#aae? ,,congress  #b;d ,session  ,h4 ,r4
 #edhj  ,,an ,,act  ,to improve programs
 & activities relat+ to wom5's          
entrepr5eur%ip & economic emp[]m5t t are
 c>ri$ out by ! ,unit$ ,/ates ,ag5cy =  
,int]national ,developm5t1 & = o!r      
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,wom5's ,entrepr5eur%ip &  
,economic ,emp[]m5t ,act ( #bjah4  #b4  
,f9d+s ,congress f9ds ! foll[+3  7#a7   
,because wom5 make up ! majority ( !    
_w's poor & g5d] inequalities prevail 9 
incomes1 wages1 access to f9ance1       
own]%ip ( assets1 & control ov] !       
allocation ( res\rces1 wom5's           
entrepr5eur%ip & economic emp[]m5t is   
important to a*ieve inclusive economic  
gr[? at all levels ( society4 ,rese>*   
%[s t :5 wom5 ex]t great] influ5ce ov]  
h\sehold f9ances1 economic outcomes =   
families improve1 & *ildhood survival   
rates1 food security1 & educational     
atta9m5t increase4 ,wom5 also t5d to    
place a great] emphasis on h\sehold     
sav+s :i* improves families' f9ancial   

resili5cy4  7#b7 ,a #bjaf report by !   
,mc,kinsey ,global ,in/itute e/imat$ t  
a*iev+ global g5d] p>ity 9 economic     
activity c\ld add z mu* z #bh trillion  
to annual global gross dome/ic product  
7,,gdp7 by #bjbe4  7#c7 ,lack ( access  
to f9ancial s]vices t address           
g5d]-specific con/ra9ts imp$es wom5's   
economic inclusion4 ,m ?an #a billion   
wom5 ar\nd ! _w are curr5tly left out ( 
! =mal f9ancial sy/em1 :i* 9 turn causes
 _m wom5 to rely on in=mal means ( sav+ 
& borr[+ t are riski] & less reliable4  
,among o!r consequ5ces1 ?is hamp]s !    
success ( wom5 entrepr5eurs1 includ+ ^? 
seek+ to run or gr[ small & m$ium-siz$  
ent]prises 7,s,m,es74 ,! ,int]national  
,f9ance ,corporation has e/imat$ t #gj  
p]c5t ( wom5-own$ ,s,m,es 9 ! =mal      
sector are uns]v$ or und]s]v$ 9 t]ms (  
access to cr$it1 am\nt+ to a #bhe       
billion cr$it gap4  7#d7 ,wom5's        
economic emp[]m5t is inextricably l9k$  
to a myriad ( o!r wom5's human rights t 
are ess5tial to _! ability to ?rive z   

economic actors across ! lifecycle4 ,?is
 includes1 b is n limit$ to1 liv+ lives 
free ( viol5ce & exploitation1 a*iev+ ! 
highe/ possible /&>d ( heal? & well-be+1
 enjoy+ full legal & human rights su* z 
access to regi/ration1 id5tification1 & 
citiz5%ip docum5ts1 b5efitt+ f =mal &   
in=mal education1 & equal protection ( &
 access to l& & prop]ty rights1 access  
to fundam5tal labor rights1 policies to 
address disproportionate c>e burd5s1 &  
bus9ess & managem5t skills & lead]%ip   
opportunities4  7#e7 ,discrim9atory     
legal & regulatory sy/ems & bank+       
practices are hurdles to wom5's access  
to capital & assets1 includ+ l&1 ma*9]y1
 production facilities1 te*nology1 &    
human res\rces4 ,(t51 ^! b>ri]s are     
connect$ to a woman's m>ital /atus1 :i* 
c det]m9e :e!r %e is able to inh]it l&  
or own prop]ty 9 h] "n4 ,^! con/ra9ts   
contribute to wom5 frequ5tly runn+      
small] bus9esses1 ) few] employees & l[]
 asset values4  7#f7 ,sav+s gr\ps       
prim>ily compris$ ( wom5 are recogniz$ z

