,i #aaeth ,,congress #b;d ,session ,h4 ,r4 #eeej ,,in ,,the ,,house ,,of ,,representatives ,april #ah1 #bjah,mr4 ,de,fazio introduced the following bill2 which was referred to the ,committee on ,education and the ,workforce1 and in addition to the ,committee on ,agriculture1 for a period to be subsequently determined by the ,speaker1 in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned ,a ,,bill ,to amend the ,higher ,education ,act of #aife to increase the maximum ,federal ,pell ,grant amount1 and for other purposes4 #a4 ,short title ,this section may be cited as the ,achieving ,independence through ,degrees ,act or the ,,aid ,act4 #b4 ,table of contents ,the table of contents for this ,act is as follows3 ,sec4 #a4 ,short title4 ,sec4 #b4 ,table of contents4 ,title ,i--,adjustments to ,federal ,pell ,grants ,sec4 #aja4 ,increase in maximum ,federal ,pell ,grant amount4 ,sec4 #ajb4 ,increase in total semesters of ,federal ,pell ,grant eligibility4 ,sec4 #ajc4 ,extending ,federal ,pell ,grant eligibility of certain short-term programs4 ,title ,,ii--,financial ,aid ,counseling for ,borrowers ,sec4 #bja4 ,annual financial aid counseling4 ,sec4 #bjb4 ,exit counseling4 ,sec4 #bjc4 ,online counseling tools4 ,sec4 #bjd4 ,longitudinal study on the effectiveness of student loan counseling4 ,title ,,iii--,repeal of suspension of eligibility under the ,higher ,education ,act of #aife for grants1 loans1 and work assistance for drug-related offenses ,sec4 #cja4 ,repeal4 ,sec4 #cjb4 ,revision of ,,fafsa form4 ,title ,,iv--,financial ,aid ,shopping ,sheet ,sec4 #dja4 ,secretarial requirements4 ,sec4 #djb4 ,requirements for institutions of higher education4 ,title ,v--,,snap and ,higher ,education ,sec4 #eja4 ,,snap treatment of living expenses included in educational loans4 ,sec4 #ejb4 ,eligibility of students to participate in the supplemental nutrition assistance program4 ,i ,adjustments to ,federal ,pell ,grants #aja4 ,increase in maximum ,federal ,pell ,grant amount ,section #dja7;b77#g77;,c7 of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajgj;a7b77#g77;,c77 is amended by striking clauses 7ii7 and 7iii7 and inserting the following3 7ii7 ,award year #bjai-bjbj ,for award year #bjai-bjbj1 the amount determined under this subparagraph for purposes of subparagraph 7,b77iii7 shall be increased to #i1igj4 7iii7 ,subsequent award years ,for award year #bjbj-bjba and each subsequent award year1 the amount determined under this subparagraph for purposes of subparagraph 7,b77iii7 shall be equal to-- 7,i7 the amount determined under this subparagraph for the preceding award year2 increased by 7,,ii7 a percentage equal to the annual adjustment percentage for the award year for which the amount under this subparagraph is being determined2 and 7,,iii7 rounded to the nearest #e4 4 #ajb4 ,increase in total semesters of ,federal ,pell ,grant eligibility ,section #dja7;c77#e7 of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajgj;a7c77#e77 is amended by striking #ab both places it appears and inserting #ae4 #ajc4 ,extending ,federal ,pell ,grant eligibility of certain short-term programs 7a7 ,in general ,section #dja of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajgj;a71 as amended by section #d1 is further amended by inserting after subsection 7j7 the following3 7k7 ,job training ,federal ,pell ,grant program 7#a7 ,definitions ,in this subsection3 7,a7 ,eligible career pathway program ,the term eligible career pathway program means a program that-- 7i7 meets the requirements of section #dhd7;d77#b72 7ii7 is a program of training services listed under included on the list established under section #abb7;d7 of the ,workforce ,innovation and ,opportunity ,act 7#bi ,u4,s4,c4 #caeb7;d772 and 7iii7 is part of a career pathway1 as defined in section #c of such ,act 7#bi ,u4,s4,c4 #cajb74 7,b7 ,job training program ,the term job training program means a career and technical education program at an institution of higher education that-- 7i7 provides not less than #aej1 and not more than #fjj1 clock hours of instructional time over a period of not less than #h1 and not more than #ae1 weeks2 7ii7 provides training aligned with the requirements of employers in the ,state or local area1 which may include in-demand industry sectors or occupations1 as defined in section #c of the ,workforce ,innovation and ,opportunity ,act 7#bi ,u4,s4,c4 #cajb71 in the ,state or local area 7as defined in such section72 7iii7 is a program of training services that is provided through an eligible provider of training services listed under section #abb7;d7 of such ,act 7#bi ,u4,s4,c4 #caeb7;d772 7iv7 provides a student1 upon completion of the program1 with