,,ii  #aae? ,,congress  #b;d ,session   
,s4 #bfhd  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,april #ag1 #bjah,mr4  
,udall 7= himself & ,mr4 ,inh(e7        
introduc$ ! foll[+ bill2 :i* 0 read     
twice & ref]r$ to ! ,committee on       
,heal?1 ,education1 ,labor1 & ,p5sions  
,a ,,bill  ,to e/abli% a ,f$]al /ud5t   
loan re/ructur$ repaym5t s*$ule = c]ta9 
borr[]s :o are agricultural produc]s4   
#a4 ,%ort title ,?is ,act may be cit$ z 
! ,flexible ,agricultural ,repaym5ts &  
,modify+ ,s*$ules ,act or ,,f>ms ,act4  
#b4 ,repaym5t = agricultural produc]s   
7a7 ,am5dm5t to ! ,,hea ,"p ,d ( title  
,,iv ( ! ,high] ,education ,act ( #aife 
7#bj ,u4,s4,c4 #ajhg;a et seq47 is am5d$
 by add+ at ! end ! foll[+3  #dfj;,a4   
,re/ructur$ repaym5t = agricultural     
produc]s  7a7 ,re/ructur$ repaym5t  7#a7
 ,9 g5]al ,! ,secret>y1 9 consultation )
 ! ,secret>y ( ,agriculture1 %all       
provide ! option = a re/ructur$ repaym5t
 s*$ule z describ$ 9 p>agraph 7#c7 to an
 eligible borr[]4  7#b7 ,eligible borr[]

 ,9 ?is subsection1 ! t]m eligible      
borr[] means a borr[] ( a loan made "u  
?is "p :o1 at ! "t ( application =      
entrance 9 ! re/ructur$ repaym5t s*$ule1
 is--  7,a7 an agricultural produc]2 &  
7,b7 7i7 a beg9n+ f>m] or ran*] 7z def9$
 "u section #cdc7;a7 ( ! ,consolidat$   
,f>m & ,rural ,developm5t ,act 7#g      
,u4,s4,c4 #aiia7;a7772  7ii7 a socially 
disadvantag$ f>m] or ran*] 7z def9$ 9   
section #cee7;e7 ( ! ,consolidat$ ,f>m &
 ,rural ,developm5t ,act 7#g ,u4,s4,c4  
#bjjc7;e7772 or  7iii7 a vet]an f>m] or 
ran*] 7z def9$ 9 section #beja7;e7 ( !  
,food1 ,agriculture1 ,cons]vation1 &    
,trade ,act ( #aiij 7#g ,u4,s4,c4       
#bbgi7;e774  7#c7 ,re/ructur+ options   
,aft] ent]+ into an agreem5t ) !        
,secret>y to pay accord+ to "o ( !      
s*$ules describ$ 9 subp>agraph 7,b71 &  
submitt+ any support+ docum5tation t !  
,secret>y may reasonably require1 an    
eligible borr[]--  7,a7 %all n be       
requir$ to make paym5ts = a loan "u ?is 
"p on a mon?ly basis2 &  7,b7 may make  

^? paym5ts on a qu>t]ly1 biannual1 or   
annual basis4  7#d7 ,fees1 co/s1 &      
int]e/ ,9 c>ry+ out re/ructur$ repaym5t 
s*$ules "u ?is subsection1 ! ,secret>y--
 7,a7 %all ensure t su* s*$ules d n     
exce$ ! co/ to ! ,f$]al ,gov]nm5t1 z    
det]m9$ on ! basis ( ! pres5t value (   
future paym5ts by su* borr[]s1 ( loans  
made us+ repaym5t s*$ules t require     
mon?ly paym5ts2  7,b7 %all n *>ge a fee 
to eligible borr[]s = p>ticipation 9 !  
re/ructur$ repaym5t s*$ule2 &  7,c7 %all
 n *>ge ! eligible borr[] a high] int]e/
 rate ?an ! eligible borr[] w\ld o!rwise
 be *>g$ if ! borr[] 0 n on a re/ructur$
 repaym5t s*$ule4  4  7b7 ,regulations  
,n m ?an #ahj days aft] ! date (        
enactm5t ( ?is ,act1 ! ,secret>y (      
,education1 9 consultation ) ! ,secret>y
 ( ,agriculture1 %all promulgate f9al   
regulations to c>ry out ?is section4