,i  #aaeth ,,congress  #b;d ,session    
,h4 ,r4 #feca  ,,in ,,the ,,house ,,of  
,,representatives  ,july #be1 #bjah,mr4 
,price of ,north ,carolina introduced   
the following bill2 which was referred  
to the ,committee on ,financial         
,services  ,a ,,bill  ,to strengthen the
 disclosure requirements for creditors  
under the ,truth in ,lending ,act4  #a4 
,short title ,this ,act may be cited as 
the ,online ,credit ,card ,disclosure   
,act of #bjah4  #b4 ,online payment     
timing disclosures ,section             
#abg7;b77#aa7 of the ,truth in ,lending 
,act 7#ae ,u4,s4,c4 #afcg7;b77#aa77 is  
amended--  7#a7 in subparagraph 7,d7--  
7,a7 in clause 7i71 by striking 2 and   
and inserting a semicolon2  7,b7 in     
clause 7ii71 by striking the period and 
inserting 2 and2 and  7,c7 by inserting 
at the end the following new clause3    
7iii7 if the consumer has an online     
account with the creditor under the     
consumer credit plan1 be disclosed in a 
conspicuous and prominent location on an

 online interface of such creditor on   
which the consumer selects the amount   
the consumer will pay1 including a      
webpage or mobile application4  2 and   
7#b7 by adding at the end the following3
  7,h7 ,for purposes of subparagraph    
7,d77iii71 the ,bureau shall prescribe  
regulations defining conspicuous and    
prominent location1 which shall be based
 on consumer testing4  4