,i  #aae? ,,congress  #b;d ,session  ,h4
 ,r4 #edhd  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,april #ab1 #bjah ,mr4
 ,c>twright 7= himself & ,ms4 ,jackson  
,lee7 introduc$ ! foll[+ bill2 :i* 0    
ref]r$ to ! ,committee on ,f9ancial     
,s]vices1 & 9 addition to ! ,committee  
on ! ,judici>y1 = a p]iod to be         
subsequ5tly det]m9$ by ! ,speak]1 9 ea* 
case = consid]ation ( su* provisions z  
fall )9 ! jurisdiction ( ! committee    
conc]n$  ,a ,,bill  ,to am5d ! ,fair    
,debt ,collection ,practices ,act to    
prohibit a c\rt f mak+ an aw>d ( co/s to
 a def5dant except on a f9d+ t an action
 0 br\ght 9 bad fai?4  #a4 ,%ort title  
,?is ,act may be cit$ z ! ,fair ,debt   
,collections ,practices ,cl>ification   
,act ( #bjah4  #b4 ,cl>ification t no   
aw>d ( co/s may be made aga9/ consum]s  
except :]e action br\ght 9 bad fai?     
,section #hac7;a77#c7 ( ! ,fair ,debt   
,collection ,practices ,act 7#ae        
,u4,s4,c4 #afibk7a77#c77 is am5d$ by    
add+ at ! end ! foll[+3 ,a c\rt may make

 an aw>d ( co/s or attorney fees to !   
def5dant only aft] f9d+ t an action "u  
?is section 0 br\ght 9 bad fai? & = !   
purpose ( h>assm5t1 & may n make an aw>d
 ( co/s or attorney fees o!rwise44