,i  #aae? ,,congress  #b;d ,session  ,h4
 ,r4 #fehh  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,july #bf1 #bjah,mr4  
,correa introduc$ ! foll[+ bill2 :i* 0  
ref]r$ to ! ,committee on ! ,judici>y   
,a ,,bill  ,to am5d title #aa ( ! ,unit$
 ,/ates ,code to modify ! circum/ances  
"u curr5t law to all[ an individual     
debtor to dis*>ge c]ta9 educational     
loans & educational b5efits receiv$ by !
 debtor m ?an #e ye>s be=e ! comm5cem5t 
( ! bankruptcy case "u su* title4  #a4  
,%ort title ,?is ,act may be cit$ z !   
,/ud5t ,loan ,bankruptcy ,act ( #bjah4  
#b4 ,am5dm5t ,section #ebc7;a77#h7 (    
title #aa ( ! ,unit$ ,/ates ,code is    
am5d$ by ins]t+ t fir/ became due m ?an 
#e ye>s 7exclusive ( any applicable     
susp5sion ( ! repaym5t p]iod7 be=e !    
date ( ! fil+ ( ! petition1 or aft]     
7#h74  #c4 ,effective date2 application 
( am5dm5t  7a7 ,effective date ,except z
 provid$ 9 subsection 7b71 ?is ,act & ! 
am5dm5t made by ?is ,act %all take      
effect #a ye> aft] ! date ( ! enactm5t (

 ?is ,act4  7b7 ,application ( am5dm5t  
,! am5dm5t made by ?is ,act %all n apply
 ) respect to a debt = an educational   
b5efit1 ov]paym5t1 loan1 s*ol>%ip1 or   
/ip5d receiv$ by a debtor be=e !        
effective date ( ?is ,act4