,,ii  #aaeth ,,congress  #b;d ,session  
,s4 #bdid  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,march #e1     
#bjah ,ms4 ,baldwin 7for herself1 ,mrs4 
,gillibrand1 ,mr4 ,cardin1 ,mr4 ,murphy1
 ,mr4 ,van ,hollen1 ,ms4 ,smith1 ,mr4   
,kaine1 ,mr4 ,wyden1 ,ms4 ,warren1 ,ms4 
,harris1 ,mr4 ,sanders1 ,ms4 ,hassan1   
,mrs4 ,murray1 ,mr4 ,blumenthal1 ,mrs4  
,feinstein1 ,ms4 ,stabenow1 and ,mr4    
,brown7 introduced the following bill2  
which was read twice and referred to the
 ,committee on ,health1 ,education1     
,labor1 and ,pensions  ,a ,,bill  ,to   
provide standards for short-term limited
 duration health insurance policies4    
#a4 ,short title  ,this ,act may be     
cited as the ,fair ,care ,act4  #b4     
,short-term limited duration health     
insurance policies  7a7 ,prohibition on 
proposed rule ,notwithstanding any other
 provision of law1 the ,secretary of    
,health and ,human ,services1 the       
,secretary of the ,treasury1 and the    
,secretary of ,labor may not take any   

action to implement1 enforce1 or        
otherwise give effect to the proposed   
rule relating to the definition of      
short-term limited-duration insurance   
7#hc ,fed4 ,reg4 #gdcg-gddg1 ,february  
#ba1 #bjah71 insofar as such proposed   
rule relates to a revised definition of 
the term short-term limited duration    
insurance and the ,secretaries shall    
implement1 enforce1 and otherwise give  
effect to the definition of such term as
 applied by the ,secretaries under the  
regulations in effect on the date of    
enactment of this ,act 7#ha ,fed4 ,reg4 
#gecaf71 and such regulations shall     
continue in effect with respect to      
policies until the effective date       
described in subsection 7b77#b74  7b7   
,standards  7#a7 ,in general ,section   
#bgia7;b7 of the ,public ,health        
,service ,act 7#db ,u4,s4,c4            
#cjj;gg-#ia7 is amended by adding at the
 end the following3  7#f7 ,short-term   
limited duration insurance ,the term    
short-term limited duration insurance   

means health insurance coverage provided
 pursuant to a contract with a health   
insurance issuer that--  7,a7 has a     
specified1 limited duration not to      
exceed #ic days after the original      
effective date of the contract1 except  
that the health plan may permit coverage
 to continue until the end of the period
 of hospitalization for a condition for 
which the covered person was            
hospitalized on the day that coverage   
would otherwise have ended2  7,b7 is    
non-renewable and issued only to        
individuals who have not been covered   
under a short-term limited duration     
insurance policy from any health        
insurance issuer within the prior #ab   
months2  7,c7 displays prominently in   
marketing materials1 the contract1 and  
in any application materials provided in
 connection with enrollment in such     
insurance a notice to consumers that    
includes such information which the     
,state insurance commissioner deems     
sufficient to inform the individual that

 coverage and benefits are limited2     
7,d7 covers essential health benefits as
 set forth in section #acjb of the      
,patient ,protection and ,affordable    
,care ,act2  7,e7 meets the following   
requirements for individual health      
insurance coverage as set forth in this 
title--  7i7 section #bgja 7relating to 
fair health insurance premiums72  7ii7  
section #bgjb 7relating to guaranteed   
availability of coverage71 except as    
provided in paragraph 7#a7 consistent   
with the limitations of subsection 7c72 
7iii7 section #bgjd 7relating to the    
prohibition of pre-existing condition   
exclusions or other discrimination based
 on health status72  7iv7 section #bgje 
7relating to the prohibition of         
discrimination against individual       
participants and beneficiaries based on 
health status72  7v7 section #bgjf      
7relating to nondiscrimination in health
 care72  7vi7 section #bgjg 7relating to
 comprehensive health insurance         
coverage72  7vii7 section #bgaa         

7prohibiting lifetime and annual        
limits72  7viii7 section #bgab          
7prohibiting rescissions72  7ix7 section
 #bgac 7coverage of preventive health   
services72  7x7 section #bgad 7relating 
to coverage of dependents72 and  7xi7   
section #bgai 7relating to appeals72 and
  7,f7 upon the issuance of a health    
insurance plan that an issuer asserts to
 be short-term limited duration         
insurance1 the issuer of such plan shall
 provide documentation to the ,secretary
 and the ,state insurance commissioner1 
in a form determined by the ,secretary1 
regarding the individuals covered by the
 plan and the duration of the plan which
 shall be reviewed by the entity        
responsible for enforcement under       
section #bgbb1 together with            
documentation submitted by other        
issuers1 to determine whether the plan  
satisfies the requirement under         
subparagraph 7,b7 and1 if not1 such     
entity shall take appropriate           
enforcement action4  4  7#b7 ,effective 

date ,the amendment made by paragraph   
7#a7 shall apply to plan years beginning
 on or after ,january #a1 #bjai4