 a vital entry po9t1 especially = poor &
 v poor wom51 to =mal f9ancial s]vices &
 !re is a high dem& = su* gr\ps to      
protect & gr[ _! sav+s ) =mal f9ancial  
in/itutions4 ,evid5ce %[s t1 once l9k$  
to a bank1 ! av]age sav+s p] memb]      
increases betwe5 #dj to #ajj p]c5t & !  
av]age pr(it p] memb] d\bles4 ,key to ^!
 outcomes is inve/+ 9 f9ancial lit]acy1 
bus9ess lead]%ip tra9+1 & m5tor%ip4     
7#g7 ,unit$ ,/ates support =            
micro5t]prise & micr(9ance developm5t   
programs1 :i* seek to r$uce pov]ty 9    
l[-income c\ntries by giv+ small loans  
to small-scale entrepr5eurs )\t         
collat]al1 h be5 a useful me*anism to   
help families wea!r economic %ocks1 b _m
 microcr$it borr[]s l>gely rema9 9      
pov]ty4 ,! va/ majority ( microcr$it    
borr[]s are wom5 :o w\ld l to move up ! 
economic ladd] b are held back by b9d+  
con/ra9ts t create a miss+ middle--l>ge 
numb]s ( micro5t]prises1 a h&ful ( l>ge 
firms or conglom]ates1 & v few ,s,m,es 9
 betwe51 :i* are critical to driv+      

economic gr[? 9 develop+ c\ntries4  7#h7
 ,accord+ to ! ,_w ,bank1 ,s,m,es create
 #d out ( #e new positions 9 em]g+      
m>kets b ab\t half ( =mal ,s,m,es don't 
h access to =mal cr$it4 ,! f9anc+ gap is
 ev5 l>g] :5 micro & in=mal ent]prises  
are tak5 into acc\nt4 ,ov]all1          
approximately #gj p]c5t ( all micro1    
small & m$ium-siz$ ent]prises           
7,m,s,m,es7 9 em]g+ m>kets lack access  
to cr$it4  #c4 ,actions to improve g5d] 
policies ( ! ,unit$ ,/ates ,ag5cy =     
,int]national ,developm5t  7a7          
,developm5t coop]ation policy ,x %all be
 ! developm5t coop]ation policy ( !     
,unit$ ,/ates-- 7#a7 to r$uce g5d]      
disp>ities 9 access to1 control ov]1 &  
b5efit f economic1 social1 political1 & 
cultural res\rces1 weal?1 opportunities1
 & s]vices2  7#b7 to /rive to elim9ate  
g5d]-bas$ viol5ce & mitigate its h>mful 
effects on individuals & communities    
?r\gh ef=ts to develop /&>ds & capacity 
to r$uce g5d]-bas$ viol5ce 9 ! workplace
 & o!r places :]e wom5 conduct "w2  7#c7

 to support activities t secure private 
prop]ty rights & l& t5ure = wom5 9      
develop+ c\ntries1 includ+ legal        
frameworks to give wom5 equal rights to 
own1 regi/]1 use1 pr(it f1 & inh]it l& &
 prop]ty1 legal lit]acy to ex]cise ^!   
rights1 & capacity ( law en=cem5t &     
community lead]s to en=ce su* rights2 & 
7#d7 to increase ! capability ( wom5 &  
girls to realize _! rights1 det]m9e _!  
life outcomes1 assume lead]%ip roles1 & 
influ5ce decision-mak+ 9 h\seholds1     
communities1 & societies4  7b7 ,actions 
,9 ord] to advance ! policy describ$ 9  
subsection 7a71 ! ,adm9i/rator ( !      
,unit$ ,/ates ,ag5cy = ,int]national    
,developm5t %all ensure t--  7#a7       
/rategies1 projects1 & activities ( !   
,ag5cy are %ap$ by a g5d] analysis &1 :5
 applicable1 use /&>d indicators to     
provide "o measure ( success ( su*      
/rategies1 projects1 & activities2 &    
7#b7 g5d] equality & female emp[]m5t is 
integrat$ ?r\gh\t ! ,ag5cy's ,program   
,cycle & relat$ processes = purposes (  

