,,ii  #aaeth ,,congress  #b;d ,session  
,s4 #cfcc  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,november #ae1 
#bjah ,mr4 ,rubio 7for himself and ,mr4 
,kennedy7 introduced the following bill2
 which was read twice and referred to   
the ,committee on ,banking1 ,housing1   
and ,urban ,affairs  ,a ,,bill  ,to     
require that consumer reporting agencies
 provide small business credit          
protections4  #a4 ,short title  ,this   
,act may be cited as the ,small         
,business ,credit ,protection ,act4  #b4
 ,consumer reporting agencies  7a7      
,definitions ,in this section3 7#a7     
,consumer reporting agency ,the term    
consumer reporting agency has the       
meaning given the term in section #fjc  
of the ,fair ,credit ,reporting ,act    
7#ae ,u4,s4,c4 #afha;a74  7#b7 ,small   
business concern ,the term small        
business concern has the meaning given  
the term in section #c of the ,small    
,business ,act 7#ae ,u4,s4,c4 #fcb74    
7b7 ,requirements ,a consumer reporting 

agency--  7#a7 shall disclose to a small
 business concern within #cj days if    
their nonpublic business data has been  
breached2 and  7#b7 may not charge a    
small business concern for their credit 
report within #ahj days following a     
breach4  7c7 ,no preemption ,nothing in 
this ,act shall preempt any ,state law  
with respect to consumer reporting      
agencies4