,i  #aae? ,,congress  #b;d ,session  ,h4
 ,r4 #fdii  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,july #bd1 #bjah,mrs4 
,torres 7= h]self & ,mr4 ,poe ( ,texas7 
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,small ,bus9ess  ,a    
,,bill  ,to am5d ! ,small ,bus9ess ,act 
to au?orize ! ,adm9i/rator ( ! ,small   
,bus9ess ,adm9i/ration to issue loans to
 home[n]s 9 areas at risk = disa/]s to  
c>ry out pre-disa/] mitigation          
activities1 & = o!r purposes4  #a4 ,%ort
 title ,?is ,act may be cit$ z !        
,home[n]s ,disa/] ,prep>ation ,act (    
#bjah4  #b4 ,loan program ,! ,small     
,bus9ess ,act 7#ae ,u4,s4,c4 #fca et    
seq47 is am5d$--  7#a7 by r$esignat+    
section #dg z section #dh2 &  7#b7 by   
ins]t+ aft] section #df ! foll[+ new    
section3  #dg4 ,home[n] ,disa/]         
,prep>ation  7a7 ,loan program  7#a7    
,loans ,! ,adm9i/rator may issue a loan 
to an eligible home[n] = purpose (      
pre-disa/] mitigation activities4  7#b7 
,am\nt ,no loan issu$ "u ?is section may

 exce$ #aj1jjj4  7#c7 ,int]e/ rate ,!   
,adm9i/rator %all set ! int]e/ rate (   
loans issu$ "u ?is section at su* rates 
z ! ,adm9i/rator det]m9es1 9 !          
aggregate1 are suffici5t to cov]--  7,a7
 ! co/ ( su* loans2 &  7,b7 !           
adm9i/rative co/s ( c>ry+ out ?is       
section4  7#d7 ,priority ,9 mak+ a      
det]m9ation :e!r to issue a loan "u ?is 
section1 ! ,adm9i/rator %all prioritize 
loans t ! ,adm9i/rator det]m9es w h !   
greate/ effect on ! protection ( life & 
prop]ty4  7#e7 ,au?orization ( funds    
7,a7 ,initial appropriation ,!re is     
au?oriz$ to be appropriat$ to !         
,adm9i/rator #ajj1jjj1jjj to c>ry out   
?is section4  7,b7 ,subsequ5t funds ,all
 funds collect$ "u ?is section %all be  
deposit$ 9 an acc\nt solely = ! purpose 
( c>ry+ out ?is section4 ,su* am\nts    
%all be available to c>ry out su*       
activities )\t ne$ ( fur!r              
appropriation4  7b7 ,def9itions ,9 ?is  
section3 7#a7 ,! t]m ,adm9i/rator means 
! ,adm9i/rator ( ! ,small ,bus9ess      

,adm9i/ration4  7#b7 ,! t]m co/ %all h !
 mean+ giv5 ! t]m "u section #ejb ( !   
,congressional ,budget ,act ( #aigd4    
7#c7 ,! t]m eligible home[n] means an   
individual :o--  7,a7 owns a s+le- or   
multi-family home locat$ 9 an area t !  
,adm9i/rator det]m9es to be at risk =-- 
7i7 e>?quakes2  7ii7 flood+2  7iii7     
wildfires2  7iv7 l&slides2 or  7v7      
tornadoes2 &  7,b7 does n1 at ! "t (    
application = a loan "u ?is section1 h  
any out/&+ loans "u ?is section4  7#d7  
,! t]m pre-disa/] mitigation activities 
means-- 7,a7 home elevation2  7,b7      
pur*as+ a g5]ator = an individual :o1 9 
! det]m9ation ( ! ,adm9i/rator1 requires
 ! g5]ator to address a critical m$ical 
ne$2  7,c7 dry floodpro(+2  7,d7        
con/ruction ( a resid5tial safe room2   
7,e7 wildfire mitigation2  7,f7         
enhancem5ts to /r5g!n a ro(1 w9d[1 or   
door to m9imize pot5tial w9d damage2 or 
7,g7 e>?quake retr(itt+4  4