/rategic plann+1 project design &       
implem5tation1 & monitor+ & evaluation4 
7c7 ,g5d] analysis def9$ ,9 ?is section1
 ! t]m g5d] analysis-- 7#a7 means a     
socio-economic analysis ( available or  
ga!r$ quantitative & qualitative        
in=mation to id5tify1 und]/&1 & expla9  
gaps betwe5 m5 & wom5 :i* typically     
involves exam9+--  7,a7 diff]5ces 9 !   
/atus ( wom5 & m5 & _! diff]5tial access
 to & control ov] assets1 res\rces1     
opportunities1 & s]vices2  7,b7 !       
influ5ce ( g5d] roles1 /ructural b>ri]s1
 & norms on ! division ( "t betwe5 paid 
employm5t1 unpaid "w 7includ+ subsi/5ce 
production & c>e = family memb]s71 &    
volunte] activities2  7,c7 ! influ5ce ( 
g5d] roles1 /ructural b>ri]s1 & norms on
 lead]%ip roles & decision mak+2        
con/ra9ts1 opportunities1 & entry po9ts 
= n>r[+ g5d] gaps & emp[]+ wom52 &  7,d7
 pot5tial diff]5tial impacts (          
developm5t policies & programs on m5 &  
wom51 includ+ un9t5d$ or negative       
consequ5ces2 &  7#b7 includes           

conclusions & recomm5dations to enable  
developm5t policies & programs to n>r[  
g5d] gaps & improve ! lives ( wom5 &    
girls4  #d4 ,developm5t assi/ance =     
micro1 small & m$ium-siz$ ent]prises    
7a7 ,f9d+s & policy ,section #bea ( !   
,=eign ,assi/ance ,act ( #aifa 7#bb     
,u4,s4,c4 #bbaa7 is am5d$--  7#a7 9     
p>agraph 7#a7-- 7,a7 by /rik+           
micro5t]prise & ins]t+ micro1 small &   
m$ium-siz$ ent]prise2  7,b7 by /rik+ & 9
 ! developm5t & ins]t+ 1 9 ! developm5t2
 &  7,c7 by add+ at ! end be=e ! p]iod !
 foll[+3 1 & 9 ! economic emp[]m5t ( !  
poor1 especially wom52  7#b7 9 p>agraph 
7#b7-- 7,a7 by /rik+ micro5t]prise &    
ins]t+ micro1 small & m$ium-siz$        
ent]prise2 &  7,b7 by add+ at ! end be=e
 ! p]iod ! foll[+3 1 p>ticul>ly ^?      
ent]prises own$1 manag$1 & controll$ by 
wom52  7#c7 9 p>agraph 7#c71 by /rik+   
micro5t]prises & ins]t+ micro1 small &  
m$ium-siz$ ent]prises2  7#d7 9 p>agraph 
7#d71 by /rik+ micro5t]prise & ins]t+   
micro1 small & m$ium-siz$ ent]prise2    

7#e7 9 p>agraph 7#e7--  7,a7 by /rik+   
%\ld cont9ue & ins]t+ %\ld cont9ue & be 
exp&$2 &  7,b7 by /rik+ micro5t]prise & 
micr(9ance developm5t assi/ance & ins]t+
 developm5t assi/ance = micro1 small &  
m$ium-siz$ ent]prises2 &  7#f7 9        
p>agraph 7#f7-- 7,a7 by /rik+ h be5     
successful & ins]t+ h _h "s success2    
7,b7 by /rik+ micro5t]prise programs &  
ins]t+ developm5t assi/ance = micro1    
small & m$ium-siz$ ent]prises2 &  7,c7  
by /rik+ 1 su* z c\ntries 9 ,lat9       
,am]ica4  7b7 ,au?orization2            
implem5tation2 t>get$ assi/ance ,section
 #beb ( ! ,=eign ,assi/ance ,act ( #aifa
 7#bb ,u4,s4,c4 #bbaa;a7 is am5d$ z     
foll[s3 7#a7 ,9 subsection 7a7--  7,a7 9
 ! matt] prec$+ p>agraph 7#a7-- 7i7 by  
/rik+ cr$it1 sav+s1 & o!r s]vices &     
ins]t+ cr$it1 includ+ ! use ( innovative
 cr$it scor+ models1 sav+s1 f9ancial    
te*nology1 f9ancial lit]acy1 insurance1 
prop]ty rights1 & o!r s]vices2 &  7ii7  
by /rik+ micr(9ance & micro5t]prise     
cli5ts & ins]t+ micro1 small &          

