,,ii  #aae? ,,congress  #b;d ,session   
,s4 #cgej  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,decemb] #ac1 #bjah,mr4
 ,r\nds introduc$ ! foll[+ bill2 :i* 0  
read twice & ref]r$ to ! ,committee on  
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to delay ! effective date ( !  
rule issu$ by ! ,national ,cr$it ,union 
,adm9i/ration titl$ ,risk-,bas$         
,capital4  #a4 ,%ort ,title ,?is ,act   
may be cit$ z ! ,common ,s5se ,cr$it    
,union ,capital ,relief ,act ( #bjah4   
#b4 ,delay 9 effective date ,not)/&+ any
 effective date set =? 9 ! rule issu$ by
 ! ,national ,cr$it ,union ,adm9i/ration
 titl$ ,risk-,bas$ ,capital 7publi%$ at 
#hj ,f$4 ,reg4 #fffbf 7,octob] #bi1     
#bjae771 su* f9al rule %all take effect 
on ,janu>y #a1 #bjba4