orizes a f9ancial in/itution  
to provide f9ancial s]vices b5efitt+ a  
/ate sponsor ( t]rorism2 &  7#b7 a li/ (
 any =eign f9ancial in/itutions t1 9 !  
prec$+ #ahj days1 kn[+ly conduct$ a     
significant transaction or transactions1
 directly or indirectly1 = a sanction$  
p]son includ$ on ! ,dep>tm5t ( !        
,treasury's ,specially ,designat$       
,nationals ,& ,block$ ,p]sons ,li/ :o-- 
7,a7 is own$ or controll$ by1 or acts on
 behalf (1 ! gov]nm5t ( a /ate sponsor (
 t]rorism2 or  7,b7 is designat$        
pursuant to any ( ! foll[+3 7i7 ,section
 #djd ( ! ,russia & ,moldova            
,jackson-,vanik ,repeal & ,s]gei        
,magnitsky ,rule ( ,law ,acc\ntability  
,act ( #bjab 7,public ,law #aabbjh74    
7ii7 ,subtitle ,f ( title ,,xii ( !     
,national ,def5se ,au?orization ,act =  
,fiscal ,ye> #bjag 7,public ,law        
#aad-cbh1 ! ,global ,magnitsky ,human   
,rights ,acc\ntability ,act74  7iii7    
,executive ,ord] ,no4 #achah4  7b7 ,=m (
 report ,! report requir$ "u subsection 

7a7 %all be submitt$ 9 unclassifi$ =m b 
may conta9 a classifi$ annex4  #c4      
,waiv] ,! ,secret>y ( ! ,treasury may   
waive ! requirem5ts ( section #b )      
respect to a =eign f9ancial in/itution  
describ$ 9 p>agraph 7#b7 ( su* section--
 7#a7 ^u receiv+ cr$ible assurances t ! 
=eign f9ancial in/itution has ceas$1 or 
w imm95tly cease1 to kn[+ly conduct any 
significant transaction or transactions1
 directly or indirectly1 = a p]son      
describ$ 9 subp>agraph 7,a7 or 7,b7 (   
su* p>agraph 7#b72 or  7#b7 ^u c]tify+  
to ! ,committees on ,f9ancial ,s]vices &
 ,=eign ,affairs ( ! ,h\se (            
,repres5tatives & ! ,committees on      
,bank+1 ,h\s+1 & ,urban ,affairs &      
,=eign ,relations ( ! ,s5ate t ! waiv]  
is important to ! national int]e/ ( !   
,unit$ ,/ates1 ) an explanation ( !     
reasons !re=4  #d4 ,def9itions ,=       
purposes ( ?is ,act3 7#a7 ,f9ancial     
in/itution ,! t]m f9ancial in/itution   
means a ,unit$ ,/ates f9ancial          
in/itution or a =eign f9ancial          

in/itution4  7#b7 ,=eign f9ancial       
in/itution ,! t]m =eign f9ancial        
in/itution has ! mean+ giv5 t t]m "u    
section #efa4cjh ( title #ca1 ,code (   
,f$]al ,regulations4  7#c7 ,kn[+ly ,!   
t]m kn[+ly ) respect to conduct1 a      
circum/ance1 or a result1 means t a     
p]son has actual k1 or %\ld h kn[n1 ( ! 
conduct1 ! circum/ance1 or ! result4    
7#d7 ,unit$ ,/ates f9ancial in/itution  
,! t]m ,unit$ ,/ates f9ancial in/itution
 has ! mean+ giv5 ! t]m ,u4,s4 f9ancial 
in/itution "u section #efa4cji ( title  
#ca1 ,code ( ,f$]al ,regulations4  #e4  
,sunset ,! report+ requirem5t "u ?is    
,act %all t]m9ate on ! date t is ! end (
 ! #g-ye> p]iod beg9n+ on ! date ( !    
enactm5t ( ?is ,act4  ,pass$ ! ,h\se (  
,repres5tatives ,may #ad1 #bjai4;,*]yl  
,l4 ,johnson1,cl]k