a recognized postsecondary credential1 as defined in section #c of such ,act1 that is recognized by employers in the relevant industry1 including credentials recognized by industry or sector partnerships in the ,state or local area where the industry is located2 7v7 has been determined1 by the institution of higher education1 to provide academic content1 an amount of instructional time1 and a recognized postsecondary credential that are sufficient to-- 7,i7 meet the hiring requirements of potential employers2 and 7,,ii7 satisfy any applicable educational prerequisite requirement for professional licensure or certification1 so that the student who completes the program and seeks employment qualifies to take any licensure or certification examination needed to practice or find employment in an occupation that the program prepares students to enter2 7vi7 may include integrated or basic skills courses2 and 7vii7 may be offered as part of an eligible career pathway program4 7#b7 ,grant program ,for the award year beginning on ,july #a1 #bjai1 and each subsequent award year1 the ,secretary shall carry out a program through which the ,secretary shall award job training ,federal ,pell ,grants to students in job training programs4 ,each job training ,federal ,pell ,grant awarded under this subsection shall have the same terms and conditions1 and be awarded in the same manner1 as a ,federal ,pell ,grant awarded under subsection 7a71 except as follows3 7,a7 ,a student who is eligible to receive a job training ,federal ,pell ,grant under this subsection is a student who-- 7i7 has not yet attained a baccalaureate degree or postbaccalaureate degree2 7ii7 attends an institution of higher education2 7iii7 is enrolled1 or accepted for enrollment1 in a job training program at such institution of higher education2 and 7iv7 meets all other eligibility requirements for a ,federal ,pell ,grant 7except with respect to the type of program of study1 as provided in clause 7iii774 7,b7 ,the amount of a job training ,federal ,pell ,grant for an eligible student shall be determined under subsection 7b77#a71 except that-- 7i7 the maximum ,federal ,pell ,grant awarded under this subsection for an award year shall be #ej percent of the maximum ,federal ,pell ,grant awarded under subsection 7b77#e7 applicable to that award year2 and 7ii7 subsection 7b77#d7 shall not apply4 7#c7 ,inclusion in total eligibility period ,any period during which a student receives a job training ,federal ,pell ,grant under this subsection shall be included in calculating the student's period of eligibility for ,federal ,pell ,grants under subsection 7c71 and any regulations under such subsection regarding students who are enrolled in an undergraduate program on less than a full-time basis shall similarly apply to students who are enrolled in a job training program at an eligible institution on less than a full-time basis4 4 7b7 ,additional safeguards ,section #dif7;a77#d7 of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajii;b7a77#d77 is amended-- 7#a7 in subparagraph 7,a71 by striking and after the semicolon2 7#b7 in subparagraph 7,b77ii71 by inserting and after the semicolon2 and 7#c7 by adding at the end the following3 7,c7 if such agency or association has or seeks to include within its scope of recognition the evaluation of the quality of institutions of higher education participating in the job training ,federal ,pell ,grant program under section #dja7k71 such agency or association shall1 in addition to meeting the other requirements of this subpart1 demonstrate to the ,secretary that1 with respect to such job training programs-- 7i7 the agency or association's standards include a process for determining whether the program provides training aligned with the requirements of employers in the ,state or local area served by the program2 and 7ii7 the agency or association requires a demonstration that the program-- 7,i7 has identified each recognized postsecondary credential offered and the corresponding industry or sector partnership that actively recognizes each credential in the relevant industry in the ,state or local area where the industry is located2 and 7,,ii7 provides the academic content and amount of instructional time that is sufficient to-- 7aa7 meet the hiring requirements of potential employers2 and 7bb7 satisfy any applicable educational prerequisites for professional licensure or certification requirements so that the student who completes the program and seeks employment qualifies to take any licensure or certification examination that is needed to practice or find employment in an occupation that the program prepares students to enter2 4 ,,ii ,financial ,aid ,counseling for ,borrowers #bja4 ,annual financial aid counseling ,section #dhe7l7 of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajib7l77 is amended to read as follows3 7l7 ,annual financial aid counseling 7#a7 ,annual disclosure required 7,a7 ,in general ,each eligible institution shall ensure that each individual who receives a loan made under part ,d 7other than a ,federal ,direct ,consolidation ,loan7 receives comprehensive information on the terms and conditions of such loan and the responsibilities the individual has with respect to such loan4 ,such information shall be provided1 for each award year for which the individual receives such loan1 in a simple and understandable manner-- 7i7 during a counseling session conducted in person2 7ii7 online1 with the individual acknowledging receipt of the information2 or 7iii7 through the use of the online counseling tool described in subsection 7k77#a77;,b74 7,b7 ,use of interactive programs ,in the case of institutions not using the online counseling tool described in subsection 7k77#a77;,b71 the ,secretary shall require such institutions to carry out the requirements of subparagraph 7,a7 through the use of interactive programs1 during an annual counseling session that is in-person or online1 that test the individual's understanding of the terms and conditions of the loan awarded to the individual1 using simple and understandable language and clear formatting4 7#b7 ,all individuals ,the information to be provided under paragraph 7#a77;,a7 to each individual receiving counseling under this subsection shall include the following3 7,a7 ,an explanation of how the individual may budget for typical educational expenses and a sample budget based on the cost of attendance for the institution4 7,b7 ,an explanation that an individual has a right to annually request a disclosure of information collected by a consumer reporting agency pursuant to section #fab7;a7 of the ,fair ,credit ,reporting ,act 7#ae ,u4,s4,c4 #afha;j7a774 7,c7 ,based on the most recent data available from the ,american ,community ,survey available from the ,department of ,commerce1 the estimated average income and percentage of employment in the ,state of domicile of the individual for individuals with-- 7i7 a high school diploma or equivalent2 7ii7 some post-secondary education without completion of a degree or certificate2 and 7iii7 a bachelor's degree4 7,d7 ,an introduction to the financial management resources provided by the ,financial ,literacy and ,education ,commission4 7#c7 ,borrowers receiving loans made under part ,d 7other than ,parent ,,plus ,loans7 ,the information to be provided under paragraph 7#a77;,a7 to a borrower of a loan made under part ,d 7other than a ,federal ,direct ,,plus ,loan made on behalf of a dependent student7 shall include the following3 7,a7 ,to the extent practicable1 the effect of accepting the loan to be disbursed on the eligibility of the borrower for other forms of student financial assistance4 7,b7 ,an explanation of the use of the master promissory note4 7,c7 ,an explanation that the borrower is not required to accept the full amount of the loan offered to the borrower4 7,d7 ,an explanation that the borrower should consider accepting any grant1 scholarship1 or ,state or ,federal work-study jobs for which the borrower is eligible prior to accepting ,federal student loans4 7,e7 ,a recommendation to the borrower to exhaust the borrower's ,federal student loan options prior to taking out private education loans1 an explanation that ,federal student loans typically offer better terms and conditions than private education loans1 an explanation of treatment of loans made under part ,d and private education loans in bankruptcy1 and an explanation that if a borrower decides to take out a private education loan-- 7i7 the borrower has the ability to select a private educational lender of the borrower's choice2 7ii7 the proposed private education loan may impact the borrower's potential eligibility for other financial assistance1 including ,federal financial assistance under this title2 and 7iii7 the borrower has a right-- 7,i7 to accept the terms of the private education loan within #cj calendar days following the date on which the application for such loan is approved and the borrower receives the required disclosure documents1 pursuant to section #abh7;e7 of the ,truth in ,lending ,act 7#ae ,u4,s4,c4 #afch7;e772 and 7,,ii7 to cancel such loan within #c business days of the date on which the loan is consummated1 pursuant to section #abh7;e77#g7 of such ,act 7#ae ,u4,s4,c4 #afch7;e77#g774 7,f7 ,an explanation of the approved educational expenses for which the borrower