,,ii  #aaeth ,,congress  #b;d ,session  
,s4 #cecf  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,october #b    
7legislative day1 ,september #bh71      
#bjah,ms4 ,klobuchar introduced the     
following bill2 which was read twice and
 referred to the ,committee on ,banking1
 ,housing1 and ,urban ,affairs  ,a      
,,bill  ,to amend the ,economic ,growth1
 ,regulatory ,relief1 and ,consumer     
,protection ,act to clarify seasoning   
requirements for certain refinanced     
mortgage loans1 and for other purposes4 
#a4 ,short title ,this ,act may be cited
 as the ,protect ,affordable ,mortgages 
for ,veterans ,act of #bjah4  #b4       
,requirements for ,ginnie ,mae guarantee
 of securities ,section #cjf7;g77#a7 of 
the ,national ,housing ,act 7#ab        
,u4,s4,c4 #agba7;g77#a77 is amended by  
striking the second sentence 7as added  
by section #cji7;b7 of ,public ,law     
#aae-agd7 and inserting the following3  
,the ,association is authorized to take 
actions to protect the integrity of its 

securities from practices that it deems 
in good faith to represent abusive      
refinancing activities1 and nothing in  
the ,protect ,affordable ,mortgages for 
,veterans ,act of #bjah1 the amendment  
made by such ,act1 or this title may be 
construed to limit such authority44