,i  #aaeth ,,congress  #b;d ,session    
,h4 ,r4 #fbfa  ,,in ,,the ,,house ,,of  
,,representatives  ,june #bh1 #bjah,mr4 
,budd 7for himself and ,mr4 ,harris7    
introduced the following bill2 which was
 referred to the ,committee on ,energy  
and ,commerce  ,a ,,bill  ,to require   
short-term limited duration insurance   
issuers to renew or continue in force   
such coverage at the option of the      
enrollees4  #a4 ,short title ,this ,act 
may be cited as the ,improving ,choices 
in ,health ,care ,coverage ,act4  #b4   
,short-term limited duration insurance  
7a7 ,definition ,section #bgia7;b7 of   
the ,public ,health ,service ,act 7#db  
,u4,s4,c4 #cjj;gg-#ia7;b77 is amended by
 adding at the end the following3  7#f7 
,short-term limited duration insurance  
,the term short-term limited duration   
insurance means health insurance        
coverage provided pursuant to a contract
 with a health insurance issuer that has
 an expiration date specified in the    
contract 7not taking into account any   

extensions that may be elected by the   
policyholder with or without the        
issuer's consent7 that is less than #ab 
months after the original effective date
 of the contract4  4  7b7 ,guaranteed   
renewability ,section #bgjc of the      
,public ,health ,service ,act 7#db      
,u4,s4,c4 #cjj;gg-#b7 is amended-- 7#a7 
in subsection 7a71 by inserting or      
offers short-term limited duration      
insurance after group market2 and  7#b7 
by adding at the end the following3  7f7
 ,application to short-,term limited    
duration insurance  7#a7 ,in general ,in
 applying this section in the case of   
short-term limited duration insurance-- 
7,a7 a reference to health insurance    
coverage with respect to such coverage  
offered in the individual market shall  
be deemed to include short-term limited 
duration insurance2 and  7,b7 a         
reference to health insurance issuer    
with respect to health insurance        
coverage offered in the individual      
market shall be deemed to include an    

issuer of short-term limited duration   
insurance4  7#b7 ,special rule for      
short-term limited duration insurance   
,in the case of short-term limited      
duration insurance1 at the time of      
application for enrollment in such      
insurance coverage1 an individual may   
decline renewability of such coverage in
 accordance with this section1 and the  
contract between such individual and the
 health insurance issuer shall specify  
whether the individual opted for        
renewability or no renewability4  4  7c7
 ,applicability ,the amendments made by 
subsections 7a7 and 7b7 shall apply with
 respect to contracts for short-term    
limited duration insurance that take    
effect on or after ,may #a1 #bjah4