m$ium-siz$ ent]prise cli5ts2  7,b7 9    
p>agraph 7#a71 by /rik+ micr(9ance &    
micro5t]prise cli5ts & ins]t+ micro1    
small & m$ium-siz$ ent]prise cli5ts1    
p>ticul>ly ^? cli5ts own$1 manag$1 &    
controll$ by wom52  7,c7 9 p>agraph     
7#b7-- 7i7 by /rik+ micro5t]prises &    
ins]t+ micro1 small & m$ium-siz$        
ent]prises2 &  7ii7 by ins]t+ acquire   
,unit$ ,/ates goods & s]vices1 aft]     
,unit$ ,/ates m>kets12  7,d7 9 p>agraph 
7#c7--  7i7 by /rik+ micr(9ance &       
micro5t]prise in/itutions & ins]t+      
f9ancial int]m$i>ies2  7ii7 by /rik+    
micr(9ance & micro5t]prise cli5ts &     
ins]t+ micro1 small & m$ium-siz$        
ent]prises2 &  7iii7 by /rik+ & at !    
end2  7,e7 9 p>agraph 7#d7--  7i7 by    
/rik+ micr(9ance & micro5t]prise cli5ts 
& in/itutions & ins]t+ micro1 small &   
m$ium-siz$ ent]prises1 f9ancial         
int]m$i>ies1 & capital m>kets2 &  7ii7  
by /rik+ ! poor & v poor4 & ins]t+ !    
poor & v poor1 especially wom522 &  7,f7
 by add+ at ! end ! foll[+3  7#e7       

assi/ance = ! purpose ( promot+ !       
economic emp[]m5t ( wom51 includ+ ?r\gh 
increas$ access to f9ancial res\rces &  
improv+ prop]ty rights1 inh]itance      
rights1 & o!r legal protections2 &  7#f7
 assi/ance = ! purpose ( scal+ up       
evid5ce-bas$ graduation approa*es1 :i*  
include t>get+ ! v poor & h\seholds 9   
ultra-pov]ty1 consumption support1      
promotion ( sav+s1 skills tra9+1 & asset
 transf]s4  4  7#b7 ,9 subsection 7b7-- 
7,a7 9 p>agraph 7#a7 to read z foll[s3  
7#a7 ,9 g5]al ,!re is au?oriz$ to be    
e/abli%$ )9 ! ,ag5cy an (fice to support
 ! ,ag5cy's ef=ts to broad5 & deep5     
local f9ancial m>kets1 exp& access to   
appropriate f9ancial products & s]vices1
 & support ! developm5t ( micro1 small &
 m$ium-siz$ ent]prises4 ,! ,(fice %all  
be head$ by a ,director :o %all possess 
te*nical exp]tise & ability to (f]      
lead]%ip 9 ! field ( f9ancial sector    
developm5t4  2  7,b7 9 p>agraph 7#b7--  
7i7 9 subp>agraph 7,b7--  7,i7 by /rik+ 
,use ( c5tral fund+ me*anisms4-- & all t

 foll[s ?r\gh ,9 ord] to ensure & ins]t+
 ,use ( c5tral fund+ me*anisms4--,9 ord]
 to ensure2  7,,ii7 by /rik+ ! (fice    
%all & all t foll[s ?r\gh & o!r         
practition]s & ins]t+ ! (fice %all      
provide coord9ation & support =         
field-implem5t$ programs1 includ+ ?r\gh 
t>get$ core support = micro1 small &    
m$ium-siz$ ent]prises & local f9ancial  
m>kets2 &  7,,iii7 by /rik+ clause 7ii72
  7ii7 9 subp>agraph 7,c7--  7,i7 by    
ins]t+ 1 p>ticul>ly by protect+ ! use & 
fund+ ( local organizations 9 c\ntries 9
 :i* ! ,ag5cy inve/s1 aft] &            
su/a9ability2 &  7,,ii7 by ins]t+ 1     
especially wom5 aft] ! poor & v poor2 & 
7,c7 by /rik+ p>agraph 7#c74  7#c7 ,9   
subsection 7c7--  7,a7 by /rik+ all     
micro5t]prise res\rces & ins]t+ all     
micro1 small & m$ium-siz$ ent]prise     
res\rces2 &  7,b7 by /rik+ cli5ts :o are
 v poor4 & all t foll[s & ins]t+        
activities t rea* ! v poor1 & #ej p]c5t 
( all small & m$ium-siz$ ent]prise      
res\rces %all be t>get$ to activities t 

