,,ii  #aaeth ,,congress  #ast ,session  
,s4 #aei  ,,in ,,the ,,senate ,,of ,,the
 ,,united ,,states  ,january #ag1       
#bjag,mr4 ,rubio introduced the         
following bill2 which was read twice and
 referred to the ,committee on ,banking1
 ,housing1 and ,urban ,affairs  ,a      
,,bill  ,to terminate ,operation ,choke 
,point4  #a4 ,short title ,this ,act may
 be cited as the ,firearms              
,manufacturers and ,dealers ,protection 
,act of #bjag4  #b4 ,findings and       
purpose  7a7 ,findings ,congress finds  
the following3  7#a7 ,because of the    
actions of the ,department of ,justice  
and the ,federal ,deposit ,insurance    
,corporation 7referred to in this       
section as the ,,fdic71 the program     
known as ,operation ,choke ,point has   
become a threat to the ,second          
,amendment to the ,constitution of the  
,united ,states and to firearms dealers 
and manufacturers4  7#b7 ,in the summer 
of #bjaa1 the ,,fdic published an       
article in which it designated firearms 

sales and ammunition sales as high-risk 
industries4  7#c7 ,the article published
 by the ,,fdic thus put manufacturers   
and dealers of firearms in the same     
category as cable box descramblers1     
credit card schemes1 drug paraphernalia1
 escort services1 get-rich products1    
home-based charities1 lottery sales1    
online gambling1 payday loans1 ,ponzi   
schemes1 pornography1 racist materials1 
and tobacco sales4  7#d7 ,most of the   
businesses grouped with the sale of     
firearms and ammunition involve         
activities that are inherently          
pernicious or patently illegal4  7#e7   
,the obvious intent1 therefore1 of the  
inclusion of businesses in the ,,fdic's 
high-risk category was the eradication  
of those businesses4  7#f7 ,the ,,fdic  
sought to achieve this eradication by   
encouraging banks to withdraw credit    
provided to targeted industries and     
otherwise terminate financial           
relationships with the businesses in    
question4  7#g7 ,,fdic officials        

discussed mechanisms for guaranteeing   
that bank officials saw the list and got
 the message4  7#h7 ,the ,,fdic and the 
,department of ,justice worked together 
to implement ,operation ,choke ,point to
 actively realize the objective of      
eradicating high-risk industries such as
 the sale of firearms and ammunition4   
7#i7 ,according to the ,committee on    
,oversight and ,government ,reform of   
the ,house of ,representatives1 the     
,,fdic and the ,department of ,justice  
may have misled ,congress about this    
partnership in connection with          
,operation ,choke ,point4  7#aj7        
,committee language in both the ,house  
of ,representatives and ,senate versions
 of the ,consolidated and ,further      
,continuing ,appropriations ,act1 #bjae 
7,public ,law #aac-bce7 completely      
defunded ,operation ,choke ,point4      
7#aa7 ,in order to salvage ,operation   
,choke ,point1 the ,,fdic removed       
firearms sales and ammunition sales from
 the list of high-risk industries4      

7#ab7 ,even after that action1 however1 
there is evidence that the ,,fdic and   
the ,department of ,justice continue to 
use ,operation ,choke ,point to target  
firearms dealers such as ,hawkins ,guns 
,,llc of ,hawkins1 ,wisconsin4  7#ac7   
,there is evidence that the targeting of
 ,hawkins ,guns ,,llc is far from an    
isolated incident4  7#ad7 ,it has become
 clear that the ,,fdic and the          
,department of ,justice can no longer be
 trusted to carry out ,operation ,choke 
,point without targeting the ,second    
,amendment and firearm dealers and      
manufacturers4  7b7 ,purpose ,the       
purpose of this ,act is to terminate    
,operation ,choke ,point and any similar
 program that attempts to infringe upon 
the ,second ,amendment to the           
,constitution of the ,united ,states or 
eradicate the manufacture and sale of   
firearms and ammunition4  #c4           
,protection of the ,second ,amendment   
,no amounts appropriated or otherwise   
made available under any provision of   

law enacted before1 on1 or after the    
date of enactment of this ,act1 nor any 
amounts derived from any fee or other   
source1 may be used by the ,federal     
,deposit ,insurance ,corporation1 the   
,department of ,justice1 or any other   
,federal agency to carry out ,operation 
,choke ,point or any other program      
designed to discourage the provision or 
continuation of credit or the processing
 of payments by financial institutions  
for dealers and manufacturers of        
firearms and ammunition4