,i  #aae? ,,congress  #b;d ,session  ,h4
 ,r4 #gahf  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,novemb] #bh1         
#bjah,mr4 ,veasey 7= himself1 ,mr4 ,br[n
 ( ,m>yl&1 ,ms4 ,jackson ,lee1 ,mr4     
,?ompson ( ,mississippi1 ,mr4 ,takano1  
,mr4 ,gonzalez ( ,texas1 ,mr4 ,grijalva1
 ,mr4 ,correa1 ,mr4 ,sires1 ,mrs4       
,napolitano1 ,ms4 ,cl>ke ( ,new ,york1  
,ms4 ,eddie ,b]nice ,johnson ( ,texas1  
,mr4 ,rask91 ,mr4 ,coh51 ,ms4 ,norton1 &
 ,ms4 ,wilson ( ,florida7 introduc$ !   
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ,small ,bus9ess  ,a ,,bill
  ,to am5d ! ,small ,bus9ess ,act to    
modify ! upfront gu>antee fees = c]ta9  
#g7;a7 loans1 & = o!r purposes4  #a4    
,%ort title ,?is ,act may be cit$ z !   
,div]se ,small ,bus9ess ,emp[]m5t ,act4 
#b4 ,modifications to upfront gu>antee  
fees = c]ta9 #g7;a7 loans  7a7 ,gu>antee
 fees = c]ta9 #g7;a7 loans ,section     
#g7;a77#ah7 ( ! ,small ,bus9ess ,act    
7#ae ,u4,s4,c4 #fcf7;a77#ah77 is am5d$--
  7#a7 9 subp>agraph 7,a71 by /rik+ ,) &

 ins]t+ ,except z provid$ 9 subp>agraph 
7,c71 & )2  7#b7 9 subp>agraph 7,b71 by 
ins]t+ or 7,c77ii7 aft] subp>agraph     
7,a77i72 &  7#c7 by add+ at ! end !     
foll[+ new subp>agraph3  7,c7 ,fees =   
c]ta9 small bus9ess conc]ns  7i7        
,gu>antee fee waiv] ,! ,adm9i/rator may 
n collect a gu>antee fee describ$ 9     
subp>agraph 7,a7 9 connection ) a loan  
made 9 ! am\nt ( #abe1jjj or less "u ?is
 subsection 7o!r ?an a loan t is        
repayable 9 #a ye> or less7 if su* loan 
is made to a small bus9ess conc]n own$ &
 controll$ by vet]ans1 small bus9ess    
conc]n own$ & controll$ by socially &   
economically disadvantag$ individuals1  
or small bus9ess conc]n own$ & controll$
 by wom54  7ii7 ,r$uc$ fee ,) respect to
 ea* loan gu>ante$ "u ?is subsection    
7o!r ?an a loan t is repayable 9 #a ye> 
or less7 made to a small bus9ess conc]n 
own$ & controll$ by vet]ans1 small      
bus9ess conc]n own$ & controll$ by      
socially & economically disadvantag$    
individuals1 or small bus9ess conc]n    

own$ & controll$ by wom51 !             
,adm9i/ration %all collect a gu>antee   
fee1 :i* %all be payable by ! p>ticipat+
 l5d] & may be *>g$ to ! borr[]1 9 an   
am\nt n to exce$ #a p]c5t ( ! def]r$    
p>ticipation %>e ( a total loan am\nt t 
is m ?an #abe1jjj1 b n m ?an #cej1jjj4  
7iii7 ,def9itions ,9 ?is subp>agraph3   
7,i7 ,small bus9ess conc]n own$ &       
controll$ by socially & economically    
disadvantag$ individuals ,! t]m small   
bus9ess conc]n own$ & controll$ by      
socially & economically disadvantag$    
individuals has ! mean+ giv5 9 section  
#h7;d77#c77;,c74  7,,ii7 ,small bus9ess 
conc]n own$ & controll$ by vet]ans ,!   
t]m small bus9ess conc]n own$ &         
controll$ by vet]ans has ! mean+ giv5 9 
section #c7q74  7,,iii7 ,small bus9ess  
conc]n own$ & controll$ by wom5 ,! t]m  
small bus9ess conc]n own$ & controll$ by
 wom5 has ! mean+ giv5 9 section #c7n74 
4  7b7 ,,sba ,express ,loan gu>antee fee
 waiv] ,section #g7;a77#ca7 ( ! ,small  
,bus9ess ,act 7#ae ,u4,s4,c4            

#fcf7;a77#ca77 is am5d$ by add+ at ! end
 ! foll[+ new subp>agraph3  7,i7        
,gu>antee fee waiv] = c]ta9 small       
bus9ess conc]ns  7i7 ,gu>antee fee waiv]
 ,! ,adm9i/rator may n collect a        
gu>antee fee describ$ 9 p>agraph 7#ah7 9
 connection ) a loan made "u ?is        
p>agraph to a small bus9ess conc]n own$ 
& controll$ by socially & economically  
disadvantag$ individuals or a small     
bus9ess conc]n own$ & controll$ by wom5 
on or aft] ! date ( ! enactm5t ( ?is    
subp>agraph4  7ii7 ,exception ,if !     
,presid5t's budget = ! upcom+ fiscal    
ye>1 submitt$ to ,congress pursuant to  
section #aaje7;a7 ( title #ca1 ,unit$   
,/ates ,code1 includes a co/ = ! program
 e/abli%$ "u ?is subsection t is above  
z]o1 ! requirem5ts ( clause 7i7 %all n  
apply to loans made dur+ su* upcom+     
fiscal ye>4  7iii7 ,def9itions ,9 ?is   
subp>agraph3 7,i7 ,small bus9ess conc]n 
own$ & controll$ by socially &          
economically disadvantag$ individuals ,!
 t]m small bus9ess conc]n own$ &        

controll$ by socially & economically    
disadvantag$ individuals has ! mean+    
giv5 9 section #h7;d77#c77;,c74  7,,ii7 
,small bus9ess conc]n own$ & controll$  
by wom5 ,! t]m small bus9ess conc]n own$
 & controll$ by wom5 has ! mean+ giv5 9 
section #c7n74  4