rea* ent]prises own$1 manag$1 &         
controll$ by wom544  7c7 ,monitor+ sy/em
 ,section #bec7;b7 ( ! ,=eign ,assi/ance
 ,act ( #aifa 7#bb ,u4,s4,c4 #bbaa;b7b77
 is am5d$-- 7#a7 9 p>agraph 7#a71 by    
ins]t+ 1 includ+ goals on a g5d]        
disaggregat$ basis1 su* z improvem5ts 9 
employm5t1 access to f9ancial s]vices1  
ent]prise developm5t1 e>n+s & control   
ov] income1 & prop]ty & l& rights1 aft] 
p]=mance goals2  7#b7 9 p>agraph 7#b71  
by /rik+ include p]=mance indicators &  
all t foll[s ?r\gh ! a*ievem5t & ins]t+ 
incorporate ,ag5cy plann+ & report+     
processes & indicators to measure or    
assess ! a*ievem5t2 &  7#c7 by /rik+    
p>agraph 7#d74  7d7 ,pov]ty measurem5t  
me?ods ,section #bed ( ! ,=eign         
,assi/ance ,act ( #aifa 7#bb ,u4,s4,c4  
#bbaa;c7 is am5d$ to read z foll[s3     
#bed4 ,pov]ty measurem5t me?ods ,!      
,adm9i/rator ( ! ,ag5cy1 9 consultation 
) f9ancial int]m$i>ies & o!r appropriate
 organizations1 %\ld h 9 place at lea/  
"o me?od = implem5t+ p>tn]s to use to   

assess pov]ty levels ( _! curr5t incom+ 
or prospective cli5ts4  4  7e7          
,additional au?orities ,section #bee ( !
 ,=eign ,assi/ance ,act ( #aifa 7#bb    
,u4,s4,c4 #bbaa;d7 is am5d$-- 7#a7 by   
/rik+ assi/ance = micro5t]prise         
developm5t assi/ance & ins]t+ developm5t
 assi/ance = micro1 small & m$ium-siz$  
ent]prises2 &  7#b7 by /rik+ &1 to !    
ext5t applicable & all t foll[s & ins]t+
 a p]iod4  7f7 ,micro5t]prise developm5t
 cr$its ,section #bef ( ! ,=eign        
,assi/ance ,act ( #aifa 7#bb ,u4,s4,c4  
#bbab7 is am5d$--  7#a7 9 ! section     
head+1 by /rik+ micro5t]prise developm5t
 cr$its & ins]t+ developm5t cr$its =    
micro1 small & m$ium-siz$ ent]prises2   
7#b7 9 subsection 7a7--  7,a7 9 p>agraph
 7#a71 by /rik+ micro- & small          
ent]prises & ins]t+ micro1 small &      
m$ium-siz$ ent]prises2 &  7,b7 9        
p>agraph 7#b71 by /rik+ micro5t]prises &
 ins]t+ micro1 small & m$ium-siz$       
ent]prises2  7#c7 9 subsection 7b71 9 ! 
matt] prec$+ p>agraph 7#a71 by ins]t+ & 

o!r f9ancial s]vices aft] cr$it2  7#d7  
by /rik+ micro5t]prise h\seholds ea*    
place x appe>s & ins]t+ micro1 small &  
m$ium-siz$ ent]prises & h\seholds2 &    
7#e7 by /rik+ micr(9ance in/itutions ea*
 place x appe>s & ins]t+ f9ancial       
int]m$i>ies4  7g7 ,unit$ ,/ates         
,micr(9ance ,loan ,facility ,section    
#beg ( ! ,=eign ,assi/ance ,act ( #aifa 
7#bb ,u4,s4,c4 #bbac7 is am5d$--  7#a7 9
 subsection 7a71 by /rik+ ,unit$        
,/ates-support$ micr(9ance in/itutions &
 ins]t+ ,unit$ ,/ates-support$ f9ancial 
int]m$i>ies2 &  7#b7 9 subsection 7b7-- 
7,a7 by /rik+ ,unit$ ,/ates-support$    
micr(9ance in/itutions ea* place x      
appe>s & ins]t+ ,unit$ ,/ates-support$  
f9ancial int]m$i>ies2 &  7,b7 9 p>agraph
 7#b71 by /rik+ micr(9ance in/itutions &
 ins]t+ 8f9ancial int]m$i>ies04  7h7    
,cont5ts ( report ,subsection 7b7 (     
section #beh ( ! ,=eign ,assi/ance ,act 
( #aifa 7#bb ,u4,s4,c4 #bbad7 is am5d$  
to read z foll[s3  7b7 ,cont5ts ,to !   
ext5t practicable1 ! report %\ld conta9 

