,,ii  #aae? ,,congress  #a/ ,session    
,s4 #afdg  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,july #bg1 #bjag,mr4   
,wick] 7= himself1 ,ms4 ,duckwor?1 ,mr4 
,co*ran1 & ,ms4 ,baldw97 introduc$ !    
foll[+ bill2 :i* 0 read twice & ref]r$  
to ! ,committee on ,bank+1 ,h\s+1 &     
,urban ,affairs  ,a ,,bill  ,to require 
! appropriate ,f$]al bank+ ag5cies to   
treat c]ta9 non-significant inve/m5ts 9 
! capital ( unconsolidat$ f9ancial      
in/itutions z qualify+ capital          
in/rum5ts1 & = o!r purposes4  #a4       
,treatm5t ( c]ta9 nonsignificant        
inve/m5ts 9 ! capital ( unconsolidat$   
f9ancial in/itutions  7a7 ,9 g5]al      
,section #ah ( ! ,f$]al ,deposit        
,insurance ,act 7#ab ,u4,s4,c4 #ahbh7 is
 am5d$-- 7#a7 by mov+ subsection 7z7 s t
 x appe>s aft] subsection 7y72 &  7#b7  
by add+ at ! end ! foll[+3  7aa7        
,treatm5t ( nonsignificant inve/m5ts 9 !
 capital ( unconsolidat$ f9ancial       
in/itutions ,= purposes ( ! f9al rules  
titl$ ,regulatory ,capital ,rules3      

,regulatory ,capital1 ,implem5tation (  
,basel ,,iii1 ,capital ,adequacy1       
,transition ,provisions1 ,prompt        
,corrective ,action1 ,/&>diz$ ,approa* =
 ,risk-weight$ ,assets1 ,m>ket          
,discipl9e & ,disclosure ,requirem5ts1  
,advanc$ ,approa*es ,risk-,bas$ ,capital
 ,rule1 & ,m>ket ,risk ,capital ,rule   
7#gh ,f$4 ,reg4 #fbjah2 publi%$ ,oct4   
#aa1 #bjac1 & #gi ,f$4 ,reg4 #bjged2    
publi%$ ,april #ad1 #bjad7 & any o!r    
regulation :i* incorporates a def9ition 
( ! t]m nonsignificant inve/m5ts 9 !    
capital ( unconsolidat$ f9ancial        
in/itutions1 ! appropriate ,f$]al bank+ 
ag5cies %all provide t inve/m5ts 9 tru/ 
pref]r$ securities 7pool$ & individual  
in/rum5ts7 by a depository in/itution ) 
assets ( less ?an #ae1jjj1jjj1jjj z (   
,july #ba1 #bjaj1 or a depository       
in/itution hold+ company ) assets ( less
 ?an #ae1jjj1jjj1jjj z ( ,july #ba1     
#bjaj1 %all n be subject to d$uction f !
 regulatory capital ( su* depository    
in/itution or depository in/itution     

hold+ company or any depository         
in/itution hold+ company ( su* an       
in/itution1 provid$ su* inve/m5ts 7 held
 prior to ,july #ba1 #bjaj4  4  7b7     
,am5dm5t to ,basel ,,iii ,capital       
,regulations ,n lat] ?an ! end ( !      
#c-mon? p]iod beg9n+ on ! date ( !      
enactm5t ( ?is ,act1 ! ,f$]al ,deposit  
,insurance ,corporation1 ! ,bo>d (      
,gov]nors ( ! ,f$]al ,res]ve ,sy/em1 & !
 ,comptroll] ( ! ,curr5cy %all am5d !   
f9al rules titl$ ,regulatory ,capital   
,rules3 ,regulatory ,capital1           
,implem5tation ( ,basel ,,iii1 ,capital 
,adequacy1 ,transition ,provisions1     
,prompt ,corrective ,action1 ,/&>diz$   
,approa* = ,risk-weight$ ,assets1 ,m>ket
 ,discipl9e & ,disclosure ,requirem5ts1 
,advanc$ ,approa*es ,risk-,bas$ ,capital
 ,rule1 & ,m>ket ,risk ,capital ,rule   
7#gh ,f$4 ,reg4 #fbjah2 publi%$ ,oct4   
#aa1 #bjac1 & #gi ,f$4 ,reg4 #bjged2    
publi%$ ,april #ad1 #bjad7 to implem5t !
 am5dm5ts made by ?is ,act4