,,ii  #aae? ,,congress  #b;d ,session   
,s4 #cgie  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,decemb] #ai1 #bjah,mr4
 ,br[n 7= himself1 ,mr4 ,enzi1 ,mr4     
,pet]s1 ,mr4 ,portman1 ,mr4 ,isakson1 & 
,mr4 ,jones7 introduc$ ! foll[+ bill2   
:i* 0 read twice & ref]r$ to !          
,committee on ,heal?1 ,education1       
,labor1 & ,p5sions  ,a ,,bill  ,to am5d 
! ,employee ,retirem5t & ,income        
,security ,act ( #aigd & ! ,int]nal     
,rev5ue ,code ( #aihf to provide = !    
electronic deliv]y ( p5sion plan        
in=mation4  #a4 ,%ort title ,?is ,act   
may be cit$ z ! ,receiv+ ,electronic    
,/atem5ts ,to ,improve ,retiree ,e>n+s  
,act4  #b4 ,electronic communication (  
p5sion plan in=mation  7a7 ,am5dm5ts to 
,employee ,retirem5t ,income ,security  
,act ( #aigd  7#a7 ,9 g5]al ,"p #a (    
subtitle ,b ( title ,i ( ! ,employee    
,retirem5t ,income ,security ,act (     
#aigd 7#bi ,u4,s4,c4 #ajba et seq47 is  
am5d$ by add+ at ! end ! foll[+3  #aab4 
,electronic communication ( p5sion plan 

in=mation ,a docum5t ( any type t is    
requir$ "u ?is title to be furni%$ to a 
plan p>ticipant1 b5efici>y1 or o!r      
individual ) respect to a p5sion plan   
may be furni%$ 9 electronic =m if--     
7#a7 ! sy/em = furni%+ su* a docum5t--  
7,a7 is design$ to result 9 effective   
access to ! docum5t by ! p>ticipant1    
b5efici>y1 or o!r specifi$ individual   
?r\gh electronic means1 includ+--  7i7 !
 direct deliv]y ( mat]ial to an         
electronic address ( su* p>ticipant1    
b5efici>y1 or individual1  7ii7 ! po/+ (
 mat]ial to a website or o!r int]net or 
electronic-bas$ in=mation repository to 
:i* access has be5 grant$ to su*        
p>ticipant1 b5efici>y1 or individual1 b 
only if prop] notice ( ! po/+ has be5   
provid$ 7:i* may include notice furni%$ 
by o!r electronic means if ! cont5t ( ! 
notice conveys ! ne$ to take action to  
access ! po/$ mat]ial71 &  7iii7 o!r    
electronic means reasonably calculat$ to
 ensure actual receipt ( ! mat]ial by   
su* p>ticipant1 b5efici>y1 or           

individual1  7,b7 p]mits ! p>ticipant1  
b5efici>y1 or o!r individual to select  
among ! specific electronic means made  
available ?r\gh :i* su* a docum5t %all  
be furni%$1 to modify t selection at any
 "t1 or to elect at any "t to beg9      
receiv+ pap] v]sions ( su* docum5ts at  
no additional direct co/ to !           
individual1 &  7,c7 protects !          
confid5tiality ( p]sonal in=mation      
relat+ to su* p>ticipant's1 b5efici>y's1
 or individual's acc\nts & b5efits1     
7#b7 an annual pap] notice is provid$ to
 ea* p>ticipant1 b5efici>y1 or o!r      
individual t describes--  7,a7 !        
selection ( ! specific electronic means 
= ! furni%+ ( su* docum5ts made by !    
p>ticipant1 b5efici>y1 or o!r individual
 "u p>agraph 7#a77;,b7 9 effect at ! "t 
( ! provision ( ! notice1  7,b7 ! "r to 
modify ! selection at any "t1 or to     
elect at any "t to receive pap] v]sions 
( docum5ts at no additional direct co/1 
& h[ to make su* an election1 &  7,c7 if
 applicable1 ! election made by !       

p>ticipant1 b5efici>y1 or o!r individual
 "u p>agraph 7#a77;,b7 to be furni%$    
pap] v]sions ( su* docum5ts1 &  7#c7 !  
electronically furni%$ docum5t-- 7,a7 is
 prep>$ & furni%$ 9 a mann] t is        
consi/5t ) ! /yle1 =mat1 & cont5t       
requirem5ts applicable to ! p>ticul>    
docum5t1 &  7,b7 includes a notice t    
apprises ! individual ( ! significance (
 ! docum5t :5 x is n o!rwise reasonably 
evid5t z transmitt$4  ,= purposes ( ?is 
section1 ! t]m docum5t includes reports1
 /atem5ts1 notices1 notifications1 & o!r
 in=mation4  4  7#b7 ,con=m+ am5dm5t ,! 
table ( cont5ts 9 section #a ( su* ,act 
7#bi ,u4,s4,c4 #ajja note7 is am5d$ by  
ins]t+ aft] ! item relat+ to section    
#aaa ! foll[+3  #aab4 ,electronic       
communication ( p5sion plan in=mation4  
4  7b7 ,am5dm5t to ,int]nal ,rev5ue     
,code ( #aihf ,section #dad ( ! ,int]nal
 ,rev5ue ,code ( #aihf is am5d$ by add+ 
at ! end ! foll[+3  7aa7 ,electronic    
communication ( p5sion plan in=mation ,a
 docum5t ( any type t is requir$ "u ?is 

