,,ii  #aae? ,,congress  #b;d ,session   
,s4 #bdij  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,m>* #e1 #bjah,mr4     
,scott 7= himself & ,mr4 ,jones7        
introduc$ ! foll[+ bill2 :i* 0 read     
twice & ref]r$ to ! ,committee on       
,bank+1 ,h\s+1 & ,urban ,affairs  ,a    
,,bill  ,to am5d ! ,real ,e/ate         
,settlem5t ,proc$ures ,act ( #aigd to   
modify requirem5ts relat$ to mortgage   
disclosures4  #a4 ,%ort title ,?is ,act 
may be cit$ z ! ,,trid ,improvem5t ,act 
( #bjah4  #b4 ,am5dm5ts to mortgage     
disclosure requirem5ts ,section #d7;a7 (
 ! ,real ,e/ate ,settlem5t ,proc$ures   
,act ( #aigd 7#ab ,u4,s4,c4 #bfjc7;a77  
is am5d$--  7#a7 by /rik+ itemize all   
*>ges & ins]t+ itemize all actual *>ges2
  7#b7 by /rik+ & all *>ges impos$ ^u ! 
sell] 9 connection ) ! settlem5t & &    
ins]t+ & ! sell] 9 connection ) !       
settlem5t4 ,su* =ms2 &  7#c7 by ins]t+  
aft] or bo?4 ! foll[+3 ,*>ges = any     
title insurance premium disclos$ on su* 
=ms %all be equal to ! am\nt *>g$ = ea* 

individual title insurance policy1      
subject to any disc\nts z requir$ by    
,/ate regulation or ! title company rate
 fil+s44