,,ii  #aae? ,,congress  #b;d ,session   
,s4 #cjde  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,june #aa1 #bjah,mr4   
,cotton 7= himself & ,mr4 ,jones7       
introduc$ ! foll[+ bill2 :i* 0 read     
twice & ref]r$ to ! ,committee on       
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to am5d title #ca1 ,unit$      
,/ates ,code1 to e/abli% a safe h>bor ) 
respect to keep op5 lett]s4  #a4 ,%ort  
title ,?is ,act may be cit$ z !         
,coop]ate ) ,law ,en=cem5t ,ag5cies &   
,wat* ,act ( #bjah4  #b4 ,safe h>bor )  
respect to keep op5 lett]s  7a7 ,9 g5]al
 ,sub*apt] ,,ii ( *apt] #ec ( title #ca1
 ,unit$ ,/ates ,code1 is am5d$ by add+  
at ! end ! foll[+3  #eccc4 ,safe h>bor )
 respect to keep op5 lett]s  7a7 ,9     
g5]al ,) respect to a cu/om] acc\nt ( a 
f9ancial in/itution1 if a ,f$]al1 ,/ate1
 ,tribal1 or local law en=cem5t ag5cy   
reque/s1 9 writ+1 ! f9ancial in/itution 
to keep su* acc\nt op5--  7#a7 !        
f9ancial in/itution %all n be liable "u 
?is sub*apt] = ma9ta9+ su* acc\nt       

consi/5t ) ! p>amet]s ( ! reque/2 &     
7#b7 no ,f$]al or ,/ate dep>tm5t or     
ag5cy may take any adv]se sup]visory    
action "u ?is sub*apt] ) respect to !   
f9ancial in/itution = ma9ta9+ su* acc\nt
 consi/5t ) ! p>amet]s ( ! reque/4  7b7 
,rule ( con/ruction ,no?+ 9 ?is section 
may be con/ru$-- 7#a7 f prev5t+ a ,f$]al
 or ,/ate dep>tm5t or ag5cy f v]ify+ !  
validity ( a writt5 reque/ describ$ "u  
subsection 7a7 ) ! ,f$]al1 ,/ate1       
,tribal1 or local law en=cem5t ag5cy    
mak+ ! writt5 reque/2 or  7#b7 to       
relieve a f9ancial in/itution f comply+ 
) any report+ requirem5ts1 includ+ !    
report+ ( suspici\s transactions "u     
section #ecah7;g74  7c7 ,lett] t]m9ation
 date ,= purposes ( ?is section1 any    
writt5 reque/ describ$ "u subsection 7a7
 %all include a t]m9ation date aft] :i* 
su* reque/ %all no long] apply4  4  7b7 
,cl]ical am5dm5t ,! table ( cont5ts =   
*apt] #ec ( title #ca1 ,unit$ ,/ates    
,code1 is am5d$ by ins]t+ aft] ! item   
relat+ to section #eccb ! foll[+3       

#eccc4 ,safe h>bor ) respect to keep op5
 lett]s4  4