,i  #aae? ,,congress  #a/ ,session  ,h4 
,r4 #dfdh  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,decemb] #ad1         
#bjag,mr4 ,emm] 7= himself & ,mr4       
,hultgr57 introduc$ ! foll[+ bill2 :i* 0
 ref]r$ to ! ,committee on ,f9ancial    
,s]vices  ,a ,,bill  ,to delay !        
effective date ( c]ta9 regulations      
relat+ to home mortgage disclosures1 to 
susp5d c]ta9 data %>+ requirem5ts1 & =  
o!r purposes4  #a4 ,%ort title ,?is ,act
 may be cit$ z ! ,home ,mortgage        
,report+ ,relief ,act ( #bjag4  #b4     
,delay$ effective date ( am5dm5ts to    
regulation relat+ to home mortgage      
disclosure  7a7 ,compilation (          
reportable data ,compliance ) ! am5dm5ts
 made to section #ajjc4d ( title #ab1   
,code ( ,f$]al ,regulations1 by ! f9al  
rule issu$ by ! ,bureau ( ,consum]      
,f9ancial ,protection entitl$ ,home     
,mortgage ,disclosure 7,regulation ,c7  
7#hj ,f$4 ,reg4 #ffcaj 7,octob] #bh1    
#bjae77 & ! f9al rule issu$ by ! ,bureau
 ( ,consum] ,f9ancial ,protection       

entitl$ ,home ,mortgage ,disclosure     
7,regulation ,c7 7#hb ,f$4 ,reg4 #dcacb 
7,septemb] #ac1 #bjag77 prior to ,janu>y
 #a1 #bjai1 may n s]ve z ! basis ( a    
sup]visory or en=cem5t action tak5 aga9/
 any depository in/itution1 & no suit   
may be fil$ aga9/ any depository        
in/itution = a violation ( su*          
requirem5ts occurr+ be=e su* date4  7b7 
,report+ ,compliance ) ! am5dm5ts made  
to section #ajjc4e ( title #ab1 ,code ( 
,f$]al ,regulations1 by ! f9al rules    
describ$ 9 subsection 7a7 prior to      
,janu>y #a1 #bjbj1 may n s]ve z ! basis 
( a sup]visory or en=cem5t action tak5  
aga9/ any depository in/itution1 & no   
suit may be fil$ aga9/ any depository   
in/itution = a violation ( su*          
requirem5ts occurr+ be=e su* date4  #c4 
,susp5sion ( data %>+ requirem5ts       
,not)/&+ any o!r provision ( law1       
includ+ ! f9al rules describ$ 9 section 
#a-- 7#a7 depository in/itutions %all n 
be requir$ to publi%1 disclose1 or      
o!rwise make available to ! public1     

pursuant to ! ,home ,mortgage           
,disclosure ,act ( #aige 7or regulations
 issu$ "u su* ,act7 any data1 o!r ?an   
data t w be compil$ 9 aggregate =m z    
describ$ "u section #caj ( su* ,act1 t 0
 n requir$ to be publi%$1 disclos$1 or  
o!rwise made available pursuant to su*  
,act 7or regulations issu$ "u su* ,act7 
on ! day be=e ! date ( ! enactm5t ( !   
,dodd-,frank ,wall ,/reet ,re=m &       
,consum] ,protection ,act2 &  7#b7 !    
,bureau ( ,consum] ,f9ancial ,protection
 & ! ,f9ancial ,in/itutions ,exam9ation 
,c\ncil %all n publi%1 disclose1 or     
o!rwise make available to ! public any  
data receiv$ f depository in/itutions   
pursuant to ! ,home ,mortgage           
,disclosure ,act ( #aige 7or regulations
 issu$ "u su* ,act71 o!r ?an data t w be
 compil$ 9 aggregate =m z describ$ "u   
section #caj ( su* ,act1 t 0 n requir$  
to be report$ by depository in/itutions 
on ! day be=e ! date ( ! enactm5t ( !   
,dodd-,frank ,wall ,/reet ,re=m &       
,consum] ,protection ,act4  #d4         

,depository in/itution def9$ ,= purposes
 ( ?is ,act1 ! t]m depository in/itution
 has ! mean+ giv5 su* t]m "u section    
#cjc ( ! ,home ,mortgage ,disclosure    
,act ( #aige 7#ab ,u4,s4,c4 #bhjb74