may use a loan made under part ,d4 7,g7 ,information on the annual and aggregate loan limits for ,federal ,direct ,stafford ,loans and ,federal ,direct ,unsubsidized ,stafford ,loans4 7,h7 ,information on how interest accrues and is capitalized during periods when the interest is not paid by either the borrower or the ,secretary4 7,i7 ,in the case of a ,federal ,direct ,,plus ,loan or a ,federal ,direct ,unsubsidized ,stafford ,loan1 the option of the borrower to pay the interest while the borrower is in school4 7,j7 ,the definition of half-time enrollment at the institution1 during regular terms and summer school1 if applicable1 and the consequences of not maintaining at least half-time enrollment4 7,k7 ,an explanation of the importance of contacting the appropriate offices at the institution of higher education if the borrower withdraws prior to completing the borrower's program of study so that the institution can provide exit counseling1 including information regarding the borrower's repayment options and loan consolidation4 7,l7 ,for a first-time borrower-- 7i7 a statement of the anticipated balance on the loan for which the borrower is receiving counseling under this subsection2 7ii7 based on such anticipated balance1 the anticipated monthly payment amount under1 at minimum-- 7,i7 the standard repayment plan2 and 7,,ii7 an income-based repayment plan under section #dic;,c1 as determined using regionally available data from the ,bureau of ,labor ,statistics of the average starting salary for the occupation in which the borrower has an interest in or intends to be employed2 and 7iii7 an estimate of the projected monthly payment amount under each repayment plan described in clause 7ii71 based on the average cumulative indebtedness at graduation for borrowers of loans made under part ,d who are in the same program of study as the borrower4 7,m7 ,for a borrower with an outstanding balance of principal or interest due on a loan made under this title-- 7i7 a current statement of the amount of such outstanding balance and interest accrued2 7ii7 based on such outstanding balance1 the anticipated monthly payment amount under1 at minimum1 the standard repayment plan and1 using regionally available data from the ,bureau of ,labor ,statistics of the average starting salary for the occupation the borrower intends to be employed1 an income-based repayment plan under section #dic;,c2 and 7iii7 an estimate of the projected monthly payment amount under each repayment plan described in clause 7ii71 based on-- 7,i7 the outstanding balance described in clause 7i72 7,,ii7 the anticipated outstanding balance on the loan for which the student is receiving counseling under this subsection2 and 7,,iii7 a projection for any other loans made under part ,d that the borrower is reasonably expected to accept during the borrower's program of study based on at least the expected increase in the cost of attendance of such program4 7,n7 ,the obligation of the borrower to repay the full amount of the loan1 regardless of whether the borrower completes or does not complete the program in which the borrower is enrolled within the regular time for program completion4 7,o7 ,the likely consequences of default on the loan1 including adverse credit reports1 delinquent debt collection procedures under ,federal law1 and litigation1 and a notice of the institution's most recent cohort default rate 7defined in section #dce7m771 an explanation of the cohort default rate1 the most recent national average cohort default rate1 and the most recent national average cohort default rate for the category of institution described in section #dce7m77#d7 to which the institution belongs4 7,p7 ,information on the ,national ,student ,loan ,data ,system and how the borrower can access the borrower's records4 7,q7 ,the contact information for the institution's financial aid office or other appropriate office at the institution the borrower may contact if the borrower has any questions about the borrower's rights and responsibilities or the terms and conditions of the loan4 7#d7 ,borrowers receiving ,parent ,,plus ,loans for dependent students ,the information to be provided under paragraph 7#a77;,a7 to a borrower of a ,federal ,direct ,,plus ,loan made on behalf of a dependent student shall include the following3 7,a7 ,the information described in subparagraphs 7,a7 through 7,c7 and 7,n7 through 7,q7 of paragraph 7#c74 7,b7 ,the option of the borrower to pay the interest on the loan while the loan is in deferment4 7,c7 ,for a first-time borrower of such loan-- 7i7 a statement of the anticipated balance on the loan for which the borrower is receiving counseling under this subsection2 