#aaeth ,,congress  #b;d ,session  ,h4   
,r4 #fcdh  ,,an ,,act  ,to adjust the   
real estate appraisal thresholds under  
the section #ejd program to bring them  
into line with the thresholds used by   
the ,federal banking regulators1 and for
 other purposes4  #a4 ,short title ,this
 ,act may be cited as the ,small        
,business ,access to ,capital and       
,efficiency ,act or the ,small ,business
 ,,ace ,act4  #b4 ,appraisal thresholds 
,section #ejb7c77;,e77ii7 of the ,small 
,business ,investment ,act of #aieh 7#ae
 ,u4,s4,c4 #fif7c77;,e77ii77 is         
amended--  7#a7 by redesignating        
subclauses 7,i7 and 7,,ii7 as items 7aa7
 and 7bb71 respectively1 and adjusting  
the margins of such items accordingly2  
7#b7 by striking ,with respect to and   
inserting the following3  7,i7 ,in      
general ,with respect to  2  7#c7 in    
item 7aa71 as so redesignated1 by       
striking is more than #bej1jjj and      
inserting is more than the ,federal     
banking regulator appraisal threshold2  

7#d7 in item 7bb71 as so redesignated1  
by striking is #bej1jjj or less and     
inserting is equal to or less than the  
,federal banking regulator appraisal    
threshold2 and  7#e7 by adding at the   
end the following3  7,,ii7 ,federal     
banking regulator appraisal threshold   
defined ,for purposes of this clause1   
the term ,federal banking regulator     
appraisal threshold means the lesser of 
the threshold amounts set by the ,board 
of ,governors of the ,federal ,reserve  
,system1 the ,comptroller of the        
,currency1 and the ,federal ,deposit    
,insurance ,corporation for when a      
federally related transaction that is a 
commercial real estate transaction      
requires an appraisal prepared by a     
,state licensed or certified appraiser4 
4  ,passed the ,house of                
,representatives ,september #be1        
#bjah4;,clerk4