,,ii  #aaeth ,,congress  #b;d ,session  
,s4 #ceeb  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,october #e1   
#bjah,mr4 ,risch introduced the         
following bill2 which was read twice and
 referred to the ,committee on ,small   
,business and ,entrepreneurship  ,a     
,,bill  ,to amend the ,small ,business  
,act to adjust the real estate appraisal
 thresholds under the #g7;a7 program of 
the ,small ,business ,administration to 
bring those thresholds into line with   
the thresholds used by the ,federal     
banking regulators1 and for other       
purposes4  #a4 ,short title ,this ,act  
may be cited as the #g7;a7 ,real ,estate
 ,appraisal ,harmonization ,act4  #b4   
,appraisal thresholds ,section          
#g7;a77#bi7 of the ,small ,business ,act
 7#ae ,u4,s4,c4 #fcf7;a77#bi77 is       
amended--  7#a7 by redesignating        
subparagraphs 7,a7 and 7,b7 as clauses  
7i7 and 7ii71 respectively1 and         
adjusting the margins accordingly2  7#b7
 in the matter preceding clause 7i71 as 

so redesignated1 by striking ,with      
respect to and inserting the following3 
7,a7 ,in general ,with respect to  2    
7#c7 in subparagraph 7,a71 as so        
redesignated-- 7,a7 in clause 7i71 by   
striking for more than #bej1jjj and     
inserting that is in an amount that is  
greater than the ,federal banking       
regulator appraisal threshold2 and  7,b7
 in clause 7ii71 by striking for        
#bej1jjj or less and inserting that is  
in an amount that is not more than the  
,federal banking regulator appraisal    
threshold2 and  7#d7 by adding at the   
end the following3  7,b7 ,federal       
banking regulator appraisal threshold   
defined ,in this paragraph1 the term    
,federal banking regulator appraisal    
threshold means the lesser of the       
threshold amounts set by the ,board of  
,governors of the ,federal ,reserve     
,system1 the ,comptroller of the        
,currency1 and the ,federal ,deposit    
,insurance ,corporation for when a      
federally related transaction that is a 

commercial real estate transaction      
requires an appraisal prepared by a     
,state licensed or certified appraiser4 
4