7ii7 based on such anticipated balance1 the anticipated monthly payment amount under the standard repayment plan2 and 7iii7 an estimate of the projected monthly payment amount under the standard repayment plan1 based on the average cumulative indebtedness of other borrowers of ,federal ,direct ,,plus ,loans made on behalf of dependent students who are in the same program of study as the student on whose behalf the borrower borrowed the loan4 7,d7 ,for a borrower with an outstanding balance of principal or interest due on such loan-- 7i7 a statement of the amount of such outstanding balance2 7ii7 based on such outstanding balance1 the anticipated monthly payment amount under the standard repayment plan2 and 7iii7 an estimate of the projected monthly payment amount under the standard repayment plan1 based on-- 7,i7 the outstanding balance described in clause 7i72 7,,ii7 the anticipated outstanding balance on the loan for which the borrower is receiving counseling under this subsection2 and 7,,iii7 a projection for any other ,federal ,direct ,,plus ,loan made on behalf of the dependent student that the borrower is reasonably expected to accept during the program of study of such student based on at least the expected increase in the cost of attendance of such program4 7,e7 ,debt management strategies that are designed to facilitate the repayment of such indebtedness4 7,f7 ,an explanation that the borrower has the options to prepay each loan1 pay each loan on a shorter schedule1 and change repayment plans4 7,g7 ,for each ,federal ,direct ,,plus ,loan made on behalf of a dependent student for which the borrower is receiving counseling under this subsection1 the contact information for the loan servicer of the loan and a link to such servicer's ,website4 7#e7 ,annual loan acceptance ,prior to making the first disbursement of a loan made under part ,d 7other than a ,federal ,direct ,consolidation ,loan7 to a borrower for an award year1 an eligible institution1 shall1 as part of carrying out the counseling requirements of this subsection for the loan1 ensure that after receiving the applicable counseling under paragraphs 7#b71 7#c71 and 7#d7 for the loan the borrower accepts the loan for such award year by-- 7,a7 signing the master promissory note for the loan2 7,b7 signing and returning to the institution a separate written statement that affirmatively states that the borrower accepts the loan2 or 7,c7 electronically signing an electronic version of the statement described in subparagraph 7,b74 4 #bjb4 ,exit counseling ,section #dhe7;b7 of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajib7;b77 is amended-- 7#a7 in paragraph 7#a77;,a7-- 7,a7 in the matter preceding clause 7i71 by striking through financial aid offices or otherwise and inserting through the use of an interactive program1 during an exit counseling session that is in-person or online1 or through the use of the online counseling tool described in subsection 7k77#a77;,a72 7,b7 by redesignating clauses 7i7 through 7ix7 as clauses 7iv7 through 7xii71 respectively2 7,c7 by inserting before clause 7iv71 as so redesignated1 the following3 7i7 a summary of the outstanding balance of principal and interest due on the loans made to the borrower under part ,b1 ,d1 or ,e2 7ii7 an explanation of the grace period preceding repayment and the expected date that the borrower will enter repayment2 and 7iii7 an explanation that the borrower has the option to pay any interest that has accrued while the borrower was in school or that may accrue during the grace period preceding repayment or during an authorized period of deferment or forbearance1 prior to the capitalization of the interest2 2 7,d7 in clause 7iv71 as so redesignated-- 7i7 by striking sample information showing the average and inserting information1 based on the borrower's outstanding balance described in clause 7i71 showing the borrower's2 and 7ii7 by striking of each plan and inserting of at least the standard repayment plan and the income-based repayment plan under section #dic;,c2 7,e7 in clause 7ix71 as so redesignated-- 7i7 by inserting decreased credit score1 after credit reports12 and 7ii7 by inserting reduced ability to rent or purchase a home or car1 potential difficulty in securing employment1 after ,federal law12 7,f7 in clause 7x71 as so redesignated1 by striking consolidation loan under section #dbh;,c or a2 7,g7 in clauses 7xi7 and 7xii71 as so redesignated1 by striking and at the end2 and 7,h7 by adding at the end the following3 7xiii7 for each of the borrower's loans made under part ,b1 ,d1 or ,e for which the borrower is receiving counseling under this subsection1 the contact information for the