,i  #aae? ,,congress  #b;d ,session  ,h4
 ,r4 #gcbc  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,decemb] #ag1         
#bjah,ms4 ,j5k9s ( ,kansas introduc$ !  
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ,f9ancial ,s]vices  ,a    
,,bill  ,to am5d ! ,f$]al ,deposit      
,insurance ,act ) respect to %>ehold]   
claims aris+ f ! appo9tm5t ( a          
cons]vator or receiv] = c]ta9 depository
 in/itutions1 & = o!r purposes4  #a4    
,%ort title ,?is ,act may be cit$ z !   
,indep5d5t & ,community ,bank ,%>ehold]s
 ,protection ,act4  #b4 ,%>ehold] claims
  7a7 ,9 g5]al ,section #aa7;d7 ( !     
,f$]al ,deposit ,insurance ,act 7#ab    
,u4,s4,c4 #ahba7;d77 is am5d$ by add+ at
 ! end ! foll[+3  7#ba7 ,%>ehold] claims
 = j comp5sation  7,a7 ,claims au?oriz$ 
7i7 ,9 g5]al ,a %>ehold] ( a cov]$      
in/itution may file a claim ) !         
,corporation = j comp5sation to be paid 
by ! ,corporation to ! %>ehold]4  7ii7  
,hold+ companies ,a %>ehold] ( a        
depository in/itution hold+ company may 

file a claim au?oriz$ by ?is subp>agraph
 on behalf ( su* company ) respect to a 
cov]$ in/itution4  7,b7 ,am\nt to be    
paid ,j comp5sation %all be paid to a   
%>ehold] 9 an am\nt equal to ! pro-rata 
%>e ( ! %>ehold] ( ! net wor? ( ! cov]$ 
in/itution accord+ to g5]ally accept$   
acc\nt+ pr9ciples det]m9$ z ( ! date on 
:i* ! cov]$ in/itution ent]s            
cons]vator%ip or receiv]%ip1 :i*ev]     
occurs fir/4  7,c7 ,limitation on paym5t
 ( claims ,! ,corporation %all n pay a  
claim "u subp>agraph 7,a7 if-- 7i7 !    
cov]$ in/itution is det]m9$ by ! f9al   
judgm5t ( a c\rt ( compet5t jurisdiction
 to h be5 insolv5t z ( ! date on :i*    
control ( ! cov]$ in/itution pass$ f its
 %>ehold]s to ! ,corporation2 or  7ii7 !
 adm9i/rative exp5ses ( ! ,corporation  
aris+ f ! appo9tm5t ( a cons]vator or   
receiv] = ! cov]$ in/itution exce$      
available funds f ! cov]$ in/itution4   
7,d7 ,/atute ( limitations ,! applicable
 /atute ( limitations ) reg>d to a claim
 br\ght by a %>ehold] "u subp>agraph    

7,a7 %all be #ij days beg9n+ on ! date t
 a cons]vator or receiv] is appo9t$ = ! 
cov]$ in/itution pursuant to ?is ,act4  
7,e7 ,cov]$ in/itution def9$ ,9 ?is     
p>agraph1 ! t]m cov]$ in/itution means a
 depository in/itution-- 7i7 = :i* !    
,corporation has appo9t$ a cons]vator or
 receiv]2 &  7ii7 t has total assets (  
less ?an #ae1jjj1jjj1jjj z ( ! date on  
:i* ! in/itution ent]s cons]vator%ip or 
receiv]%ip4  4  7b7 ,sav+s association  
%>ehold]s ,! rights provid$ to a        
%>ehold] "u section #aa7;d77#ba7 ( !    
,f$]al ,deposit ,insurance ,act1 z add$ 
by ?is ,act1 %all apply 9 ! same mann] &
 to ! same ext5t to--  7#a7 a %>ehold] (
 a sav+s association = :i* ! ,(fice (   
,?rift ,sup]vision appo9t$ a cons]vator 
or receiv]2 &  7#b7 a %>ehold] ( a sav+s
 & loan hold+ company on behalf ( su*   
hold+ company ) respect to a sav+s      
association = :i* ! ,(fice appo9t$ a    
cons]vator or receiv]4  7c7 ,special    
rules  7#a7 ,/atute ( limitations =     
claims aris+ f actions prior to ?is ,act

 ,! /atute ( limitations = a claim fil$ 
"u ?is ,act1 or an am5dm5t made by ?is  
,act1 ) respect to ! appo9tm5t ( a      
cons]vator or receiv] = a cov]$         
in/itution or sav+s association occurr+ 
prior to ! date ( enactm5t ( ?is ,act   
%all be #ij days beg9n+ on su* date (   
enactm5t4  7#b7 ,prior claims ,a        
%>ehold] %all n be preclud$ f fil+ a    
claim "u ?is ,act1 or an am5dm5t made by
 ?is ,act1 if a claim ) respect to !    
same cons]vator%ip or receiv]%ip has be5
 previ\sly adjudicat$ be=e a c\rt (     
compet5t jurisdiction4  7#c7 ,unit$     
,/ates ,c\rt ( ,f$]al ,claims ,a        
%>ehold] may seek review ( a d5ial by ! 
,f$]al ,deposit ,insurance ,corporation 
( a claim fil$ "u ?is ,act 9 ! ,unit$   
,/ates ,c\rt ( ,f$]al ,claims4  7d7     
,def9itions ,9 ?is section3 7#a7 ,cov]$ 
in/itution ,! t]m cov]$ in/itution has !
 mean+ giv5 t t]m 9 section #aa7;d77#ba7
 ( ! ,f$]al ,deposit ,insurance ,act 7z 
add$ by ?is ,act74  7#b7 ,sav+s         
association ,! t]m sav+s association has

 ! mean+ giv5 t t]m 9 section #c ( !    
,f$]al ,deposit ,insurance ,act 7#ab    
,u4,s4,c4 #ahac74  7#c7 ,sav+s & loan   
hold+ company ,! t]m sav+s & loan hold+ 
company has ! mean+ giv5 t t]m 9 section
 #aj ( ! ,home ,own]s' ,loan ,act 7#ab  
,u4,s4,c4 #adfg;a74