! foll[+3  7#a7 ,in=mation ab\t         
assi/ance provid$ "u section #beb1      
includ+-- 7,a7 ! am\nt ( ea* grant or   
o!r =m ( assi/ance2  7,b7 ! "n & type ( 
ea* int]m$i>y & implem5t+ p>tn]         
organization receiv+ assi/ance2  7,c7 ! 
"n ( ea* c\ntry receiv+ assi/ance2 &    
7,d7 ! me?odology us$ to ensure         
compliance ) ! t>get$ assi/ance         
requirem5ts 9 subsection 7c7 ( su*      
section4  7#b7 ,! p]c5tage ( assi/ance  
provid$ "u section #beb disaggregat$ by 
income level1 includ+ = ! v poor1 &     
g5d]4  7#c7 ,! e/imat$ numb] (          
individuals t receiv$ assi/ance provid$ 
"u section #beb disaggregat$ by income  
level1 includ+ = ! v poor1 & g5d]1 & by 
type ( assi/ance1 includ+ loans1 tra9+1 
& bus9ess developm5t s]vices4  7#d7 ,!  
results ( ! monitor+ sy/em requir$ "u   
section #bec4  7#e7 ,in=mation ab\t any 
me?od 9 place to assess pov]ty levels "u
 section #bed4  4  7i7 ,def9itions      
,section #bei ( ! ,=eign ,assi/ance ,act
 ( #aifa 7#bb ,u4,s4,c4 #bbad;a7 is     

am5d$--  7#a7 9 p>agraph 7#c71 by /rik+ 
,committee on ,int]national ,relations &
 ins]t+ ,committee on ,=eign ,affairs2  
7#b7 9 p>agraph 7#d71 by /rik+          
micro5t]prises & ins]t+ micro1 small &  
m$ium-siz$ ent]prises2  7#c7 9 p>agraph 
7#f7-- 7,a7 9 subp>agraph 7,e71 by /rik+
 micro5t]prise in/itution & ins]t+      
micro1 small & m$ium-siz$ ent]prise     
in/itution2 &  7,b7 9 subp>agraph 7,f71 
by /rik+ micr(9ance in/itution & ins]t+ 
f9ancial int]m$i>y2  7#d7 9 p>agraph    
7#g7 to read z foll[s3  7#g7 ,micro1    
small & m$ium-siz$ ent]prise in/itution 
,! t]m micro1 small & m$ium-siz$        
ent]prise in/itution means an entity t  
provides s]vices1 includ+ f9ance1 tra9+1
 or bus9ess developm5t s]vices1 = micro1
 small & m$ium-siz$ ent]prises 9 =eign  
c\ntries4  2  7#e7 9 p>agraph 7#h7 to   
read z foll[s3  7#h7 ,f9ancial int]m$i>y
 ,! t]m f9ancial int]m$i>y means !      
entity t acts z ! int]m$i>y betwe5      
p>ties 9 a f9ancial transaction1 su* z a
 bank1 cr$it union1 inve/m5t fund1 a    

village sav+s & loan gr\p1 or an        
in/itution t provides f9ancial s]vices  
to a micro1 small or m$ium-siz$         
ent]prise4  2  7#f7 by /rik+ p>agraph   
7#i72  7#g7 by r$esignat+ p>agraphs     
7#aj7 ?r\gh 7#ad7 z p>agraphs 7#i7 ?r\gh
 7#ac71 respectively2  7#h7 9 p>agraph  
7#i7 7z r$esignat$71 by /rik+ (         
micro5t]prise developm5t2  7#i7 9       
p>agraph 7#aj7 to read z foll[s3  7#aj7 
,practition] in/itution ,! t]m          
practition] in/itution means a n-=-pr(it
 entity1 f9ancial int]m$i>y1 in=mation &
 communications te*nology firm ) a      
mobile money plat=m1 a village & sav+s  
loan gr\p1 or any o!r entity t provides 
f9ancial or bus9ess developm5t s]vices  
au?oriz$ "u section #beb t b5efits      
micro1 small & m$ium-siz$ ent]prise     
cli5ts4  2  7#aj7 9 p>agraph 7#ab7 7z   
r$esignat$7-- 7,a7 9 ! head+1 by /rik+  
unit$ /ates-support$ micr(9ance         
in/itution & ins]t+ unit$ /ates-support$
 f9ancial int]m$i>y2 &  7,b7 by /rik+   
,unit$ ,/ates-support$ micr(9ance       