loan servicer of the loan and a link to such servicer's ,website2 and 7xiv7 an explanation that an individual has a right to annually request a disclosure of information collected by a consumer reporting agency pursuant to section #fab7;a7 of the ,fair ,credit ,reporting ,act 7#ae ,u4,s4,c4 #afha;j7a774 2 7#b7 in paragraph 7#a77;,b7-- 7,a7 by inserting online or before in writing2 and 7,b7 by adding before the period at the end the following3 1 except that in the case of an institution using the online counseling tool described in subsection 7k77#a77;,a71 the ,secretary shall attempt to provide such information to the student in the manner described in subsection 7k77#c77;,c72 and 7#c7 in paragraph 7#b77;,c71 by inserting 1 such as the online counseling tool described in subsection 7k77#a77;,a71 after electronic means4 #bjc4 ,online counseling tools ,section #dhe7k7 of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajib7 is amended to read as follows3 7k7 ,online counseling tools 7#a7 ,in general ,beginning not later than #a year after the date of enactment of the ,achieving ,independence through ,degrees ,act1 the ,secretary shall maintain-- 7,a7 an online counseling tool that provides the exit counseling required under subsection 7b7 and meets the applicable requirements of this subsection2 and 7,b7 an online counseling tool that provides the annual counseling required under subsection 7l7 and meets the applicable requirements of this subsection4 7#b7 ,requirements of tools ,in maintaining the online counseling tools described in paragraph 7#a71 the ,secretary shall ensure that each such tool is-- 7,a7 consumer tested1 in consultation with other relevant ,federal agencies1 to ensure that the tool is effective in helping individuals understand their rights and obligations with respect to borrowing a loan made under part ,d2 7,b7 understandable to students who are borrowers of loans made under part ,d2 and 7,c7 freely available to all eligible institutions4 7#c7 ,record of counseling completion ,the ,secretary shall-- 7,a7 use each online counseling tool described in paragraph 7#a7 to keep a record of which individuals have received counseling using the tool1 and notify the applicable institutions of the individual's completion of such counseling2 7,b7 in the case of a borrower who receives annual counseling for a loan made under part ,d using the tool described in paragraph 7#a77;,b71 notify the borrower by when the borrower should accept1 in a manner described in subsection 7l77#f71 the loan for which the borrower has received such counseling2 and 7,c7 in the case of a borrower described in subsection 7b77#a77;,b7 at an institution that uses the online counseling tool described in paragraph 7#a77;,a7 of this subsection1 the ,secretary shall attempt to provide the information described in subsection 7b77#a77;,a7 to the borrower through such tool4 4 #bjd4 ,longitudinal study on the effectiveness of student loan counseling 7a7 ,in general ,not later than #a year after the date of enactment of this ,act1 the ,secretary of ,education1 acting through the ,director of the ,institute of ,education ,sciences1 shall begin conducting a rigorous1 longitudinal study of the impact and effectiveness of the student loan counseling-- 7#a7 provided under subsections 7b71 7l71 and 7k7 of section #dhe of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajib71 as amended by this ,act2 and 7#b7 provided through such other means as the ,secretary of ,education may determine4 7b7 ,contents 7#a7 ,borrower information ,the longitudinal study carried out under subsection 7a7 shall include borrower information1 in the aggregate and disaggregated by race1 ethnicity1 gender1 income1 and status as an individual with a disability1 on-- 7,a7 student persistence2 7,b7 degree attainment2 7,c7 program completion2 7,d7 successful entry into student loan repayment2 7,e7 cumulative borrowing levels2 and 7,f7 such other factors as the ,secretary of ,education may determine4 7#b7 ,exception ,the disaggregation under paragraph 7#a7 shall not be required in a case in which the number of borrowers in a category is insufficient to yield statistically reliable information or the results would reveal personally identifiable information about an individual borrower4 7c7 ,interim reports ,not later than #ah months after the commencement of the study under subsection 7a71 and annually thereafter1 the ,secretary of ,education shall evaluate the progress of the study and report any short-term findings to the appropriate committees of ,congress4 ,,iii ,repeal of ,suspension of ,eligibility ,under the ,higher ,education ,act of #aife for ,grants1 ,loans1 and ,work ,assistance for ,drug-,related ,offenses #cja4 ,repeal 7a7 ,in general ,section #dhd of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajia7 is amended by striking subsection 7r74 7b7 ,conforming amendments ,section #dhd of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajia7 is amended by redesignating subsections 7s71 7t71 and 7u7 as subsections 7r71 7s71 and 7t71 respectively4 #cjb4 ,revision of ,,fafsa form ,section #dhc of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajij7 is amended by adding at the end the following3 7i7 ,convictions ,the ,secretary shall not include any question about the conviction of an applicant for the possession or sale of illegal drugs on the ,,fafsa 7or any other form developed under subsection 7a774 4 ,,iv ,financial ,aid ,shopping ,sheet #dja4 ,secretarial requirements 7a7 ,in general ,not later #a year after the date of enactment of this ,act1 the ,secretary of ,education1 in consultation with the ,secretaries of ,defense and ,veterans ,affairs1 shall develop and finalize a financial shopping sheet that ensures each institution of higher education provides meaningful information about the financial cost and quality of such institution to students 7including students who have authorized the ,department of ,education to send the student's ,institutional ,student ,information ,record to such institution7 to assist such students in determining how to use financial aid to attend such institution1 and which-- 7#a7 is standardized so that it can be used by all institutions of higher education2 7#b7 is consumer tested1 and presented in a manner that is simple and easily understandable2 and 7#c7 is personalized for each student who receives such sheet by including-- 7,a7 the cost of attendance of the educational program in which the student is enrolled or seeks to be enrolled2 7,b7 the type of ,federal educational benefits available to assist in covering such cost of attendance1 including loans and grants under title ,,iv of the ,higher ,education ,act of #aife2 7,c7 the amount of financial aid1 including ,federal1 ,state1 institutional1 or other aid that can be used to assist in covering such cost of attendance2 7,d7 information about student outcomes for students who graduate from such educational program1 including1 based upon the most recent data available-- 7i7 the graduation rate2 7ii7 the loan repayment rate2 and 7iii7 the estimated loan debt upon graduation2 and 7,e7 any other information that facilitates comparison of aid packages offered by different institutions of higher education4 7b7 ,definitions ,in this subsection3 7#a7 ,cost of attendance ,the term cost of attendance has the meaning given the term in section #dgb of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajhgll74 7#b7 ,institution of higher education ,the term institution of higher education has the meaning given the term in section #ajb of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajjb74 #djb4 ,requirements for institutions of higher education ,section #dhg7;a7 of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajid7;a77 is amended by adding at the end the following3 7#cj7 ,the institution will use a financial aid shopping sheet described in #dja7;a7 of the ,achieving ,independence through ,degrees ,act as its sole financial award letter or include such sheet as a supplemental cover to such financial award letter4 4 ,v ,,snap and ,higher ,education #eja4 ,,snap treatment of living expenses included in educational loans ,section #e of the ,food and ,nutrition ,act of #bjjh 7#g ,u4,s4,c4 #bjad7 is amended-- 7#a7 in subsection 7d7-- 7,a7 in paragraph 7#c77;,b7 by striking other than and inserting including2 and 7,b7 in the proviso of paragraph 7#e7 by striking 1 and no portion and all that follows through expenses12 and 7#b7 in subsection 7k7-- 7,a7 by striking paragraph 7#c72 and 7,b7 by redesignating paragraph 7#d7 as paragraph 7#c74 #ejb4 ,eligibility of students to participate in the supplemental nutrition assistance program ,section #f7;e7 of the ,food and ,nutrition ,act of #bjjh 7#g ,u4,s4,c4 #bjae7;e77 is amended-- 7#a7 in paragraph 7#g7 by striking or at the end2 7#b7 in paragraph 7#h7 by striking the period at the end and inserting a semicolon2 and 7#c7 by adding at the end the following3 7#i7 has an expected family contribution of zero1 as determined by the procedures established in part ,f of title ,,iv of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajhgkk-#ajhgvv72 or 7#aj7 is determined to be independent based on one of the criteria specified in subparagraphs 7,b71 7,c71 7,d71 7,g71 and 7,h7 of section #dhj7;d77#a7 of the ,higher ,education ,act 7#bj ,u4,s4,c4 #ajhgvv74 4