,,iv  #aae? ,,congress  #b;d ,session   
,h4 ,,res4 #aahd  ,,9 ,,! ,,h\se ,,(    
,,repres5tatives  ,decemb] #bj1         
#bjah,mr4 ,pauls5 submitt$ ! foll[+     
resolution2 :i* 0 ref]r$ to ! ,committee
 on ,ways & ,means  ,,resolution        
,express+ ! s5se ( ! ,h\se (            
,repres5tatives t ! #ae? anniv]s>y ( !  
creation ( ,heal? ,sav+s ,acc\nts %\ld  
be rememb]$ z a turn+ po9t 9 ! hi/ory ( 
heal? c>e 9 ! ,unit$ ,/ates4  ,:]eas    
,heal? ,sav+s ,acc\nts 7,h,s,as7 7      
creat$ 9 section #bbc ( ! ,int]nal      
,rev5ue ,code ( #aihf z "p ( ! ,m$ic>e  
,prescription ,drug1 ,improvem5t1 &     
,mod]nization ,act ( #bjjc 7,public ,law
 #ajh-agc72 ,:]eas1 ,decemb] #h1 #bjah1 
m>ks ! #ae? anniv]s>y ( ! enactm5t (    
,heal? ,sav+s ,acc\nts2 ,:]eas an       
increas+ numb] ( ,am]icans are fac+ ris+
 out-(-pocket heal? c>e co/s z !y       
/ruggle to f9d af=dable cov]age2 ,:]eas 
,heal? ,sav+s ,acc\nts help m ?an #bj   
million ,am]icans pay = out-(-pocket    
heal? c>e co/s2 ,:]eas !re are m ?an #bc

 million ,heal? ,sav+s ,acc\nts hold+ m 
?an #ea1jjj1jjj1jjj 9 assets2 ,:]eas a  
,heal? ,sav+s ,acc\nt pair$ )           
,,hsa-qualifi$ insurance provides       
protection aga9/ future high or         
unexpect$ m$ical bills2 ,:]eas a ,,hsa  
provides triple tax sav+s includ+-- 7#a7
 tax d$uctions :5 funds are deposit$    
into ! acc\nt2  7#b7 tax-free e>n+s     
?r\gh inve/m5t2 &  7#c7 tax-free        
)drawals = qualifi$ m$ical exp5ses2     
,:]eas funds 9 ,heal? ,sav+s ,acc\nts d 
n expire at ! end ( ea* cal5d> ye> &    
roll ov] automatically f "o ye> to !    
next1 accumulat+ ov] "t2 ,:]eas !re are 
no use x or lose x rules = ,h,s,as2     
,:]eas funds 9 a ,heal? ,sav+s ,acc\nt  
may be us$ to pay = curr5t m$ical       
exp5ses1 or sav$ = future ne$s1 su* z-- 
7#a7 m$ical exp5ses n cov]$ by heal?    
insurance2  7#b7 heal? insurance        
premiums or out-(-pocket m$ical exp5ses 
if unemploy$2  7#c7 out-(-pocket m$ical 
exp5ses aft] retirem5t2  7#d7           
out-(-pocket exp5ses = individuals cov]$

 by ,m$ic>e2 &  7#e7 long-t]m c>e       
exp5ses & insurance2 ,:]eas funds 9     
,heal? ,sav+s ,acc\nts may be inve/$ 9 !
 same types ( inve/m5ts p]mitt$ =       
,individual ,retirem5t ,acc\nts2 ,:]eas 
,heal? ,sav+s ,acc\nt own]s control all 
! decisions ab\t-- 7#a7 :i* f9ancial    
in/itution to hold deposits 9 ! acc\nt2 
7#b7 h[ mu* money to deposit into !     
acc\nt2  7#c7 :e!r to save ! money 9 !  
acc\nt = future exp5ses or pay curr5t   
m$ical exp5ses2  7#d7 :i* m$ical exp5ses
 to pay f ! acc\nt2  7#e7 :e!r to inve/ 
any ( ! money 9 ! acc\nt2 &  7#f7 :i*   
inve/m5ts to make2 & ,:]eas ,heal?      
,sav+s ,acc\nts are completely portable1
 mean+ acc\nt own]s may keep _! ,,hsa   
ev5 if !y--  7#a7 *ange jobs2  7#b7     
become unemploy$2  7#c7 *ange _! heal?  
insurance policy2  7#d7 *ange _! m>ital 
/atus2 or  7#e7 move to ano!r ,/ate3    
,n[1 !re=e1 be x  ,t ! ,h\se (          
,repres5tatives--  7#a7 commemorates !  
#ae? anniv]s>y ( ! creation ( ,heal?    
,sav+s ,acc\nts2  7#b7 comm5ds ^?       

individuals & organizations t h br\ght  
,heal? ,sav+s ,acc\nts & _! associat$   
,,hsa-qualifi$ heal? plans to ,am]ican  
consum]s1 includ+ employ]s1 insur]s1    
banks1 cr$it unions1 & ?ird-p>ty        
adm9i/rators2  7#c7 recognizes ! curr5t 
& =m] /aff ( ! ,dep>tm5t ( ! ,treasury1 
! ,int]nal ,rev5ue ,s]vice1 & !         
,dep>tm5t ( ,labor 9 %ap+ ! policies &  
implem5tation ( ,heal? ,sav+s ,acc\nts2 
7#d7 enc\rages all ,am]icans to consid] 
p>ticipat+ 9 a ,heal? ,sav+s ,acc\nt to 
help !m pay = _! out-(-pocket heal? c>e 
exp5ses & plan = _! future exp5ses 9    
retirem5t2 &  7#e7 supports ! expansion 
( ,heal? ,sav+s ,acc\nts 9 public       
insurance programs su* z ,m$ic>e1       
,m$icaid1 ,tric>e1 & ! ,vet]ans ,affairs
 heal? sy/em4