,,ii  #aae? ,,congress  #a/ ,session    
,s4 #bjhj  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,novemb] #f1 #bjag,ms4 
,w>r5 7= h]self & ,mr4 ,rubio7 introduc$
 ! foll[+ bill2 :i* 0 read twice &      
ref]r$ to ! ,committee on ,bank+1 ,h\s+1
 & ,urban ,affairs  ,a ,,bill  ,to      
increase ! role ( ! f9ancial indu/ry 9  
combat+ human traffick+4  #a4 ,%ort     
title ,?is ,act may be cit$ z ! ,end    
,bank+ = ,human ,traffick]s ,act (      
#bjag4  #b4 ,coord9ation ( human        
traffick+ issues by ! ,(fice ( ,t]rorism
 & ,f9ancial ,intellig5ce  7a7          
,functions ,section #cab7;a77#d7 ( title
 #ca1 ,unit$ ,/ates ,code1 is am5d$--   
7#a7 by r$esignat+ subp>agraphs 7,e71   
7,f71 & 7,g7 z subp>agraphs 7,f71 7,g71 
& 7,h71 respectively2 &  7#b7 by ins]t+ 
aft] subp>agraph 7,d7 ! foll[+3  7,e7   
combat+ illicit f9anc+ relat+ to human  
traffick+2  4  7b7 ,int]ag5cy           
coord9ation ,section #cab7;a7 ( su*     
title is am5d$ by add+ at ! end !       
foll[+3  7#h7 ,int]ag5cy coord9ation ,! 

,secret>y ( ! ,treasury1 aft]           
consultation ) ! ,und]secret>y =        
,t]rorism & ,f9ancial ,crimes1 %all     
designate an (fice )9 ! ,,otfi t %all   
coord9ate ef=ts to combat ! illicit     
f9anc+ ( human traffick+ )--  7,a7 o!r  
(fices ( ! ,dep>tm5t ( ! ,treasury2     
7,b7 o!r ,f$]al ag5cies1 includ+--  7i7 
! ,(fice to ,monitor & ,combat          
,traffick+ 9 ,p]sons ( ! ,dep>tm5t (    
,/ate2 &  7ii7 ! ,int]ag5cy ,task ,=ce  
to ,monitor & ,combat ,traffick+2  7,c7 
,/ate & local law en=cem5t ag5cies2 &   
7,d7 =eign gov]nm5ts4  4  #c4 ,/r5g!n+ !
 role ( anti-money laund]+ & o!r        
f9ancial tools 9 combat+ human traffick+
  7a7 ,int]ag5cy task =ce recomm5dations
 t>get+ money laund]+ relat$ to human   
traffick+  7#a7 ,9 g5]al ,n lat] ?an    
#bgj days aft] ! date ( ! enactm5t ( ?is
 ,act1 ! ,int]ag5cy ,task ,=ce to       
,monitor & ,combat ,traffick+ %all      
submit to ! ,committee on ,bank+1 ,h\s+1
 & ,urban ,affairs ( ! ,s5ate1 !        
,committee on ! ,judici>y ( ! ,s5ate1 ! 

,committee on ,f9ancial ,s]vices ( !    
,h\se ( ,repres5tatives1 ! ,committee on
 ! ,judici>y ( ! ,h\se (                
,repres5tatives1 ! ,secret>y ( !        
,treasury1 & ea* appropriate ,f$]al     
bank+ ag5cy--  7,a7 an analysis (       
anti-money laund]+ ef=ts ( ! ,unit$     
,/ates ,gov]nm5t & ,unit$ ,/ates        
f9ancial in/itutions relat$ to human    
traffick+2 &  7,b7 appropriate          
legislative1 adm9i/rative1 & o!r        
recomm5dations to /r5g!n ef=ts aga9/    
money laund]+ relat+ to human traffick+4
  7#b7 ,requir$ recomm5dations ,!       
recomm5dations "u p>agraph 7#a7 %all    
include-- 7,a7 be/ practices bas$ on    
successful anti-human traffick+ programs
 curr5tly 9 place at f9ancial           
in/itutions t are suitable = broad]     
adoption2  7,b7 /akehold] fe$back on    
policy proposals d]iv$ f ! analysis     
conduct$ by ! task =ce ref]r$ to 9      
p>agraph 7#a7 t w\ld enhance ! ef=ts &  
programs ( f9ancial in/itutions to      
detect & det] money laund]+ relat$ to   

human traffick+1 includ+ any recomm5d$  
*anges to int]nal policies1 proc$ures1 &
 controls relat$ to human traffick+2    
7,c7 any recomm5d$ *anges to tra9+      
programs at f9ancial in/itutions to     
bett] equip employees to det] & detect  
money laund]+ relat$ to human traffick+2
 &  7,d7 any recomm5d$ *anges to exp&   
human traffick+-relat$ in=mation %>+    
among f9ancial in/itutions & betwe5 su* 
f9ancial in/itutions1 appropriate law   
en=cem5t ag5cies1 & appropriate ,f$]al  
ag5cies4  7b7 ,additional report+       
requirem5t ,section #aje7;d77#g7 ( !    
,traffick+ ,victims ,protection ,act (  
#bjjj 7#bb ,u4,s4,c4 #gajc7;d77#g77 is  
am5d$--  7#a7 9 ! matt] prec$+          
subp>agraph 7,a7-- 7,a7 by ins]t+ !     
,committee on ,f9ancial ,s]vices1 aft] !
 ,committee on ,=eign ,affairs2 &  7,b7 
by ins]t+ ! ,committee on ,bank+1 ,h\s+1
 & ,urban ,affairs aft] ! ,committee on 
,=eign ,relations12  7#b7 9 subp>agraph 
7,q77vii71 by /rik+ 2 & & ins]t+ a      
semicolon2  7#c7 9 subp>agraph 7,r71 by 

/rik+ ! p]iod at ! end & ins]t+ 2 &2 &  
7#d7 by add+ at ! end ! foll[+3  7,s7 ! 
ef=ts ( ! ,unit$ ,/ates to elim9ate     
money laund]+ relat$ to human traffick+ 
& ! numb] ( inve/igations1 arre/s1      
indictm5ts1 & convictions 9 money       
laund]+ cases ) a nexus to human        
traffick+4  4  7c7 ,requir$ review (    
proc$ures ,n lat] ?an #ahj days aft] !  
date ( ! enactm5t ( ?is ,act1 ! ,f$]al  
,f9ancial ,in/itutions ,exam9ation      
,c\ncil1 9 consultation ) ! ,secret>y ( 
! ,treasury1 ! private sector1 &        
appropriate law en=cem5t ag5cies1 %all--
  7#a7 review & enhance tra9+ &         
exam9ations proc$ures to improve !      
surveillance capabilities ( anti-money  
laund]+1 & c\nt]+ ! f9anc+ ( t]rorism   
programs to detect human                
traffick+-relat$ f9ancial transactions2 
7#b7 review & enhance proc$ures = ref]r+
 pot5tial human traffick+ cases to !    
appropriate law en=cem5t ag5cy2 &  7#c7 
det]m9e1 z appropriate1 :e!r requirem5ts
 = f9ancial in/itutions & cov]$ f9ancial

 in/itutions are suffici5t to detect &  
det] money laund]+ relat$ to human      
traffick+4