in/itution & ins]t+ ,unit$              
,/ates-support$ f9ancial int]m$i>y2     
7#aa7 9 subp>agraph 7,b7 ( p>agraph     
7#ac7 7z r$esignat$7 to read z foll[s3  
7,b7 liv+ bel[ ! ,int]national ,pov]ty  
,l9e1 z def9$ by ! ,int]national ,bank =
 ,recon/ruction & ,developm5t & !       
,int]national ,developm5t ,association  
7collectively ref]r$ to z ! ,_w ,bank74 
4  7j7 ,te*nical & con=m+ am5dm5t ,title
 ,,vi ( *apt] #b ( "p ,i ( ! ,=eign     
,assi/ance ,act ( #aifa is am5d$ 9 !    
title head+ by /rik+ ,,micro5t]prise    
,,developm5t ,,assi/ance & ins]t+       
,,developm5t ,,assi/ance ,,= ,,micro1   
,,small ,,& ,,m$ium-,,siz$ ,,ent]prises4
  #e4 ,report & brief+ by ,unit$ ,/ates 
,ag5cy = ,int]national ,developm5t  7a7 
,9 g5]al ,n lat] ?an #a ye> aft] ! date 
( ! enactm5t ( ?is ,act1 ! ,adm9i/rator 
( ! ,unit$ ,/ates ,ag5cy = ,int]national
 ,developm5t %all provide a brief+ &    
submit to ! ,committee on ,=eign        
,affairs ( ! ,h\se ( ,repres5tatives & !
 ,committee on ,=eign ,relations ( !    

,s5ate a report on ! implem5tation ( ?is
 ,act & ! am5dm5ts made by ?is ,act1    
includ+ actions to improve ! g5d]       
policies ( ! ,unit$ ,/ates ,ag5cy =     
,int]national ,developm5t pursuant to   
section #c4  7b7 ,public availability ,!
 report requir$ "u p>agraph 7#a7 %all be
 po/$ & made available on a text-bas$1  
se>*able1 & publicly-available int]net  
website4  #f4 ,report by ,comptroll]    
,g5]al ( ! ,unit$ ,/ates  7a7 ,9 g5]al  
,n lat] ?an #b ye>s aft] ! date ( !     
enactm5t ( ?is ,act1 ! ,comptroll]      
,g5]al ( ! ,unit$ ,/ates %all submit to 
! ,committee on ,=eign ,affairs ( !     
,h\se ( ,repres5tatives & ! ,committee  
on ,=eign ,relations ( ! ,s5ate a report
 on developm5t assi/ance = micro1 small 
& m$ium-siz$ ent]prises adm9i/]$ by !   
,unit$ ,/ates ,ag5cy = ,int]national    
,developm5t4  7b7 ,matt]s ,to be includ$
 ,! report requir$ "u subsection 7a7    
%all include an assessm5t ( ! foll[+3   
7#a7 ,:at is kn[n ab\t ! impact ( su*   
developm5t assi/ance on ! economies (   

develop+ c\ntries4  7#b7 ,! ext5t to :i*
 su* developm5t assi/ance is t>get+ wom5
 & ! v poor1 includ+ :at is kn[n ab\t h[
 su* developm5t assi/ance b5efits wom54 
7#c7 ,! ext5t to :i* ! ,unit$ ,/ates    
,ag5cy = ,int]national ,developm5t has  
develop$ a me?odology us$ to ensure     
compliance ) ! t>get$ assi/ance         
requirem5t 9 section #beb7;c7 ( ! ,=eign
 ,assi/ance ,act ( #aifa1 z am5d$ by    
section #d ( ?is ,act1 & ! quality ( su*
 me?odology4  7#d7 ,! monitor+ sy/em    
requir$ 9 section #bec7;b7 ( ! ,=eign   
,assi/ance ,act ( #aifa1 z am5d$ by     
section #d ( ?is ,act1 includ+ ! quality
 ( su* monitor+ sy/em4  ,pass$ ! ,h\se (
 ,repres5tatives ,july #ag1             
#bjah4;,cl]k4