,i  #aaeth ,,congress  #ast ,session    
,h4 ,r4 #fag  ,,in ,,the ,,house ,,of   
,,representatives  ,january #bd1        
#bjag,mr4 ,de,fazio 7for himself1 ,ms4  
,slaughter1 ,mr4 ,garamendi1 ,mr4       
,meeks1 ,mr4 ,conyers1 ,mr4 ,grijalva1  
and ,ms4 ,shea-,porter7 introduced the  
following bill2 which was referred to   
the ,committee on the ,judiciary  ,a    
,,bill  ,to restore the application of  
the ,federal antitrust laws to the      
business of health insurance to protect 
competition and consumers4  #a4 ,short  
title ,this ,act may be cited as the    
,health ,insurance ,industry ,fair      
,competition ,act4  #b4 ,restoring the  
application of antitrust laws to health 
sector insurers  7a7 ,amendment to      
,mc,carran-,ferguson ,act ,section #c of
 the ,act of ,march #i1 #aide 7#ae      
,u4,s4,c4 #ajac71 commonly known as the 
,mc,carran-,ferguson ,act1 is amended by
 adding at the end the following3  7c7  
7#a7 ,nothing contained in this ,act    
shall modify1 impair1 or supersede the  

operation of any of the antitrust laws  
with respect to the business of health  
insurance4  7#b7 ,paragraph 7#a7 shall  
not apply with respect to making a      
contract1 or engaging in a combination  
or conspiracy--  7,a7 to collect1       
compile1 or disseminate historical loss 
data2  7,b7 to determine a loss         
development factor applicable to        
historical loss data2 or  7,c7 to       
perform actuarial services if such      
contract1 combination1 or conspiracy    
does not involve a restraint of trade4  
7#c7 ,for purposes of this subsection-- 
7,a7 the term antitrust laws has the    
meaning given it in subsection 7a7 of   
the #ast section of the ,clayton ,act1  
except that such term includes section  
#e of the ,federal ,trade ,commission   
,act to the extent that such section #e 
applies to unfair methods of            
competition2  7,b7 the term historical  
loss data means information respecting  
claims paid1 or reserves held for claims
 reported1 by any person engaged in the 

business of insurance2 and  7,c7 the    
term loss development factor means an   
adjustment to be made to reserves held  
for losses incurred for claims reported 
by any person engaged in the business of
 insurance1 for the purpose of bringing 
such reserves to an ultimate paid basis4
  4  7b7 ,related ,provision ,for       
purposes of section #e of the ,federal  
,trade ,commission ,act 7#ae ,u4,s4,c4  
#de7 to the extent such section applies 
to unfair methods of competition1       
section #c7;c7 of the                   
,mc,carran-,ferguson ,act shall apply   
with respect to the business of health  
insurance without regard to whether such
 business is carried on for profit1     
notwithstanding the definition of       
,corporation contained in section #d of 
the ,federal ,trade ,commission ,act4