title to be furni%$ to a plan           
p>ticipant1 b5efici>y1 or o!r individual
 ) respect to a plan to :i* ?is sub*apt]
 or section #deg applies may be furni%$ 
9 electronic =m if--  7#a7 ! sy/em =    
furni%+ su* a docum5t-- 7,a7 is design$ 
to result 9 effective access to !       
docum5t by ! p>ticipant1 b5efici>y1 or  
o!r specifi$ individual ?r\gh electronic
 means1 includ+--  7i7 ! direct deliv]y 
( mat]ial to an electronic address ( su*
 p>ticipant1 b5efici>y1 or individual1  
7ii7 ! po/+ ( mat]ial to a website or   
o!r int]net or electronic-bas$ in=mation
 repository to :i* access has be5 grant$
 to su* p>ticipant1 b5efici>y1 or       
individual1 b only if prop] notice ( !  
po/+ has be5 provid$ 7:i* may include   
notice furni%$ by o!r electronic means  
if ! cont5t ( ! notice conveys ! ne$ to 
take action to access ! po/$ mat]ial71 &
  7iii7 o!r electronic means reasonably 
calculat$ to ensure actual receipt ( !  
mat]ial by su* p>ticipant1 b5efici>y1 or
 individual1  7,b7 p]mits ! p>ticipant1 

b5efici>y1 or o!r individual to select  
among ! specific electronic means made  
available ?r\gh :i* su* a docum5t %all  
be furni%$1 to modify t selection at any
 "t1 or to elect at any "t to beg9      
receiv+ pap] v]sions ( su* docum5ts at  
no additional direct co/ to !           
individual1 &  7,c7 protects !          
confid5tiality ( p]sonal in=mation      
relat+ to su* p>ticipant's1 b5efici>y's1
 or individual's acc\nts & b5efits1     
7#b7 an annual pap] notice is provid$ to
 ea* p>ticipant1 b5efici>y1 or o!r      
individual t describes--  7,a7 !        
selection ( ! specific electronic means 
= ! furni%+ ( su* docum5ts made by !    
p>ticipant1 b5efici>y1 or o!r individual
 "u p>agraph 7#a77;,b7 9 effect at ! "t 
( ! provision ( ! notice1  7,b7 ! "r to 
modify ! selection at any "t1 or to     
elect at any "t to receive pap] v]sions 
( docum5ts at no additional direct co/1 
& h[ to make su* an election1 &  7,c7 if
 applicable1 ! election made by !       
p>ticipant1 b5efici>y1 or o!r individual

 "u p>agraph 7#a77;,b7 to be furni%$    
pap] v]sions ( su* docum5ts1 &  7#c7 !  
electronically furni%$ docum5t-- 7,a7 is
 prep>$ & furni%$ 9 a mann] t is        
consi/5t ) ! /yle1 =mat1 & cont5t       
requirem5ts applicable to ! p>ticul>    
docum5t1 &  7,b7 includes a notice t    
apprises ! individual ( ! significance (
 ! docum5t :5 x is n o!rwise reasonably 
evid5t z transmitt$4  ,= purposes ( ?is 
subsection1 ! t]m #8docum5t' includes   
reports1 /atem5ts1 notices1             
notifications1 & o!r in=mation4  4  7c7 
,protection ( exi/+ me?ods ,no?+ 9 !    
am5dm5ts made by ?is section %all be    
con/ru$ to prohibit-- 7#a7 ! furni%+ (  
docum5ts by electronic means "u any law 
or "u any regulations or guidance       
prescrib$ by ! ,secret>y ( ,labor or !  
,secret>y ( ! ,treasury 7ref]r$ to 9 ?is
 subsection z ! ,secret>ies7 prior to ! 
date ( ! enactm5t ( ?is ,act2 or  7#b7 !
 ,secret>ies f prescrib+ additional     
me?ods = furni%+ docum5ts z !           
,secret>ies deem necess>y or            

appropriate4  7d7 ,effective date ,!    
am5dm5ts made by ?is section %all apply 
) respect to docum5ts furni%$ ) respect 
to plan ye>s beg9n+ aft] ,decemb] #ca1  
#bjah4