,i  #aae? ,,congress  #b;d ,session  ,h4
 ,r4 #fhdi  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,septemb] #bj1        
#bjah,mr4 ,budd introduc$ ! foll[+ bill2
 :i* 0 ref]r$ to ! ,committee on        
,f9ancial ,s]vices  ,a ,,bill  ,to am5d 
title #ca1 ,unit$ ,/ates ,code1 to      
enc\rage ! use ( te*nological           
innovations1 & = o!r purposes4  #a4     
,%ort title ,?is ,act may be cit$ z !   
,bank ,secrecy ,innovation ,act4  #b4   
,enc\rag+ ! use ( te*nological          
innovations ,section #ecah7;h7 ( title  
#ca1 ,unit$ ,/ates ,code1 is am5d$ by   
add+ at ! end ! foll[+3  7#d7 ,enc\rag+ 
! use ( te*nological innovations  7,a7  
,9 g5]al ,! ,secret>y ( ! ,treasury     
%all1 9 c>ry+ out ?is subsection1       
enc\rage b n require ! use (            
te*nological innovations t improve      
anti-money laund]+ programs describ$ "u 
p>agraph 7#a74  7,b7 ,safe h>bor ,an    
anti-money laund]+ program t meets !    
m9imum requirem5ts describ$ "u p>agraph 
7#a7 & any m9imum /&>ds issu$ pursuant  

to p>agraph 7#b71 %all n violate !      
requirem5ts ( ?is subsection by reason (
 any te*nological innovation us$ to c>ry
 out su* program4  7,c7 ,rule (         
con/ruction ,no?+ 9 subp>agraph 7,a7 may
 be con/ru$ z releas+ f9ancial          
in/itutions f ! requirem5t to comply )  
exi/+ obligations "u ! ,bank ,secrecy   
,act & o!r ,f$]al laws & regulations4  4