,,ii  #aae? ,,congress  #b;d ,session   
,s4 #bhhd  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,may #ag1 #bjah,mrs4   
,fis*] 7= h]self1 ,mr4 ,te/]1 ,mr4      
,br[n1 ,mr4 ,cornyn1 ,mr4 ,hell]1 & ,mr4
 ,rubio7 introduc$ ! foll[+ bill2 :i* 0 
read twice & ref]r$ to ! ,committee on  
,vet]ans' ,affairs  ,a ,,bill  ,to      
require ! ,secret>y ( ,vet]ans ,affairs 
to develop a /&>d lett] =mat to be      
provid$ to individuals :o are indebt$ to
 ! ,unit$ ,/ates by virtue ( _!         
p>ticipation 9 b5efits programs adm9i/]$
 by ! ,secret>y1 to provide notice (    
debt by electronic means to su*         
individuals :5 s elect$1 & = o!r        
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,vet]ans ,fair ,debt       
,notice ,act ( #bjah4  #b4 ,dep>tm5t (  
,vet]ans ,affairs notice relat+ to debt 
collection activities  7a7 ,debt        
notification lett] =mats ,! ,secret>y ( 
,vet]ans ,affairs %all collaborate )    
vet]ans s]vice organizations to develop 
a /&>d =mat = any lett] provid$ to      

individuals :o ! ,secret>y det]m9es are 
indebt$ to ! ,unit$ ,/ates by virtue (  
su* p]son's p>ticipation 9 a b5efits    
program adm9i/]$ by ! ,secret>y4 ,su*   
lett] %all be writt5 9 pla9 language &  
%all include a notice ( ! debt & a cle> 
explanation (--  7#a7 :y ! individual is
 indebt$ to ! ,unit$ ,/ates by virtue ( 
su* p]son's p>ticipation 9 a b5efits    
program adm9i/]$ by ! ,secret>y2 &  7#b7
 ! options available to ! individual4   
7b7 ,deliv]y ( debt notices by /&>d mail
 & electronic means ,! ,secret>y %all   
develop a me?od by :i* individuals may  
elect to receive notice ( debt by       
electronic means & %all ensure1 to !    
ext5t practicable1 t ! lett] develop$ "u
 subsection 7a7 is deliv]$--  7#a7 by   
bo? /&>d mail & by electronic means to  
int5d$ recipi5ts :o h made su* an       
election2 &  7#b7 only by /&>d mail to  
int5d$ recipi5ts :o h n made su* an     
election4  7c7 ,notice to ,congress     
7#a7 ,notices ( completion ,^u          
completion ( ! developm5t ( ! /&>d lett]

 =mat requir$ "u subsection 7a7 & ^u    
completion ( developm5t ( ! me?od "u    
subsection 7b71 ! ,secret>y %all submit 
to ,congress notice ( ! completion ( !  
developm5t4  7#b7 ,progress reports ,if 
! ,secret>y has n submitt$ ea* notice   
requir$ by p>agraph 7#a7 by ! date t is 
#ij days aft] ! date ( ! enactm5t ( ?is 
,act1 ! ,secret>y %all--  7,a7 submit to
 ,congress a report describ+ ! progress 
( ! ,secret>y t[>d implem5t+ subsections
 7a7 & 7b7 & an explanation = :y !      
respective developm5t has n be5         
complet$2 &  7,b7 e #cj days !reaft]    
until all ( ! notices requir$ by        
p>agraph 7#a7 h be5 submitt$1 submit to 
,congress an update to ! report "u      
subp>agraph 7,a7 t includes an          
additional explanation = ! failure to   
complete ! respective developm5t4  7d7  
,/udy & report  7#a7 ,/udy ,! ,secret>y 
( ,vet]ans ,affairs1 9 coord9ation ) !  
,secret>y ( ! ,treasury1 %all conduct a 
/udy on ! process by :i* individuals :o 
are indebt$ to ! ,unit$ ,/ates by virtue

 ( _! p>ticipation 9 a b5efits program  
adm9i/]$ by ! ,secret>y ( ,vet]ans      
,affairs are notifi$ ( debt collection  
ef=ts relat+ to su* indebt$ness4  7#b7  
,elem5ts ,! /udy requir$ by p>agraph    
7#a7 %all include ! foll[+3  7,a7 ,an   
analysis ( ! scope ( ! problem (        
individuals :o are indebt$ to ! ,unit$  
,/ates by virtue ( _! p>ticipation 9 a  
b5efits program adm9i/]$ by ! ,secret>y 
( ,vet]ans ,affairs n receiv+ debt      
collection notices relat+ to su*        
indebt$ness4  7,b7 ,id5tification (     
adm9i/rative actions ! ,secret>y (      
,vet]ans ,affairs & ! ,secret>y ( !     
,treasury c c>ry out to r$uce ! numb] ( 
incorrect or unkn[n addresses ( su*     
individuals 9 ! databases ( ! ,dep>tm5t 
,vet]ans ,affairs & ! ,dep>tm5t ( !     
,treasury & a timel9e = c>ry+ out su*   
actions4  7,c7 ,an e/imate ( ! co/s     
associat$ ) s5d+ debt collection notices
 to su* individuals by c]tifi$ mail4    
7,d7 ,an analysis ( :e!r1 or to :at     
ext5t1 s5d+ debt collection notices to  

su* individuals by c]tifi$ mail w\ld    
address ! problem analyz$ "u subp>agraph
 7,a74  7,e7 ,an analysis ( !           
requirem5ts & res\rces t w\ld be        
necess>y to develop ! capability =      
creat+ a s+le consolidat$ snap%ot ( a   
vet]an's debt4  7,f7 ,an analysis ( !   
ext5t to :i* individuals indebt$ to !   
,unit$ ,/ates by virtue ( _!            
p>ticipation 9 a b5efits program        
adm9i/]$ by ! ,secret>y ( ,vet]ans      
,affairs are s indebt$ z a result ( an  
error1 misrepres5tation1 or fraud by su*
 individuals4  7#c7 ,report ,n lat] ?an 
"o ye> aft] ! date ( ! enactm5t ( ?is   
,act1 ! ,secret>y ( ,vet]ans ,affairs1 9
 coord9ation ) ! ,secret>y ( !          
,treasury1 %all submit to ,congress a   
report on ! f9d+s ( ! ,secret>ies )     
respect to ! /udy conduct$ "u p>agraph  
7#a74